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#8221;Birdsong#8221; by Sebastian Faulks Essay Sample. The riverboat trip is a key moment in the first part of the novel. The way that it prefigures the war shows how Faulk#8217;s interlinks peacetime with war. The trip can be used to highlight Stephen#8217;s view of the war, and also his views of companionship, shown by his interactions with Madame Azaire. The first piece of evidence that it is relating back to the war comes in help the first paragraph on P44. All of the characters have had their lunch and they are sitting quietly, passing time. This is as though they are men after war. They are all silent and want to be alone. During the paragraph, there is no speech. This is like the aftermath of war because they are all reflecting on the events of the day.

This point is reiterated in the next paragraph where they #8216;clambered back into the boat.#8217; This does not make it sound like they are all out for lunch, but more like some form of struggle. This is made clearer by the afternoon laying #8216;heavy and dull on them#8217;. During the war, men would have struggled with weather. The men would not have liked hot weather, because it would make it hard for them to carry out light tasks. On Making? They would also dislike cold weather, because they would struggle to function normally. Marketing Homework Us? Wilfred Owen highlighted the problem of the weather in Dulce et Decorum Est; Knock-Kneed, coughing like hags, we cursed through sludge. Throughout the Dissertation help writing riverboat trip, and the novel, we would be able to assign each character a position in the army. The Bi??rard#8217;s would probably become the generals.

This is because of homework help Bi??rard being such a dominant character. He doesn#8217;t really value people#8217;s opinions and would rather listen to himself. Writing? On P45 we are told how #8216;Bi??rard propelled the boat on its slow, straight course.#8217; The boat can be used to symbolize the war. The generals only have to tell people orders for hundreds of men#8217;s lives to be changed. Using the same principle, Madame Bi??rard comes across as one of the generals that doesn#8217;t fight, but takes credit for others actions. #8216;Madame Bi??rard, in thick formal clothes, looked disconsolate at the front of the boat.#8217; It is as though she would be trying to fit in help us with all of the soldiers, but struggling to do so due to a lack of experience. Writing? The main section of the riverboat trip is regarding Stephens#8217; attitude towards death. It is littered with negative words that wouldn#8217;t suggest that they#8217;ve been on a pleasant afternoon trip. #8216;Hectic abundance#8217;, #8216;death#8217;, #8216;shot#8217; is just some that Faulks uses. The whole description of the water gardens could be used to describe the war, and mainly the homework help us trenches. It is almost as though it is portraying the harsh conditions that the soldiers had to endure, #8216;What was held to be a place of natural beauty was a stagnation of living tissue which could not be saved from decay.#8217; Stephen sees the application essay writing community fields and the gardens that are picture of beauty, and inadvertently relates them to help the war. The water gardens would one day be used to fight a war, where the killing of life would happen on a constant basis. Essay On Homework And Disadvantages Urbanization? There are three key moments when we see what the effect of war would have on Marketing men physically and psychologically.

When Stephen catches Madame Azaire#8217;s eye, we are told that she #8216;looked into his with no social smile or conversational suggestion.#8217; Many men during the good war suffered from Marketing homework, shellshock, and the war was certainly a time when men saw goings on that would haunt them for Essay high school students the rest of help their lives. The second is when Gri??goire ignores the Essay students fish that jumps out homework of the water. He is even said to writing have been #8216;previously excited#8217;, which shows how the Marketing day is having an Essay on homework, affect on him. If both characters were men in the war, then we could fully comprehend why they would not want to talk to react to small happenings. Most soldiers found it hard, even impossible, to describe the atrocities of war. People would have seen friends and relatives die and that would be too much for most people. The final moment shows the homework help us tension that was apparent during the war. Gri??goire splashes water at Lisette, and she hits him, making him cry.

It is obvious that Lisette is highly strung and did not want to be in any contact. Amour Dissertation? Gri??goire#8217;s actions can be likened with that of Tippers breakdown later in the novel. He is struggling to cope with what is happening, and breaks down easily. Stephen#8217;s attitude to death is expanded upon during the paragraph at the base of P45. It starts with #8216;All of them, he thought, would be taken back by this earth#8217;, which shows a certain degree of Marketing homework help us negativity.

It is almost as though he is questioning the reasoning behind life. If we are all going to die, then why bother living. The primary example that Stephen gives is of Bi??rard#8217;s tongue. How To Statement For A? This is slightly comical, because it is Marketing homework help us, a dig at the way Bi??rard is always talking, and also a reference to the tongue that he ate during lunch. Stephen shows us of a belief that he holds throughout the good choices novel, that we all die and return to the earth (circle of life). He calls the ground the homework #8216;clinging earth#8217;, as though it is dragging you down towards your death.

This attitude is very pessimistic, and is brought up again by Faulks during the novel, when Stephen talks to Weir about the limits of man. When the trip comes to an end, Bi??rard does as any general would do and rewrites #8216;the story of the afternoon#8217;. This would have been typical of most generals who #8216;edited#8217; stories to highlight the Dissertation help writing glory. It is also true of telegrams that were sent home to the families of the Marketing homework help us killed. They would get informed of how their son died bravely on a mission that was critical in the war against evil.

This of course, was mostly untrue, but eased the pain and suffering back home. Generally, the riverboat trip is merely just a way for Faulks to prefigure the war through the eyes of Stephen. It is littered with references to the war, from #8216;shot through guns#8217; to #8216;the earth had been dug out of trenches#8217;. It is however, a very good contrast between the war and peacetime. The countryside of France never was intended for use in such a barbaric and Dissertation help writing monstrous way. Overall, the us riverboat trip is highly detailed, and gives us a clear insight into the feelings and beliefs of Stephen.

Is this the perfect essay for you? Save time and order #8221;Birdsong#8221; by Sebastian Faulks. essay editing for only $13.9 per page. Top grades and Dissertation quality guaranteed! Relevant essay suggestions for #8221;Birdsong#8221; by Sebastian Faulks. Analyse the description used by Sebastian Faulks between page 225 to 240 of his novel Birdsong. Comment in particular on the attitude of the men towards their experiences and what#8230; The importance of places in us Birdsong. Writing? Birdsong is a novel written in a tripartite structure, which uses many different places in the novel to help emphasise the Marketing homework help key elements and also foreshadows certain events which will#8230; Saint Sebastian was born in the city of Narbonne, in Essay school Gaul, in the 3rd Century. Saint Sebastian was a young man by the time he was religious.

He was a#8230; Literature and Composition. European sailor, narrates the homework story, goes to Africa to pilot a riverboat for a Belgian ivory trading company, duty to seek out Kurtz, another riverboat captain, and writing community bring him back#8230; Prelude #038; Fugue XV in homework G major Johann Sebastian Bach. The “DAS WOLTEMPERIERTE KLAVIER” is the best known of Bach’s clavier works. It is a set of 48 Preludes Fugues in each of the twelve major and How to write a thesis powerpoint minor keys#8230;. Three Men In A Boat Summary.

The story goes on with the incidents that include anecdotes told by three of them. The landmarks, historical significance of Marketing homework us which are described, are Hampton Court Palace, Monkey Islands, Magna#8230;

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Should Animals Be Kept In Zoos Essays and us, Research Papers. Zoos are the advantages urbanization, places where animals are kept . Some people argue that animals shall not be . kept in zoos as they deserve freedom. Zoos cannot provide them with enough space, therefore, they cannot run around so as to Marketing homework help us, grow up freely. On the and disadvantages urbanization, other hand, some people argue that animals should be kept in zoos . Nowadays, forests and mountains have been cut down by people. If we leave animals alone, they might have nowhere to find food and nowhere to live. It is for the sake of the animals themselves that. Biodiversity , Captivity , Extinction 1661 Words | 5 Pages. Animals Should Not Be Kept in Zoos.

Shandy Mae Yap 3/6 Should animals be kept in Zoos ? I believe that animals . Marketing Us! should be allowed to enjoy their own natural habitat and live with their family freely, not trapped behind bars and application writing community, cages. So no, I do not agree that animals should be kept in zoos . Most people go to the zoo purely for entertainment and Marketing us, I strongly believe that animals were not created for that purpose only. We shouldn't put animals lower than us. Zoos claim to educate people and 10 page good choices gif, preserve species, but. Bear , Behavior , Habitat 436 Words | 3 Pages. Should Animals Be Kept in homework help us, the Zoo? Animals play an important role of human life. A Thesis Statement Research Paper! Wild animal is a kind that normally lives in the wild, for Marketing help example: elephants, . tigers, rhinos and many others. They live in the wild with spacious and natural environment, however many humans kept them in the zoo , as an writing community attraction for the sake of the Marketing help, money.

They didn’t think of the wild animals habitat, and there are some problems arise from keeping them in cages. The shock of being in Essay for you school, captivity would depress the animals ; they would even act hysterically. Biodiversity , Conservation biology , Extinction 1123 Words | 3 Pages. Animals Should Not Be Kept as Captives in a Zoo. Keeping animals in zoos constitutes one of the greatest injustices of all time.

Zoos keep animals . mainly for us public viewing. If truly animals were kept to avoid extinction, then we would have conservatories dedicated for Essay that purpose. Furthermore, if you view animals at the zoo you will see that these animals spend most of their existence trying to escape. For the most part these animals do not want to be kept in Marketing us, captivity. All in Essay high, all, zoos are prisons for animals . Zoos are premises for the captivity. Animal welfare , Captivity , Extinction 790 Words | 3 Pages. SHOULD ANIMALS BE IN ZOOS * No sense of freedom. Homework Help Us! * Not natural. High School Students! * Generally kept only Marketing us . with own species. * Shorten life spans. INTRODUCTION Zoo is short form of zoological park. In zoos , people take care of endangered animals and they do scientific researches.

However I believe caging animals , seizing their freedom and doing heap of application essay heap stuff like circuses, people have fun and some people earn money is the main thing happening in zoos . Homework! Like everybody else animals love to College application essay service, have. Biodiversity , Extinction , Forest 710 Words | 3 Pages. They tend to us, live longer in zoos Animals live longer in zoos than they do in the wild they get the necessary . care and food they need to live a very healthy lifestyle. College Application Service Community! Lets say if an animal was sick in the wild nine times out of ten they would die or be killed by a predator but if an animal got sick in the zoo it will have a more likely chance of survival because of Marketing vetinarians on standby. Posted by: Anonymous Report Post Like Reply 0 0 Extinct in Wild . Biodiversity , Conservation , Conservation biology 1644 Words | 10 Pages. Should Animals be Kept in the zoo? ? Should Animals be Kept in the zoos ? A zoo is a place where animals are . kept and 10 page essay good, displayed to the public, and in which they may also breed. Have you ever been to a zoo ? Because we have zoos , we can go there to see wild animals , such as tigers, giraffes, elephants, koalas, and so on. Having zoos is convenient for us to Marketing homework, see wild animals . If we don’t have zoos , we want to see wild animals , we need to go to forests. Although zoos probably are not a good idea to Essay high school students, treat them, I still agree that we should.

Biodiversity , Conservation reliant species , Endangered species 550 Words | 2 Pages. ? Zoos are sometimes seen as necessary but poor alternative to a natural environment. Is it necessary to homework, keep animals in . zoos ? Zoo is the place where different kinds of animals are kept , displayed to public, and in which they may also be bred. In today’s fast paced world, people are pressurized everyday working at a stressful job from nine to five; leisure in the form of going to zoo can be truly welcoming. There are many debates on whether zoos should be prohibited since the issue of animal conservation.

Biodiversity , Ecology , Extinction 461 Words | 2 Pages. topic “ Animals should never be kept in on homework and disadvantages, zoos ”. You can either choose for or against the motion. . Marketing! Honorable adjudicators, Ladies and gentlemen, Today’s motion is “ Animals should never be kept in zoos ”. Our team totally oppose to the motion. Mind the word ‘never’ is used, which gives a very extreme meaning. Our opponents may say that animals come from nature. They deserve and have to live in their own habitat to make sense. We, human beings, should never disturb them. There should be a clear. Animal , Biodiversity , Extinction 612 Words | 2 Pages. Breeding Animals in Zoos: Is Really for Animals? Breeding Animals In Zoos : Is Really Good For Animals ? By: Pham Hoang Final Draff 28th September, 2012 . A Thesis For A Paper! Breeding Animals In Zoos : Is Really Good For Animals ? Do you know how many zoos we have exist all over the world? And do you know where and when the first zoo was built?

If these questions are strange to you, let me provide you with more information about that. Gardens and Marketing help us, Menagerie of the Zoological Society of on homework advantages London was the very first zoo to be opened in London in 1828. Since then. Animal welfare , Ethology , Extinction 826 Words | 3 Pages. Animals Should Not Be Kept In Captivity At Zoos. ? Animals should not be kept in homework us, captivity at zoos Many of us have been to Amour dissertation, a zoo at . least once in our lives before. Zoos are premises for help us the captivity of animals , where they are studied and displayed for dissertation the public to see. Have you ever stopped to Marketing, think of the trauma that the animal went through while being taken from its family and its home, to be locked behind a cage for the rest of his life?

Do you remember leaving the zoo that day knowing a whole lot more about on homework and disadvantages animals than you did before. Biodiversity , Endangered species , Ex-situ conservation 587 Words | 2 Pages. why do people think that animals feel happy in zoos , which are the help, same as prisons? I remember once I visited Los Angeles . Zoo , and for you high students, I compared this zoo to what I saw in my country. Marketing Homework! I noticed a huge difference between them. In the zoo in dissertation, my country, all the homework, animals were kept in cages, while in Los Angeles Zoo they had more space to wander around. However, this is still a prison. Even under the best of circumstances at the best of zoos , captivity itself is hell for animals meant to roam free (Kaufman. Animal welfare , Captivity , Ex-situ conservation 742 Words | 3 Pages. Ban Zoo Background By definition, a zoo is How to write statement for a powerpoint a facility in which animals are kept and displayed to . the public.

It is a short form of homework help Menagerie, zoological park and garden. How To Statement For A Powerpoint! The word zoological refers to Marketing help, zoology which means study of Essay writing for you high school animals . An Egyptian queen called Queen Hatshepsut decided to build a zoo about us 1500BC and about five hundred years later a Chinese Emperor named Wen Wang founded the Garden of Intelligence. The Garden of Intelligence was an enormous zoo which was full of different kind. Animal rights , Biodiversity , Endangered species 2645 Words | 6 Pages. Zoos argue that they save endangered species and educate the Dissertation, public, but animal rights activists believe the costs outweigh the . benefits, and the violation of the homework help, rights of the individual animals is unjustifiable. Roadside zoos , petting zoos , and smaller animal exhibitors tend to keep the Dissertation help writing, animals in Marketing homework us, smaller pens or cages. Sometimes, barren concrete and metal bars are all a tiger or bear will know for on making their entire lives. Larger, accredited zoos try to distance themselves from homework help, these operations. Animal rights , Animal welfare , Endangered species 891 Words | 3 Pages. IS KEEPING ANIMALS IN ZOO GOOD OR BAD?

For many people, the essay on making choices, zoo is a source of childhood amazement and Marketing help, fond . memories: swinging monkeys and growling tigers and essay, a lot more. It had became parts of help us our childhood lives 1. Facts: Believe or not * Did you know… that zoos have been around since 3500 B.C.? In 2009, archeologists found what is believed to Dissertation help, be the world’s oldest zoo in Marketing help, Egypt. * It has been estimated by WAZA that over 600 million people visit zoos each year * It is estimated. Animal rights , Animal welfare , Endangered species 1202 Words | 4 Pages. ? ARE ZOOS UNETHICAL TO ANIMALS ? Name: Tutor: Course: Date: University: ARE ZOOS UNETHICAL TO . Application Essay Writing Service! ANIMALS ? Introduction In recent times, argumentative debates have been witnessed over the moral predicament that zoos brings concerning animals ’ rights, liberties and ordinary behavior. Most of the Marketing homework us, people take zoo as unethical and cruel whereas others have the opinion that they are moral due to the fact that they support in study, safeguard, and Essay writing high school, proper treatment of wildlife.

This profound topic has. Animal , Conservation biology , Extinction 766 Words | 5 Pages. Are zoos cruel to wild animals ? We all know that zoos are a shelter and kind of museum for wild . animals . The zoo authority is supposed to import rare wild animals from different places and keep them in the zoo with care and safety. Common man is help allowed to Essay writing for you high, watch these animals and understand their lifestyle and habitat. Some extinct animals and Marketing us, birds may be bred and reared in How to write statement for a paper powerpoint, zoos . This not only homework help ensures the safety and existence of these animals or birds but also helps the future generation to. Abuse , Animal , Animal rights 1049 Words | 3 Pages. ? Zoos : Haven or Prison? Zoos are popular, well-known, and essay on making good, common attractions for many people. They can spend some time with their . family, see animals closely and get some information about them. Despite their popularity, zoos are controversial. Some people believe animals should be kept at Marketing help us the zoo because of the Amour, many benefits humans provide like protecting rare species from extinction.

Zoo proponents generally believe that in addition to entertainment, zoos also serve educational and research purposes. Biodiversity , Endangered species , Ex-situ conservation 1140 Words | 4 Pages. Are Zoos really a sanctuary for Wild Animals ? For as many visitors as zoos get, who knew such a main attraction . and a family entertainment place could be so fun on help us, the outside and terrible and depressing on the inside of the Amour, bars. Zoos pack in around 900-7,000 visitors a day, depending on Marketing us, how popular the zoo is. Thousands of people line up outside waiting to get a peek of animals that you wouldn’t see in your everyday life. Writing For You High Students! While the animals are dreading another day-full of people laughing and.

Animal , Animal rights , Animal welfare 876 Words | 3 Pages. Animals Should Not Be Kept in Zoos - Short Rssay. Animals Should Not Be Kept In Zoos Animals love being in their natural habitat; the . wild. Marketing Homework Us! Far too many wild animals are kept in zoos being poorly treated and advantages, tried to shape into help domestic pets. Majority of the enclosures are too small for the animals inside them. Essay Writing Service Community! So many animals lose their natural instincts and Marketing us, then then if they are returned to College essay writing service community, the wild for any reason they don’t know how to Marketing us, act or hunt as a wild animal . People say it’s okay to have animals in zoos because it’s educational but it. Biodiversity , Conservation biology , Natural environment 616 Words | 2 Pages. Discuss Some of the Arguments for and Against Keeping Animals in 10 page essay on making choices gif, Zoos. PGTP “Rayko Tsonchev “ 2012/2013 Discuss some of the arguments for and against keeping animals in zoos . Gabriela Ivanova Cacheva Zs rgu tht thy sv ndngrd spcis nd duct th public, but niml rights ctivists bliv th csts utwigh th bnfits, nd the vilatin f th right f th individul nimls is unjustifibl. Rdsid zs, ptting zs, nd smllr niml xhibitrs tnd t kp th nimls in smllr pns r cgs. Smtims.

Animal rights , Animal welfare , Exotic pet 913 Words | 3 Pages. Should zoos be booed? Lauren Bernhard Period 7 2/13/13 Have you ever thought of the homework us, animals behind the dissertation, glass? . Some do.Though it is not a main debate now, groups like PETA are arguing that zoos and other animal facilities (like SeaWorld) are cruel. They believe zoos are inhumane to the animals . On the other hand, many zoo -like places and animals faculties are claiming that they are helping animals . So which side is correct? I believe that zoos are good for us animals because they care for them. Animal , Animal welfare , English-language films 697 Words | 3 Pages. Are our zoos cruel to wild animals Humankind has a long history of relationship with animals . Many people believe . that animals play a very important role in write a thesis for a paper, human life. They are living-organisms, we see around us every day and like we humans, they respire, they eat, they move and try to help, survive in this world. These creatures have always attracted us by College service their beauty, their way of us living, their abilities or skills (running, jumping, attacking etc).

People have always wanted to see these beautiful. Animal welfare , Biodiversity , Captivity 1019 Words | 3 Pages. Should Animals Be Kept in Cages? (Essay Plan) keep animals in cages for entertainment and profit purposes. Some people say that caging the animals is good gif a money-making gimmick . and it is unethical as it deprives them of their freedom. However, there are other reasons, such as the importance of help preserving the species to essay good gif, ensure it does not go into extinction, giving people a chance to appreciate wildlife that is impossible to find in a modern, commercialized city and homework, protecting the human population from any threats caused by dangerous animals . . Animal , Demography , Eric Burdon 668 Words | 3 Pages. ? Since the beginning of Amour dissertation early civilizations human beings have captured majestic animals and locked them up for their own entertainment and . Us! desire to gain knowledge. Today there are over 1,000 zoos in the world that strive to lure people in to see the creatures from dissertation, exotic places.

Most people have visited a zoo at least once in their lifetime where they stood in Marketing homework help us, awe of the elephant bobbing its head up and down and the tiger pacing back and How to statement research paper, forth in front of the glass wall separating him from numerous. Animal welfare , Biodiversity , Endangered species 2149 Words | 6 Pages. Argument Zoos : Animals in Captivity A zoo is Marketing homework us a place where animals live in captivity and dissertation, are put . on display for people to view. The word “ zoo ” is short for “zoological park.” Zoos contain wide varieties of animals that are native to all parts of the Earth. It is an important debate whether animals should be kept in the zoos or not. Some say that it is necessary to capture them in us, order to protect them from poachers. Regarding all the on homework and disadvantages, efforts to Marketing, kill animals for ivory, skins and medical aims, zoo is quite. Alaska Zoo , Anchorage, Alaska , Binky 2571 Words | 8 Pages. Composition II May 15, 2013 Zoos should be Banned.

Approximately 175 million people visit a zoo each year. . That’s half of America’s population. Zoos are a huge tourist attraction because they allow families to Dissertation writing, spend a day out in homework us, the sun, looking at animals , and dissertation, eating overpriced junk food. Marketing Help Us! But what most people don’t know is that zoos are far more sinister than selling $5.00 bottles of water. Writing For You School! Statistics show that in all zoos fifteen percent of animals die every year in captivity. Marketing Homework Help Us! Zoos are an unsuitable environment. Animal rights , Animal welfare , Captivity 908 Words | 4 Pages. ? To Zoo or Not to Zoo ? Zoos have been around for hundreds of Amour years and have been enjoyed by millions and . Help Us! millions of Essay advantages and disadvantages urbanization people. Marketing Help! All around the essay, world, zoos provide the public with the chance to see and learn about help rare animals . For decades, there has been much debate about 10 page on making good choices whether or not zoos should exist. Some people argue that zoos are inhumane and should be closed. However, zoos are necessary because they provide us with invaluable knowledge and Marketing homework us, teach us about the application essay community, world we live in.

As far back. Biodiversity , Conservation biology , Ex-situ conservation 1254 Words | 4 Pages. Animals are abundant everywhere on the planet. In people’s homes, lawns, parks, zoos , animals surround the human . society. The world was once belonged to the animals allowing them to roam freely without boundaries. Now in the 21st century, humans decimate nature and capture the animals inhabiting it only to bring them into exploitation.

The biggest arena for animal exploitation is zoos and animal exhibits. In an help us article Mammals and Humans: Mammals in Zoos , it says that most zoos have one main common. Animal welfare , Biodiversity , Ecology 1435 Words | 4 Pages. inconsiderately forget that animals also deserve these equal rights also. Animals are entitled to a painless, content life in . their own natural environments. Dissertation! Animals should also not be exploited for experimental use nor detained in small cages. These actions are simply injustice and deprive the poor animals of their well-deserved rights. I firmly believe that this is unacceptable and we humans should find humane alternatives to these filthy acts of harm immediately! Many animals around the world live. Animal , Animal rights , Don't Let Me Be Misunderstood 986 Words | 3 Pages. one of us has grown up with fond childhood memories of Marketing visiting the local zoo amongst family and friends.

After all, where else can one see . animals from Essay writing students, all over the world in one place? In the midst of Marketing us all the fun and enjoyment we have all experienced from zoos , we have failed to take into account the life of the application essay writing service community, things that we are so excited about seeing there – the animals . Homework Us! Each and every day, the animals enclosed in College application writing service community, zoos for human entertainment are exposed to abuse, cruelty, and most importantly. Animal rights , Animal welfare , Biodiversity 2475 Words | 7 Pages. B. ENVIRONMENT: Should we keep animals in zoo ? Zoos may seems like a inhumane way to keep . animal . locked up. But the plus side to zoos are they help stop animals from becoming extinct. Homework Help Us! They are also used for a thesis statement paper powerpoint animal research which can help repopulate some species back into the wild.

For : - Zoo life does not prepare animals for the challenges of life in the wild. For example, two rare lynxes released into the wild in Colorado died from starvation even though the Marketing, area was full of hares, which. Animal , Elephant , Extinction 454 Words | 2 Pages. The Truth About Zoos Argument Assignment Tracey Starr The Truth About Zoos Zoos are public parks . which claim to display animals for Dissertation the purpose of recreation and homework help, education, as well as the protection of How to statement endangered species; but the reality is that zoos are doing more harm than good. Animals in the zoo are more likely to suffer from help us, illness or injury than an animal living in the wild, and they often have a shorter lifespan. Even though some zoos have an endangered species exhibit with. Conservation reliant species , Endangered species , Ex-situ conservation 766 Words | 3 Pages. In 2008 at the Singapore Zoo , three white Bengal tigers attacked and mauled a zoo cleaner, Nordin bin Mondongto, to death after . the man walked through a moat surrounding their enclosure. Researchers asked themselves what would be the cause of these vicious behaviors being reported from many zoos across the globe, the answer being the harsh environment zoo animals are surrounded by. Many people are not aware of the harsh treatment the animals endure. Zoos , circuses, and famous attractions like SeaWorld.

Animal welfare , Bengal tiger , Captivity 841 Words | 3 Pages. The zoo is Dissertation help writing packed with children, running everywhere. They laugh and smile as they watch the animals at the zoo . sleep. Marketing Homework Help Us! What these children do not realize is that these animals are dying on the inside. Animals that live at essay the zoo are extremely depressed. These animals can suffer severe psychological disorders from being out of help us their natural environment. But others argue that keeping these animals in captivity will help keep endangered species alive. However, the disadvantages of keeping animals in.

Animal welfare , Biodiversity , Captivity 2410 Words | 6 Pages. working in zoos , primarily in Essay, care of elephants. He has been a curator of both the Los Angeles and North Carolina zoos . His . argument was published October 16, 2005, in the Washington Post. The Smithsonian Institution is a national treasure, but when it comes to elephants, its National Zoo is a national embarrassment. In 2000 the zoo euthanized Nancy, an African elephant that was suffering from foot problems so painful that standing had become difficult for Marketing her. Five years later the zoo has announced. Acre , Asian Elephant , Elephant 650 Words | 3 Pages. Should We Put Animals Into the Zoos? Should we put animals into the zoos ? It is generally believed that animals shouldn’t be . kept into the zoos . Dissertation! Only in Marketing help us, this essay, the definition of the writing for you, zoo is purchasing and restricting the homework, animals for dissertation the financial uses and researches. There are three reasons approved to this opinion, which includes decreasing the Marketing homework us, initial wild characters, increasing the danger of injuries and increasing the fare in many ways. How To Write Research Paper Powerpoint! Firstly, zoos cannot replicate wild animals ’ habitats.

In the other way, zoo could decrease. Biodiversity , Government , Injury 610 Words | 2 Pages. Disadvantages of keeping animals in homework, zoos Hello everybody. My partner has just showed us some benefits of zoos . . Essay On Homework Advantages And Disadvantages! So now, I am going to talk about the disadvantages of keeping animals in Marketing, zoos . There are 3 main points that I want to emphasize: Moral perspective, then Abuse and mistreatment, and the final is Wrong Information because of their stress behavior First of all is about the animals ’ right. Amour Dissertation! Are zoos really better for the animals , or just for human? In fact, humans are animals too.

What if some. Animal , Animal welfare , Human 778 Words | 3 Pages. Should animals be used for research? Isn’t it animal cruelty? To test cosmetics, cleaners and other products, . hundreds of thousands of animals are poisoned, blinded and us, killed every year. In circuses, animals are being tortured cruelly. This has been an argumentative issue for a long time.

Some argue testing on Dissertation help writing, some animals now will prevent lots of homework human suffering and dissertation, save lives in the future. Homework! Others say it is unethical and cruel. Help! Still, everyone agrees that millions of animals are subjected to. Animal control officer , Animal rights , Animal welfare 908 Words | 3 Pages. A visit to a zoo is Marketing homework one of the most enthralling and exciting things.

It is an interesting way to let the children see animals , . which they cannot see otherwise. A visit to a zoo is an entertaining activity not just for children but also for adults as it increases their knowledge and makes them wonder at the marvellous of nature. 10 Page Essay Good Choices Gif! During our educational tour to Delhi, last month, we were also taken to Marketing help us, the zoo as it is near the old fort. The zoo is one of the school students, largest in the country spread in a vast. Christmas and holiday season , Edward Albee , Edward Albee's At Home at the Zoo 1475 Words | 4 Pages. Behavior of Phone Addiction Never turn the phone off Walk-texting Using phone to keep away from social sctivities ?My Favorite Zoo . Homework! Animal As we all know, the panda is the national treasure of my country, China.

They have the special and lovely appearance. And they also have black fur on their ear, eye patches, muzzle, legs, arms and ?My Favorite Zoo Animal As we all know, the panda is the national treasure of my country, China. They have the special and College essay writing, lovely appearance. And they. Bamboo , Endangered species , Female 1047 Words | 6 Pages. a Cage Most of us grew up taking family trips to the circus, zoo , marine parks or rodeos. Seeing animals held captive . for us human amusement was part of life. We never questioned it. While it is assumed that all humans, unless they have committed crimes against society, deserve freedom, we are not used to making that assumption for essay writing members of other species.

We should ask ourselves why not. What have the animals in a zoo or marine park done to deserve their jail sentences, or the elephants in. Bull riding , Circus , Cowboy 1351 Words | 4 Pages. roles of Zoos in conservation The main aim of zoos is to protect and conserve global biodiversity and wildlife. To do this . they have four roles to play which are; research, conservation, education and welfare. Research: Research is the careful search or inquiry for new facts by scientific study of a subject, through a course of homework help critical investigation. By studying animals we can learn new things about their behaviour and lifestyle.

The Secretary of State’s Standards of Modern Zoo Practice (SSSMZP). Biodiversity , Conservation , Conservation biology 1708 Words | 6 Pages. Absolutely not. In today's world, zoos are nothing short of on homework and disadvantages essential. Homework Help Us! Their main function is conservation. On Making Choices Gif! Without captive breeding, many . endangered species would now be extinct - for example, the golden lion tamarin, red wolf and help, Przewalski's horse. Essay On Making! I am not for a moment suggesting that we should stop trying to protect animals ' natural habitats, but if endangered species were to become extinct in the wild (which sadly seems quite likely in the near future), zoos will have preserved them for future. EDGE Species , Endangered species , Felidae 584 Words | 3 Pages. Advantage Ang Disadvantage of Animals in Captivity. 1. Marketing! INTRODUCTION Animals that live under human care are in captivity. Captivity can be used as a generalizing term to describe the keeping of . either wild animals or domesticated animals such as livestock and pets.

This may include for example farms, private and zoos . Keeping animals in human captivity and under human care can thus be distinguished between three primary categories according to the particular motives, objectives and application essay service community, conditions. The domestication of animals is the oldest documented. Biodiversity , Conservation biology , Domestication 1022 Words | 3 Pages. ?Most of us, grew up taking family trips to the circus, zoo , marine park or rodeo. Seeing animals held captive for human . amusement was part of life.

We never questioned it. While it is assumed that all humans, unless they have committed crimes against society, deserve freedom, we are not used to making that assumption for Marketing members of other species. We should ask ourselves why not. What have the Amour dissertation, animals in a zoo or marine park done to deserve their jail sentences, or the elephants in a circus done. Animal rights , Blood sport , Bullfighting 1937 Words | 5 Pages. Should Experiments On Animals Be Illegal. ? Should experiments on Marketing homework us, animals be illegal?

Answer byDr Drake708 It is definitely something that should not be . 10 Page! legal, I don't think any way you look at it it's an Marketing homework help us okay thing to do, most animals die, or become sick and very ill, deformed, or loose hearing, site, voice, and fur. How To Statement For A! They think it's okay to test on animals because they are merely animals and Marketing homework help, have no say. They don't choose to dissertation, be test objects, they breathe, eat and help, sleep just like normal people. They feel, they have feelings. Things hurt them. Animal , Animal testing , Don't Let Me Be Misunderstood 1800 Words | 4 Pages. Animals Should Not Be Kept in help, Any Form of homework Captivity. Animals should not be kept in any form of captivity. Animals belong in their natural habitat.

It is a . On Making Choices Gif! breach of their natural rights to take them away, and put them behind bars. All animals that are kept in captivity should be realised into the wild. Marketing! Healty News In zoos around the world animals are suffering Weird News. Every day animals are taken out of their natural habitat and put behind bars, purely for our benefit. Studies have shown that these animals are suffering form severe cases of depression. Animal , Biodiversity , Endangered species 786 Words | 2 Pages.

Animal rights should not be introduced to law. After the liberation of 10 page essay on making good choices gif slaves and then women, now the lights are being shed upon the subject of us animal rights for public discussion. As the 10 page good gif, . Help Us! world population grew, so did the demand for animals . However, not all animals get the same treatment from humans. Some animals are caressed with love and care by their owners during their entire lives, while some others are kept in Essay on homework and disadvantages, tiny cubicles where they do not even have enough space to Marketing homework, turn around, only to be slaughtered for food after a few months, and. Animal rights , Human rights , Jeremy Bentham 1450 Words | 4 Pages. animal crueltyWhat if the Dog could chain you down and kick you to death? A dog can show more love and help, affection than most humans could. . Marketing Homework Help! Animal cruelty epitomizes what some of us have been lacking. compassion, respect and just innocent love for animals and fellow man this proves that mother nature and her beasts have the right idea how to be Cruelty to dissertation, animals in India is a concern which the responsible citizens of India cannot ignore. Like human beings, animals are creations of the god. Animal rights , Animal welfare , Cruelty to animals 1767 Words | 6 Pages.

Case Analysis 1: Cincinnati Zoo IBM Global Center for Smarter Analytics Company Background The Cincinnati Zoo amp; . Marketing Us! Botanical Garden is How to write statement for a one of the most popular attractions and a Top Zoo for Children according to Parent’s Magazine. Marketing! Each year, more than 1.3 million people visit its 71-acre site, which is home to more than 500 animal and 3,000 plant species. Although the Amour, Zoo is a non-profit organization and is partially subsidized by Hamilton County, more than two thirds of its $26 million. Budget , Business , Catering 731 Words | 3 Pages. ?History of homework us Zoos Worldwide Speech A zoo (short for zoological park or zoological garden, and is also similar to a . menagerie) is an establishment that maintains a collection of wild animals , typically in a park or gardens, for study, conservation, or display to the public. The predecessor of the writing, zoological garden is the menagerie, which has a long history from the ancient world to modern times.

In ancient times having a collection of Marketing homework help us animals meant you were wealthy and on homework, very powerful because it. Animal welfare , Bronx Zoo , Ex-situ conservation 1045 Words | 3 Pages. into a zoo , you have stepped into Marketing help a prison in which the inmates are defenseless and innocent, the sentence is long, and the penalty is cruel . and severe. College Essay! Zoos are not made for educational purposes but for entertainment, they do not benefit animals but push them toward extinction. Zoos range in size and quality from cage-less parks to small roadside menageries with concrete slabs and Marketing homework help, iron bars. ( Zoos : Pitiful Prisons.) The larger the 10 page, zoo and the greater the number and variety of the animals it contains. African Bush Elephant , Animal , Asian Elephant 1285 Words | 5 Pages. ? Should stay at home moms get a salary from the government? Most don’t agree but some do.

Being a stay at home mom is not easy what so . ever. There are many different opinions on whether or not stay at home moms should get a salary or not. Homework Help! It is also frowned upon How to write for a paper when a mother leaves their child at a young age. Homework! Most stay at home moms are put down and called lazy all because they don’t have a so called real job, but being a stay at home mom is hard. Stay at home moms deserve to be treated. Family , Father , Mommy 889 Words | 2 Pages. ? Animals Need a Voice Every day animals are beaten, starved and completely neglected in homes for no specific reason. Writing High School Students! . Zoos keep animals in small enclosures and deprive them of all things natural and homework, important as well as keeping the Amour dissertation, animals in solitude away from the rest of homework us their species completely against their will.

Commercial companies use harmful and useless testing procedures, extremely small cages and Essay writing for you high school, dreadful neglect on animals under their supervision. The animals in these situations, and. Abuse , Cruelty , Don't Let Me Be Misunderstood 892 Words | 3 Pages. Persuasive essay #1 Should animals stay in their natural habitat as opposed to zoos ? This controversial topic . has been debated for years. Many argue that keeping animals in Marketing homework help us, cages is unethical and could lead to application essay writing service community, diverse problems for the animals . On the other hand, there are many benefits for not only the animals who live in zoos but also for Marketing homework help us humans as well. For example, zoos help educate society on Amour, the various species on Marketing homework help, the planet. They also offer a better home for endangered animals , sick, and abused. Emergency Response Team , Extinction , Henry Vilas Zoo 1425 Words | 4 Pages. have taken animals for granted since a long time.

Thomas Edison once said, “Non-violence leads to the highest ethics, which is the goal of all . evolution. Until we stop harming all other living beings, we are still savages.” Animal cruelty is an for you high ongoing problem that many people disregard in today’s society. It is mainly caused by the use, neglect, and intentional mistreatment of homework help animals , all of which can still be prevented by stricter laws, awareness, and Dissertation help, education. Help! It’s said that an animal dies in. Abuse , Animal rights , Animal testing 1477 Words | 4 Pages. Andrea Davis Mrs. Smith ENGL 1101 15 November 2011 Exotic Animals Are More than Just Pets The exotic animal trade is a . growing industry in which exotic animals are bred, sold, and traded in massive amounts. Millions of exotic animals are being kept in private residences, small roadside zoos , and traveling wild animal exhibits. Sadly, beautiful and majestic animals are being held captive in unfortunate living conditions. Essay Good Choices Gif! They are being deprived the enrichment and companionship that they require. Animal rights , Animal welfare , Cruelty to Marketing, animals 1518 Words | 5 Pages.

Animal Cruelty. Should animals be treated with dignity? Should animals be treated with dignity? Animal cruelty is a serious problem that still takes place around the . world, although some issues are clear, certain acts of animal cruelty remain disguised under the name of dissertation art and entertainment. Bullfighting is the most obvious example. To be honest it is extremely disturbing that such cruelty is still carried out in modern society. Animals should be treated as companions, but this so called ‘sport’ is an abuse to animals in help us, perhaps every possible way. Animal rights , Bullfighting , Cattle 818 Words | 3 Pages. oldest types of clothing, that animals have been killed for years and years in order to provide clothing for human beings.

From the history, it . can be seen that animal fur was one of the clothes material for our old ancestors. In 21st century, technology has been developed very well that we do not have to use genuine animal fur anymore. College Essay Writing Service! We can use fake fur or fake weather to protect us from the weather. The fact is, in 21st century some people still use genuine animal fur for Marketing homework their clothes although. Animal rights , Clothing , Fake fur 1081 Words | 3 Pages.

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35+ Creative Ways to List Job Skills on Your Resume. The competitive climate of the job market has reached a fever pitch in recent years. College degrees are almost as commonplace as high school diplomas, and the pool of candidates for any given career is far-reaching. To stand out in such an environment, job seekers need to focus on accentuating their experiences and backgrounds on help their resumes. 10 Page Choices! A degree from a prestigious university or an impressive roster of past employers can certainly make a good impression on hiring managers, but the Marketing real test of a candidate#39;s fit is how well the 10 page on making gif person#39;s skills align with the position in question. Help! Wendi Weiner, a certified professional resume writer and founder of The Writing Guru, noted that a job candidate#39;s skills and relevant knowledge are substantiated by the keywords they choose to Essay for you school students use. Us! Industry-specific core skills will enable a job candidate to successfully pass through an applicant tracking system (ATS), which is utilized by [the majority] of companies today to obtain the right candidates, Weiner said.

While it#39;s good to have a well-rounded skills section, it#39;s not enough to simply list a string of write for a paper, phrases. Josh Ridgeway, director of MSP delivery for staffing agency Kavaliro, reminded job seekers that hiring managers want to see concrete examples of homework help us, those skills in action. [See Related Story: Meaningless Words to Delete from Your Resume ] In resumes, you see a skills summary, [which includes] problem solving, excellent customer service, attention to detail, etc., Ridgeway told Business News Daily. However, oftentimes, we don#39;t see an explanation of those skills. If you have #39;problem solving#39; and dissertation #39;critical thinking#39; in Marketing homework help us, your resume, you should tie those skills into your explanation of job duties and how those specific skills played an Amour dissertation important part. The challenge is greater for those who have been laid off or who have been out of work for an extended period of time. For these professionals, the Marketing help us task of proving that their skills are relevant can be a little more difficult than it is for other job seekers. Ford R. Myers, a career coach, speaker and author of the book, Get The Job You Want, Even When No One#39;s Hiring (John Wiley Sons, 2009), advised considering transferable skills that you#39;ve gained from How to for a paper paid and unpaid past experiences.

Transferable skills acquired during any activity volunteer positions, classes, projects, parenting, hobbies, sports can be applicable to one#39;s next job, Myers said. By adding transferable skills to a resume, employers get a better understanding and broader picture of who they are hiring, as well as the interests, values and experiences that the candidate brings to the table. Based on help the advice of our expert sources, here are a few broad categories of skills your resume could include, along with unique ways to express them. 10 Page! Jobs require teamwork. There will be constant back-and-forth exchanges with co-workers, and discussing and Marketing us sharing ideas with supervisors. How To Write A Thesis Statement Research Paper! Employers will want to know the level ofcommunication skills you have and how well you work with others. The specific required skills will vary based on your position. Homework Help Us! A sales representative, for instance, would need to highlight customer service and relationship-building experience. College Essay Community! On your resume: writes clearly and concisely; listens attentively; openly expresses ideas, negotiates/resolves differences; provides and asks for feedback; offers well-thought-out solutions; cooperates and works well with others; thrives in a collaborative environment. If the job you want involves working on research projects and companywide campaigns, you#39;re going to Marketing us want to show off your top-notch planning abilities. Amour! Organization skills may sound like a trite, overused filler term, but those skills are the ones that will help you succeed.

Show potential employers you#39;ve got what they#39;re looking for by outlining your involvement in, and results from, current and previous projects. On your resume: forecasts/predicts; identifies and gathers appropriate resources; thoroughly researches background information; develops strategies; thinks critically to solve problems; handles details; coordinates and Marketing homework help completes tasks; manages projects effectively; meets deadlines; plans and arranges activities; multitasks; creates plans. Leadership skills can be gained in 10 page essay on making good gif, a variety of conventional and unconventional ways, but it#39;s not always easy to express them on a resume. Demonstrating your management abilities on paper requires you to think about what it is you do as a leader and how you guide your employees toward success. To give employers a better idea of what you#39;ve accomplished, discuss the help us size of the team and the scope of the projects you manage. On your resume: leads and directs others; teaches/trains/instructs; counsels/coaches; manages conflict; helps team members set and achieve goals; delegates effectively; makes and implements decisions; enforces policies; oversees projects; measures team results. Dissertation Help! Social media is one of the Marketing us most ubiquitous and in-demand skills for jobs in writing, a variety of fields. Socially active organizations are more likely to attract top talent, drive new sales leads and better engage other employees and customers, said Amir Zonozi, chief of strategy at social engagement platform Zoomph. Help! Therefore, when employers look for statement for a research powerpoint new hires, they#39;re also typically looking for new internal-brand ambassadors. Zonozi noted that, for positions that directly involve work on corporate social media campaigns, hiring managers love to see concrete numbers and metrics, including Web traffic, audience reach and Marketing homework help overall engagement.

Even for nonsocial-media-related positions, you can still demonstrate your experience by high school students, referencing specific networks and social media management programs you regularly use. On your resume: manages social media campaigns; measures and Marketing homework help analyzes campaign results; identifies and connects with industry influencers; sparks social conversation within the on making brand#39;s community; creates and executes content strategies; drives engagement and leads; enhances brand image through social presence. Us! Additional reporting by Nicole Fallon Taylor and Jeanette Mulvey. Shannon Gausepohl graduated from Rowan University in 2012 with a degree in journalism. Dissertation! She has worked at a newspaper and in the public relations field, and is currently a staff writer at Marketing homework us Business News Daily.

Shannon is a zealous bookworm, has her blue belt in Brazilian jiu jitsu, and loves her Blue Heeler mix, Tucker.

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Historical Review Of Mutual Funds. In the Marketing help us early commercial history, Egyptians and Phoenicians sold shares in vessels and caravans in order to spread the risk of their venture. On the same lines the idea of mutual fund has its formal origin in Belgium, here the gif idea was used in transportation of ships. In 1822 Societes' Generale de Belgique was started as first Investment Company to finance investments in national industries with high associated risks. Later, in Switzerland and in France similar agencies took birth, still later in 1860's it also moved to homework help England, in 1868, the foreign and colonial government trust was established. In USA, the idea took root in the beginning of the 20 Century and there was little activity up-till 1924, in 1924 three investment companies were organized.

' Massacheusells Investment Corporation. ' State Stree Investment Corporation. ' US and foreign securities corporation. All these institutions are still operating. Investment companies Act of 1940 was enacted to protect the writing for you school public investment. There are over 5000 mutual fund schemes with total assets of over US $1million will prefer to mutual fund route to investing in equity instead of direct participation in Marketing homework us, share market. Fidelity Investment, is the Essay for you school students largest fund, the annual growth rate is 20-25% the trend is almost similar in all Europe.

In 1920, it entered Canada, Canadian Investment Fund in 1932, was the first mutual fund in Marketing us, Canada, later on it spread to almost all countries of the world. In U.K, nearly 80% of investors look to Essay on homework the mutual funds unit trusts as they are called there. The unit trust is leading bank deposits. Mutual funds in the U.K. are divided into two, namely, 1. Marketing Homework Help Us! Unit trusts are essentially Open-ended funds. 2. Investment trusts are Close ended funds. Japanese Trusts are of 10 page on making, two kinds: 1. Unity type investment centers. 2. Open type investment centers. In Japan investment trusts were set up under the securities investment law, 1951. The unique characteristic difference between Japanese investment trusts and American mutual funds is the fact tat the homework help us mutual fund industries in America evolved in response to market needs, whereas the Dissertation writing development of the Japanese investment trusts has been in response to Government Policy.

In recent years mutual fund in Japan and Far East countries have been showing excellent performance. Mauritius and Netherlands are emerging as tax heavens for Marketing homework, off shore mutual funds. HISTORY OF MUTUAL FUNDS IN INDIA. Mutual funds entered Indian Market in 1963. Unit trust of India was set up under the UTI Act, 1963. It operates both as a Financial Institution and as an Investment Trust. Unit scheme 64 was the first scheme started with a basic objective of on homework and disadvantages, mobilizing savings though the sale of Marketing homework help, units and and disadvantages invests them in equities and other securities. Homework Us! It offered three-dimensional benefits namely high yield, capital appreciation and liquidity. The history of mutual fund in India till the mid of 80s' in virtually synonymous with the history of UTI.In 1986, the UTI launched first growth scheme. Amour! Master shares which was listed and treated in stock exchanges. The monopoly of the UTI was broken in help, 1987.

Public sector banks entered the scene with their mutual funds schemes with much fun fair i.e. in 1987, five banks. ' State Bank of India. ' Punjab National Bank. ' Along with LIC and GIC came out Dissertation help, with their mutual funds. Mutual funds sponsored by the banks and other public sector financial institutions became popular on account of.

' Wide network of collection centers of the bank and other sponsoring organizations. ' Trust in the ability and reliability of the sponsors. ' Accessibility and familiarity with the us sponsor bank/ organizations. Till 1992, the scene was well as the stock market was in a boom and and disadvantages urbanization share prices were rising quite sharply. So there was a great demand for equities, the investors could have never even thought in homework, their wildest dreams to College service deliver. The investors rushed to Marketing help us buy at what ever was on offer they were not bothered about the risk associated with the quality of the funds on writing offer their objectives and track records of the fund managers. This irrational action on the part of the investors cost them heavily, when the bubble of Securities Scam burst in 1992, as the rise in the prices of the homework stock were not because of the business performance but because of handiwork of few brokers it was destined to meet its logical tragic end. And when this happened the market reacted in a great panic, which led prices to fall like rune pins. After this, SEBI issued guidelines to Mutual Fund Industry in Mutual Fund Industry in 1993 and Essay writing high students due to the Economic Reforms, Private sector and foreign companies entered into this sector.

The reasons for private mutual fund to enter maybe- 1. Poor servicing, in ordinate delays in the receipt of unit certificates and divided warranties. 2. Indifferent performance of most of the mutual fund schemes, which under performed the Marketing homework help market thus denying the investor, reasonable returns. 3. Absence of adequate disclosure norms. 4. Lack of an investor friendly approach in general. Kothari pioneer was the first privates company to launch its mutual fund in 1993 and Morgan Stanley was the first foreign company to enter into the Indian market which is one of the world's largest mutual funds. Briefly the categories of dissertation, players can be divided into four types, viz. ' Public sector banks. ' Insurance companies / All India financial institutions. ' Private sector- inclusive of foreign companies and joint ventures.

Private sector funds are performing well in us, the market. Dissertation! A fund mobilized by private sector is more than UTI and help public sector. RESOURCES MOBILISED BY MUTUAL FUNDS. Private Sector MF's Public Sector MF's UTI Grand Total. Open end Close end Total Open end Close end Total Open end Close end Total. of Funds 7769.59 76.91 7846.5 364.1 1307.1 1671.3 6820.23 6372.66 13192.9 22710.7.

Amount 1101.93 36.73 1138.66 291.85 404.16 696.01 9773.41 546.26 10319.67 12154.34. Redem-ption Amount 5180.98 74.16 5255.14 0.27 639.90 640.17 0.00 5610.75 5610.75 11506.06. Net In/Outflow of Fund 1486.77 -33.98 1452.70 72.03 263.13 335.16 -2953.18 215.65 -2737.53 -949.67. According to Dissertation help writing data available on provisional basis, the us mutual funds mobilized Rs.22710.73 crore without adjustment of repurchase redemption during the financial year 1997-1998. However, it is important to note that in case of Open-ended schemes, there was a continuous sale and repurchase of Essay writing high school, mutual funds, and Marketing homework help there was redemption of some of the schemes as specially of unit 64 scheme of UTI. Thus after adjustment of repurchases and redemptions, there was an outflow of funds of Rs.949.67 crore during 1998-1999.

Further analysis of Amour dissertation, data shows that while there was a net inflow of funds of Rs.1452.70 crore and Rs.315.16 crore in case of Marketing homework help us, private sector mutual funds and public sector mutual funds, respectively, there was a net outflow of writing, Rs.2737.53crore in case of the UTI the Marketing us largest mutual fund. Details are given in the following table: Table showing Resources Mobilization by Mutual Funds (Rs. In crore) CLASSIFICATION OF MUTUAL FUNDS. Based on advantages and writing service community services offered to various sections of the society, mutual funds can be classified into Marketing homework help us three broad categories.

Viz., It is based on the basis characteristics of the mutual fund schemes opened for the public subscription; it can be classified as; (A) OPEN ENDED MUTUAL FUNDS: It is a scheme in which a investor can buy and on making sell units on daily basis, where in the scheme have perpetual existence and a flexible ever changing corpus. Marketing Help! Investors are free to buy and sell any number of units at any point of time, at prices, which are linked, to NAV of the units. As the NAV changes with time, so do the prices at which the investors can buy and sell these units it gives complete flexibility to the investor as he can invest or dis-invest at any time. The fund is not listed in the stock market. The investor can buy and sell these units form and to the mutual fund. In accordance with the recent changes, the fund manager has the school students option to list the fund in the stock market in addition to help us repurchase and resale. (B) CLOSE ENDED MUTUAL FUND: It is a fund where in it has a fixed corpus and operates for 10 page essay on making gif, fixed duration at Marketing the end of which the entire corpus is disinvested and proceeds are distributed to Essay on homework urbanization the various unit holders in proportion of their holdings. The fund can also make interim payments if it so decides.

Thus it ceases to exist after final distribution. The units are issued like any other company's new issues, listed and quoted at the stock exchange. The units of homework, close-ended funds are not always redeemable at their NAV. Market prices are determined by demand and supply and not solely by on homework advantages and disadvantages, NAV. If the fund manager so chooses, he can offer repurchase facility. Marketing! So also he can resume resale to the extent of repurchase.

All the schemes discussed below are either open ended or close ended. Mutual funds differ with reference to Amour dissertation the type of instruments in which the money can be invested. These are specified in the offer documents/ prospectus and accordingly the fund is structured for a particular purpose. They provide fixed returns for those who desire safety and steady income. The Fund is invested in Government securities and Bonds. It is more liquid, diversified and Marketing homework help us conservative investment with regular income and moderate capital gains. The price of units of a Mutual Fund fluctuates with changing interest rates.

They are mainly those who are willing to accept risk in writing, the hope of a high Return. These are called Common Stock Fund. They are of two types ' Growth Funds and Go-Go Funds. Marketing! The former consists of investments in Blue Chips and the latter is High Risk Stocks. They are mainly to maximize the current income of investors. They are two types of essay community, funds Low Investment Risk with steady income and High Risk Investment with maximum income. Investment would typically be in fixed income securities to greater extent; and in shares, to a smaller extent.

Capital appreciation in such schemes may be limited. It is ideal for retired people and others with a need for capital stability and regular income, and investors who need some income to supplement their earnings. As most of Investors prefer income Funds, the Marketing homework help us sales of this fund had dominated the other types of funds. (D) MONEY MARKET MUTUAL FUNDS: Investments are predominantly in Money Market Instruments like, Certificate of College application writing community, Deposits, Commercial Paper, and Treasury Bills etc. They are short term in Marketing us, tenure, highly liquid with high safety. This fund is an alternative to saving account of high bracket savers. The fund cannot invest the corpus in shares, debentures and Amour dissertation other such papers. Homework Help Us! Returns on these schemes may fluctuate depending upon the interest rates prevailing in the market. (E) SPECIALISED FUNDS:

These funds invest in securities of certain industries/specific set of or specific income producing securities. They carry more risk due to lack of diversification. (F) LEVERAGE FUNDS: The funds borrow money in order to increase the size of the corpus and there by College application writing community, increase the benefit to the Unit Holders by homework us, operating with a larger corpus than the money collected. Now doubt the cost of borrowing funds, which have to be more than compensated by returns on investments.

(G) BALANCE FUNDS: Here the assets are made up of school students, a judicious mixture of industries, Stock and Marketing us Bonds. To secure reasonable rate of return, the funds are employed in high-grade common stock and conservative fixed income securities like debentures, bonds and preference shares. In a rising stock market, the Amour NAV of these schemes may not normally keep pace or fall equally when the market falls. Marketing Homework Help Us! It is ideal for investor's looking for a combination of income and moderate growth. (H) PENSION FUNDS: These Funds provide for long-term investments out of help writing, individuals' investors' superannuation savings. They take advantage of tax rate available for such investors. Investments are made in the index scripts with the same proportion and weight age as that of homework help us, index.

The performance of fund will be in the line with the for you school index. (J) TAX SAVING SCHEMES: These schemes offer tax rebate to the investors under tax laws as prescribed from Marketing us, time to time. This is made possible because the Dissertation help government offer tax incentives for investment in specific avenues. Recent amendments to the Income Tax Act provide further opportunities to investors to save capital gains by investing in Marketing homework help, Mutual Funds. This scheme is ideal for investors seeking tax rebate. MUTUAL FUND ' FRAME WORK. ' Approval by SEBI. ' Sound track record. ' Experience in Financial Services. ' Professional Competence, Financial Soundness, Reputation, etc.

' Contribution to Amour AMC Capital 40% minimum. ' Names to be approved by SEBI. ' Legally responsible for administering the Trust and Compliance. ' Norms for Trustees. ' Experience in Marketing help, Financial Services. ' Minimum 4 members on the board and 50% of the 10 page essay on making good choices members not to be connected with the sponsor. ASSET MANAGEMENT COMPANY (AMC) ' Managing funds for schemes. ' Performing Accounting Function.

' All day-to-day affairs of the Mutual Funds. Income of an AMC/ AM fee. ' 1.25% of weekly average NAV (Net asset value) of each scheme up to Rs 1000 crore of assets managed. ' 1.00% greater than 100 crore. ' Infrastructure expenses to homework be borne by help writing, the AMC. ' Safe keeping of the assets held by the Fund. ' Receives and Delivers Securities for help, payment. ' Follow up on Corporate benefits. ' Provide an independent means of control. ' Issue of Account Statements to Investors. ' Arranges payment to Investors when they redeem.

' Takes care of non-commercial transactions like change of address, loss of account statement etc. The registrar maintains the investment account of the Unit holders and also handles the complaints and grievances from the investors relating to dividend, purchase and sale of units. REGULATION OF MUTUAL FUNDS. The Mutual Funds operating in India was governed by a number of 10 page essay on making good, Regulations and guidelines issued by various Agencies viz., UTI Act 1963 and UTI Guidelines, the Indian Trust Act 1882, Income Tax Act 1961 etc. Mutual Funds sponsored by Banks were governed by guidelines dated June 28,1990 and Marketing help Revised Version dated February 14,1992. The Ministry of Finance and Government of Essay on homework advantages urbanization, India realized the Marketing homework help need for a set of common rules governing entire Mutual Fund Industry, appointing a Committee under the Chairmanship of Dr.S.A.Dave, who was the Chairman of UTI. The Committee submitted its report in 1992, based on Dissertation writing these recommendations SEBI issued guidelines for the Mutual Fund Industry in January 1993. Marketing Help Us! And these are known as Securities and writing Exchange Board of India (Mutual Funds) Regulations 1993. After the issue of these guidelines by SEBI, Mutual Fund Industry was opened for private sector to help us enter the College application essay community field. And all the Mutual Funds controlled by SEBI except UTI. Brief details of the SEBI Guidelines are: - ' Mutual Funds are to be established in the form of homework help, Trust under the Indian Trust Act.

' Funds and assets are to be managed by an Asset Management Company. ASSET MANAGEMENT COMPANY. ' AMC shall have minimum net worth of College application service, Rs.10 Crores. Homework Help! AMC and Trustee of Mutual Funds are two separate legal entities. ' AMC should furnish SEBI their respective Memorandum and Articles of association for approval. ' AMC or its affiliate can undertake activities like management and advertising services to Pension Funds, Provident Funds, Venture Capital Funds, Financial Consultancy and Research, but should not act as manager for any other Fund. ' All schemes floated by Mutual Funds are to be registered with SEBI. ' A standard format of Scheme's prospectus has to be introduced. ' All the investors up to 5,000 Units will be given full allotment in case of over subscription.

' Mutual funds dealing with money market instruments are to be regulated by SEBI. ' Other Mutual Funds Schemes, which invest partly in money market and partly in for you school students, Capital market, are regulated by SEBI. ' No Mutual Funds, under all its schemes should own more than 10% of Marketing homework help, any company's paid up capital carrying voting rights. ' Mutual Funds may invest in another scheme managed by the same AMC or others to College writing service the extent of 5% of the NAV. ' Mutual Funds can invest only transferable securities in Money Market or Capital Market. ' Investment in debt instrument should generally be in those rated an investment grade and above. All Mutual Funds must distribute 90% of their profits every year among their investors. MARKETING OF MUTUAL FUNDS. Marketing is the homework help us big challenge in business especially of marketing of Mutual Fund.

The challenge is for you high students, that with the same product and customers with diversified profile. Mutual Funds deal with small investor's hard-earned money, a sensitive commodity and only service is involved in selling the product. Marketing Us! Since mutual Funds interacts with lakhs of investors who are likely to be associated for a longer tenure, post issue services plays an important role in customer satisfaction. Along with four P's namely, product, price, place, and school promotion, Mutual Fund has one more P i.e., Portfolio. The marketing division has to design the product according to the needs of the investors and place it in right market, in right manner, targeted to the right segment. Formalities of marketing Mutual Funds starts with taking permission from Agencies like Ministry of Finance, RBI, SEBI etc. Gazette Notification of Marketing help, Schemes is then done. Marketing division has to How to statement research evaluate the strengths, potentials, opportunities and weakness of the market.

According to the market condition it has to design the products i.e., the Scheme. The price should be so designed, such that to reach and attract small investors. The price of help us, one scheme will differ from the other according to 10 page essay on making choices its segments of customers. Marketing Homework Help! Various techniques are used to reach the unaware pocket of investors like direct mailers to full-fledged marketing campaigns, the Fund will spend lakhs of rupees to mobilize investments and consequently marketing cost will increase. So a marketing division should always balance its costs with the price of the scheme. The expenses of the fund should not increase the income from the fund. A Mutual Fund is an investment vehicle for those who want to spread their risks and seek returns, which are than those available from Bank deposits or other investment avenues.

Such investors from should be educated to avoid facing situations of loss of Essay writing for you high school students, faith in investments or heavy off-loading in the huge discount of NAV. Positioning of Marketing homework us, Mutual Fund is very important. Mr. G.D.Shenai, Managing Director, Canara bank Mutual Fund states that ' Most funds have targeted the wrong segment of customers, he feels mutual offer a solution to How to a thesis powerpoint those people who do not have access to the Stock Market, due to lack of time or because of geographical spreads limitations. It is this segment of investors, which should be trapped through television.

Rural markets could be penetrated with special schemes aimed at this population. Also the wide Canara Bank network in the rural areas could serve this clientele. The portfolio of investments made by fund should be regularly reviewed by calculating the returns from each segment of the help portfolio, their present market positions, evaluate their future market position etc. Essay On Making Good Choices Gif! if one segment is not up to the target then the Marketing help us portfolio should be changed. The portfolio should be so designed which satisfies the Scheme's need. Essay Choices Gif! The portfolio of a debt scheme will have more equities and homework help us less debt, liquid funds have money market instruments and debt of very short-term tenure. Marketing of Mutual Fund is not deal based, but it is relationship based. The psychology of investor's needs deep insight; understanding and responding to present investor will obviously bring new investors besides retaining present investors. Thus data based marketing should be emphasized for open-ended schemes. PRICING OF MUTUAL FUND UNITS. Pricing is a very concept of marketing mix.

Pricing of financial products is a complicated issue. Very often, there are vast differences between face value and market price. Essay On Homework Advantages Urbanization! There are some legal restrictions on pricing of units. SEBI Experts Committee on Marketing homework help us pricing units: An Expert Committee was set up by Essay on homework urbanization, SEBI under the Chairmanship of Mr.L.C.Gupta.

The Committee has suggested two options namely: 1. The purchase and sale price can be determined with a fixed discount and premium respectively on the NAV. 2. The AMC should have the discretion to Marketing fix the repurchase and sale prices as long as they are anchored to the NAV i.e., the repurchase price is not lower than 93% of the NAV, provided that the spread between repurchase price and College essay service community the sale price does not exceed 7% calculated on the sale. Thus the Committee has opined the repurchase and sale prices in Marketing homework help us, the case open-ended schemes should be nearer to NAV after suitable adjustments for expenses in connection with entry and exit to application community or from the scheme as the help case may be. SOME TERMS RELATING TO PRICE. 1. Entry load or front end load ' A sales fee charged at the time of purchase. 2. Exit load or back end load ' A fee charged at the time of redemption of repurchase of units. 3. On Homework Advantages! Premium - If the price of the unit is Marketing homework help us, higher than NAV then the units is issued at discount. 4. Discount - If the NAV is higher than the price of the unit then the unit is issued at essay writing service community discount.

5. Managed Fees ' The percentage changed for portfolio management. Marketing Homework Help Us! This expense will be stated in Fund's prospectus. These expenses may decline proportionately as the Fund's asset base increases. 6. Net Asset ' Total value of Fund's cash and application service community securities less its liabilities or Obligations. 7. Expenses Ratio ' The annual expenses of a Fund include the Management fee, Administrative costs, divided by us, net assets. 8. Public Offering Price ' The sale price per unit at Essay for you which a unit holder can buy the units. POP = NAV / 1 ' Sales Load. 1. Redemption Price ' The sales price per unit at which a unit holder can sell the Marketing homework us units of open 'ended scheme.

REDEMPTION PRICE = NAV / 1 + Exit Load. 2. Repurchase Price ' It is the price at which a close-ended scheme repurchased its units and How to a thesis statement for a research it may include a back end load. Benefits of Mutual Funds. 1. Professional Management: Availing of the services of experienced and skill professionals who are backed by a dedicated investment research team which analyses the Marketing help performance and prospectus of Companies and select suitable investments to achieve the objectives of the Scheme. Mutual Funds invest in a number of companies across, aboard cross section of industries and sectors.

This diversification reduces the risk because seldom do all stocks time and in the same proportion. Investors can achieve this diversification through Mutual Fund with far less money he can do on his own. 3. Convenient Administration: Investing in a Mutual Fund reduces the Essay writing for you school paper work and helps in avoiding many problems such as bad deliveries, delay payment and unnecessary follow up with brokers and homework help us companies. Mutual; Fund save time and Amour make investing easy and convenient. 4. Return Potential: Over a medium of long term, Mutual Funds have the Marketing homework us potential to provide a higher as they invest in a diversified basket of selected securities. Mutual Funds are a relatively less expensive way to invest, compared to write statement research directly investing in the Capital Market, because the benefits of scale in brokerage, custodian and other fees translate into homework help us lower costs for investors. In open-ended schemes, one can get their money back promptly at Net Asset Value related prices from the Mutual Fund itself. Close-ended schemes units can be sold in a Stock Exchange at on homework urbanization the prevailing market price or avail the facility of homework, direct repurchase at NAV related prices, which some close ended and interval schemes offer.

Investor can get regular income information on the value of on homework and disadvantages, their investment in addition to disclosure on the specific investment made by the scheme, the help proportion invested in each class of assets and the fund managers investment strategy and write statement for a research powerpoint outlook. Through features such as regular investment plans, regular withdrawal plans and dividend reinvestment plans one can systematically invest or withdraw according to their needs and convenience. 8. Marketing Homework Us! Choice of Scheme: Mutual Funds offer a family of 10 page good choices gif, schemes to suit the Marketing varying needs of different types of investors. 9. Essay Advantages And Disadvantages! Well Regulated: All Mutual Funds are registered with SEBI and they function within the provision or strict regulations designed to protect the investor's investment. The operations of Mutual Funds are regularly monitored by SEBI. While risk cannot be eliminated, skillful management can minimize risk. Mutual funds help to reduce risk through diversification and professional management.

The experience and expertise of Mutual Fund manages in selecting fundamentally sound securities and timing their purchases and sales help them to build a diversified portfolio that minimizes risk and maximizes returns. At present investment in mutual fund schemes enjoy the following tax benefits ' 1. Since, April 1, 2003, all dividends declared by debt-based mutual funds are tax-free in the hands of the investor. A dividend distribution tax of 12.5% (including surcharge) is be paid by the mutual fund on the dividends declared by the fund. 2. Investors in ELSS (equity-linked savings schemes) can avail rebate under Section 88 of the Income Tax Act, 1961 on investment up to Rs 10,000 subject to Marketing help the various conditions laid down in the said Section. 3. Under Section 10(38) of the Act, long-term capital gains arising from transfer of a unit of mutual fund is exempt from on homework and disadvantages urbanization, tax if the said transaction is undertaken after October 1, 2004 and the securities transaction tax is paid to the appropriate authority. 4. Help! Under Section 111A of the Act, short-term capital gains arising from transfer of a unit of mutual fund is chargeable to tax @ 10% (plus applicable surcharge) if the application service said transaction is undertaken after October 1, 2004 and the securities transaction tax is paid. However, such securities transaction tax will be allowed as rebate under Section 88E of the Act if the transaction constitutes business income. ' Under Section 112 of the Act, capital gains, not covered by the exemption under Section 10(38), chargeable on transfer of long-term capital assets are subject to following rates of tax: ' Resident Individual HUF --- 20% plus surcharge.

' Partnership Firms Indian Companies --- 20% plus surcharge. ' Foreign Companies --- 20% (no surcharge). Capital gains will be computed after taking into homework help account cost of acquisition as adjusted by Cost Inflation Index notified by write for a paper, the central government. Under Section 115AB of the Income Tax Act, 1961, long-term capital gains in respect of units purchased in foreign currency by an overseas financial organization held for homework help us, a period of more than 12 months will be chargeable at the rate of dissertation, 10%. Help! Such gains will be calculated without indexation of cost of How to write a thesis statement research, acquisition. No surcharge is applicable for taxes under section 115AB, in respect of corporate. PROBLEMS FACED BY MUTUAL FUNDS; The problems in mutual fund industry are as follows:

1. Help Us! Volatility in Indian economy: Shares prices in Indian stock changes frequently. Thus a fund manager has to Essay on homework and disadvantages change the portfolio according to the changes of share prices. 2. Marketing Homework! Investors education: Many investors are not aware of the benefits from mutual funds, they are not aware of the characteristics return risk trade off in investing in a mutual fund many investors are inactive and ignorant. 3. Incapable fund managers: Many fund managers lack the knowledge economy, industries and companies many playing with investor's money, they are not capable of Judge between investment choices and review portfolio. 4. Non co-operation between organizational committees: Sponsors, custodians, fund managers are not working hand in hand. SEBI guidelines say mutual fund has to maintain transparency in its operations, but many funds are not transparent to its investors, government and public. 6. After sales service:

Mutual funds are not providing after sales services to How to write a thesis for a research powerpoint investors like give details for reference, NAV disclosure etc., 7. Direct launching of equity: This may be the reason for the failure of mutual funds. Homework Help! In USA debt schemes were first incepted and then equity schemes were started, but in India due to boom in help, share market direct equity schemes were started and Marketing homework us then debt schemes were introduced. 8. High risk, low return: The return, which a investor gets from mutual fund, is low, but the risk is high. Help Writing! Return earned from Marketing help us, fund has to be distributed among the unit holders only after deduction for maintenance of the fund, thus the statement for a research powerpoint return will be low.

New trends in mutual fund industry. a) Systematic investment plan (SIP): Unit holders can benefit by investing specified rupee accounts at regular intervals for a continuous periods, for purchasing additional units of the Marketing homework help schemes at application community NAV based prices. By this unit holder can take advantage of the benefits of rupee cost averaging. b) Systematic withdrawal plan (SWP): SWP allows the unit holders to withdraw a specific sum of money each month/ quarter/ half year/ yearly from his investments in help, the schemes.

The amount thus withdrawn by redemption will be converted into units at writing applicable NAV based prices and the numbers of units so arrived at will be subtracted from the units balance to homework us the credit of the unit holder. c) Switching options: Unit holders under one scheme can switch or all of their holdings in the schemes to another, which is available for advantages urbanization, investment at that time. d) Dividend at short intervals: Dividends from liquid funds are now coming thick and fast, with funds promising fortnightly and even weekly, pay-outs, liquid funds mainly targets companies and high net worth individuals.

e) Loans against Mutual Funds: Birla Global finance offers loans against mutual fund units. The company tracks 10 best performing open-ended mutual funds and Marketing homework help us grant loans against units of these funds. Investors have to pledge their units at interest rate of 17.5%. the company will disburse loan up to 60% of the help value of Marketing us, equity fund up to 85-90% of the debt fund units. Term of the loan is a minimum of 15 days up to a maximum of a year. f) Electronic clearance: Reserve bank of India has introduced a new method of payment which promises investors an option to collect periodic interest/ dividend/ repurchase/ redemption directly through bank account. 10 Page Essay On Making Good! In this system payment instruction would be issued electronically through bank to the clearing authority and the clearing authority would supply credit reports to the bank with which investors maintain the Marketing homework help us specified account. Essay On Making Good Choices Gif! The branch will credit the account directly and an ECS entry will appear in the passbook. A payment advice will also be send to investors.

This facility will help kin avoiding cases of Marketing homework, pilferage, fraudulent encashment etc., TITLE OF THE STUDY. 'INVESTERS' PERCEPTION TOWARDS MUTUAL FUNDS' STATEMENT OF THE PROBLEM. The topic is write statement research powerpoint, selected assuming that the mind of every common man investing in mutual funds is us, a very risky affair, if not the riskiest.

This sentiment will result in the collapse of secondary market and the investments in stock market. The wrong feeling from general customers mind there is a need to study the perception towards Mutual Funds in Bangalore and to How to a thesis for a research see if there is dependency of Marketing, income level over Essay and disadvantages investment in Mutual Funds and some efforts have been made to homework help know about existing investors opinion about advantages Mutual Funds and their performances. OBJECTIVES OF THE RESEARCH. ' To know customers awareness about Mutual Funds. ' To study of investment in Mutual Funds is dependent on income levels or not.

' To study investors willingness to take market risk. ' To know the Brand and Advertisement influence on customers about Mutual Funds. ' To study the possible direction and growth in the context of the recent development in the Indian capital market. ' To study the Marketing homework age of people who are most interested to invest in Mutual Funds. SCOPE OF THE STUDY.

The scope of the study is extended to investors' perception towards the mutual fund schemes, which is based on the conducted by the research Bangalore during the period of 2013 2014. LIMITATIONS OF THE STUDY. Efforts were made to see that the data has been collected and analyzed as accurate as possible. In spite of Essay writing high, all precautions was taken, and certain limitations of the study can be observed, they are as follows:- ' The sample size taken for research may not give exact figure or may not cover the entire population artificially or that the Marketing help us respondent may be biased. ' The second constrain was that the respondent may skip some questions. Also they may not respond every question correctly. ' The third and important constrain is the time limit. ' Finally the techniques used in Essay on homework and disadvantages, data analysis may not be as accurate as other software applications. The study methodologies are as follows.

' Direct interview with some mutual funds holders. ' Discussion with persons who have some knowledge about mutual funds. ' Discussion with some mutual funds brokers. ' The study of various books of mutual funds, magazines, and newspapers. TOOLS USED IN DATA COLLECTION. Primary data: - It has been collected by. ' Discussion with some persons who have knowledge about this subject. Secondary data: - It has been obtained from. ' Magazines, journals and newspapers. It includes investors investing in mutual fund and money market.

The sample size of 50 respondents and method of sampling is random sampling. Global trends in Mutual Funds. Mutual funds have emerged as the chief vehicle of individual savings and investments the Marketing us world over. And Disadvantages! In the U.K, nearly eighty percentage of investors look to homework help the mutual funds- 'Unit Trusts' as they are called there. And Disadvantages! In the U.S an individual with even $1 million of investable funds takes the homework help us mutual fund route to investing in 10 page essay, equity, instead of Marketing help, resorting to direct participation. This is so even though he has access to a mass of information like Standard and dissertation Poor's 500 and us Dow Jones Index to guide him in taking his own investment decisions.

Presently in the U.S there are nearly 5000 mutual fund schemes with asset of $1.6 trillion invested by on making good choices gif, 75 million unit-holders. By the turn of the century, the total assets are likely to touch $4 trillion. The largest fund, Fidelity Investments manages funds aggregating $268 billion. This has to be appraised in the context of total market capitalization of homework help, all the stocks listed in Bombay Stock Exchange standing at a mere $115 billion. In the U.S the application essay writing mutual fund business is growing at an annual rate of twenty to twenty-five per cent. According to a review conducted by Gold man Sachs, a leading U.S merchant banker, mutual funds are now the market's driving force, having brought eighty-four per Marketing homework, cent of all shares acquired on 1993. The great diversity if mutual fund schemes in and disadvantages, the U.S is illustrated by Marketing help, the Amana funds, the first and 10 page essay on making good apparently the only U.S mutual fund operating according to strict Islamic guidelines reportedly. Since Islamic law prohibits a guaranteed return on investment, the fund holds no bond or preferred stock, and keeps its cash in checking accounts, which pay no interest.

Thus fund, however, invests in stocks, which rise and fall in value and can rise, lower or eliminate any dividend. In all of Europe, too, the trend is similar. Marketing Help Us! The major stock exchange at Luxembourg which has developed specialized skills in euro-issues, had 67 mutual funds, 'funds commons' as they are known, listed in 1984 with net assets of LUF 24,690 billion. In 1990,the number of funds increased to Essay writing high school 268 and their net assets to LUF 1,38,660 billion. In keeping with general trend there was a dramatic surge in mutual funds investments. Obviously with such a large choice, the western investors has a wide variety of options and doesn't have to Marketing homework help rely on the same stereotyped schemes popularly known as 'plain vanilla' schemes. Mutual Funds in Essay students, India.

Mutual funds first made their entry in India in 1964 with the Unit Scheme 64 launched by the Unit Trust of India (UTI). UTI was set up under the UTI Act, 1963, to operate both as a financial institution and homework us investment trust. Writing School Students! Unit Scheme 64 turned out to be extremely popular, initially as a vehicle for domestic savings, but subsequently as an instrument for corporate holding as well. Homework Us! By 1964, the investable funds in this scheme had crossed Rs. 12,000 crores. In 1986 the first mutual fund growth scheme, Master shares, was launched by UTI. This was successfully listed and traded in the stock exchange. Encouraged by this venture, other players emerged.

In 1987 The State Bank of India Mutual Fund (SBI MF) and Canara Bank Mutual Fund (Canbank MF) started their operations, followed by the mutual funds sponsored by the Bank of India, Indian Bank and Punjab National Bank. Not to lag behind, Life Insurance Corporation of India (LIC) and General Insurance Corporation (GIC), too, sponsored their respective mutual fund schemes. Seven institutions in the Public Sector -five banks and two insurance companies thus followed UTI. They all had the inherent advantage of basic infrastructure, an 10 page good overflow of funds and customer service outlets. By the end of March 93, the total corpus of the us big eight was approximately Rs. 50,000 crores. With UTI alone, accounting for Rs. 40,000 crores. The spectacular surge came in 1992-93 when the total number of investors increased from urbanization, 18 million to 32 million and the combined corpus rose to Rs 38,000 crores.

Much of it was no doubt account for by UTI Master Gain 92 which netted in Rs 4,791.79crore winning for itself a place in Guinness book of records. Marketing Homework Us! This increase has to be viewed against the background of net assets of a measly Rs4, 000 crore in 1987 for the entire eight-fund put together. Phase of development of Amour, mutual funds in India. The mutual fund industry in India started in 1963 with the formation of Unit Trust of India, at the initiative of the Government of Marketing help, India and Reserve Bank the. The history of mutual funds in help writing, India can be broadly divided into four distinct phases. FIRST PHASE ' 1963-1986. An Act of Parliament established Unit Trust of India (UTI) in 1963. It was set up by the Reserve Bank of us, India and functioned under the Regulatory and administrative control of the How to write statement Reserve Bank of India. In 1978 UTI was de-linked from the RBI and the Industrial Development Bank of India (IDBI) took over the regulatory and administrative control in place of Marketing homework us, RBI. The first scheme launched by UTI was Unit Scheme 1964. At the 10 page good gif end of 1988 UTI had Rs.6,700 crores of assets under management.

SECOND PHASE ' 1987-1993 (Entry of Public Sector Funds) 1987 marked the entry of non- UTI, public sector mutual funds set up by Marketing us, public sector banks and Life Insurance Corporation of India (LIC) and General Insurance Corporation of India (GIC). Amour! SBI Mutual Fund was the first non- UTI Mutual Fund established in June 1987 followed by Can bank Mutual Fund (Dec 87), Punjab National Bank Mutual Fund (Aug 89), Indian Bank Mutual Fund (Nov 89), Bank of India (Jun 90), Bank of Baroda Mutual Fund (Oct 92). LIC established its mutual fund in June 1989 while GIC had set up its mutual fund in December 1990. At the end of 1993, the mutual fund industry had assets under management of Rs.47,004 crores. THIRD PHASE ' 1993-2003 (Entry of Private Sector Funds) With the Marketing homework help us entry of private sector funds in 1993, a new era started in the Indian mutual fund industry, giving the Indian investors a wider choice of fund families. Also, 1993 was the year in which the first Mutual Fund Regulations came into being, under which all mutual funds, except UTI were to be registered and governed. The erstwhile Kothari Pioneer (now merged with Franklin Templeton) was the first private sector mutual fund registered in July 1993.The 1993 SEBI (Mutual Fund) Regulations were substituted by a more comprehensive and revised Mutual Fund Regulations in help writing, 1996.

The industry now functions under the SEBI (Mutual Fund) Regulations 1996. The number of mutual fund houses went on increasing, with many foreign mutual funds setting up funds in India and also the industry has witnessed several mergers and homework help us acquisitions. By the end of January 2003, there were 33 mutual funds with total assets of Rs. 1,21,805 crores. The Unit Trust of India withRs.44,541 crores of assets under management was way ahead of other mutual funds. FOURTH PHASE ' since February 2003. In February 2003, following the repeal of the Unit Trust of India Act 1963 UTI was bifurcated into two separate entities.

One is the Specified Undertaking of the Unit Trust of India with assets under management of Rs.29,835 crores as at the end of January 2003, representing broadly, the assets of US 64 scheme, assured return and essay on making good choices gif certain other schemes. The Specified Undertaking of Marketing homework us, Unit Trust of India, functioning under an a thesis research paper powerpoint administrator and under the rules framed by Government of Marketing homework help, India and does not come under the purview of the Mutual Fund Regulations. The second is the UTI Mutual Fund Ltd, sponsored by SBI, PNB, BOB and LIC. It is registered with SEBI and functions under the Mutual Fund Regulations. Dissertation! With the bifurcation of the erstwhile UTI which had in March 2000 more than Rs.76,000 crores of assets under management and with the homework help us setting up of a UTI Mutual Fund, conforming to the SEBI Mutual Fund Regulations, and with recent mergers taking place among different private sector funds, the mutual fund industry has entered its current phase of consolidation and growth. As at choices the end of September 2004, there were 29 funds, which manage assets of Rs.153108 crores under 421 schemes.

GROWTH IN ASSETS UNDER MANAGEMENT The graph indicates the growth of assets over the years:- However, the monopoly of the big eight was ended by the new economic policy spearheaded by Dr. Manmohan Singh from 1991. The process of liberalization threw the doors open to Marketing homework help players in the private sector to provide the. much-needed competitive edge and a wider scope of options to the investors. Application Essay Writing Service! The existing mutual funds, it was felt, had failed to live up to the expectations of common investors due to: (a) Poor servicing, inordinate delays in the receipt of unit certificates and dividend warrants; (b) Indifferent performance of most of the homework mutual fund schemes which under-performed the market thus denying the investors a reasonable return; (c) Absence of adequate disclosure norms; and. (d) Lack of an investor-friendly approach in general. Hence the statement paper powerpoint securities and homework us Exchange Board of India (SEBI) accorded approval to a number of essay on making good gif, players in the private sector to sponsor mutual funds.

These include some of the homework us biggest heavyweights of Indian corporate sector. An important feature of the private sector mutual funds-at least the first few-was their collaboration with foreign investment and fund managers. On Homework Advantages And Disadvantages Urbanization! Thus Kothari tied up with Pioneer, the Marketing homework help oldest fund in the US managing $8 billion, 20th century with Kemper Corporations which claimed to be the Essay urbanization eight largest fund manager in USA managing assets over $70 billion. Credit capital asset managers' inc. Homework Help Us! that launched the Taurua Star share had for its partners, apart from Commonwealth Development Corporation, London and Asian Development Bank, Manila, International Finance Corporation, Washington (Rs 22.50 crore), and a thesis for a research paper Edinburgh Fund Managers, U.K (Rs 24 crores). While many Indian private sector mutual funds collaborated with foreign partners, Morgan Stanley, which manages funds worth $44.2 billion, chose to Marketing help us go it alone. Its issue was a runaway success. Application Essay Service Community! There was serious controversy and homework help the apex court had to intervene. The issue was heavily over-subscribed netting in Essay on homework urbanization, Rs 1,000 crore against the target Rs 300 crore. The vital aspect of a strong research capability of foreign collaborators had been recognized and the public sector GIC Mutual Fund, too, reacted to the winds of Marketing us, change and tied up with he U.S Soros Fund Management headed by the legendary George Soros who manages funds worth $10billion.

ICICI Mutual Funds had merged with Prudential, Tata Mutual Funds with Toronto Dominion (TD). Same ways there are many companies merged and entered in Indian mutual fund industry. Important Domestic Mutual Fund Players. (I) SBI Mutual Fund. SBI Mutual Fund draws strength from India's premier and largest bank; the State Bank of India. Set up on July 1, 1955, the Dissertation State Bank of India is the largest banking operation in the country. Marketing Homework Us! SBI Mutual Fund has grown tremendously in help writing, terms of corpus as well as number of investors. Today they are one of the largest bank sponsored Mutual Fund in the country. SBI have launched 35 Schemes, of Marketing homework help us, which 15 have been redeemed, yielding handsome returns to investors.

They were also the first Bank sponsored Mutual Fund to launch an offshore fund, the India Magnum Fund, with a corpus of around Rs. Essay Writing For You School! 225 Crores.. Today, the fund manages over Rs. 16500 crores of assets and homework help has a diverse profile of investors actively parking their investments across 30 active schemes. With a large network over 100 collection branches, 26 Investor Service Centers, 28 Investor Service Desks and 52 District Organizers, SBI constantly endeavor to get closer to their growing family of investors. SBI gives the investors the following options: (1) Open ended schemes.

Magnum equity fund. Magnum tax gain. Magnum Index Fund. Magnum Sector Funds Umbrella. Magnum Multiplier Plus Scheme. Magnum Global Fund. Magnum NRI Investment Fund. Magnum Income Plus Fund.

Magnum Income Fund. Magnum Children's Benefit Plan. Magnum Monthly Income Plan. Magnum Gilt Fund. (2) Closed schemes. Magnum Equity Linked Saving Scheme 94. Magnum Equity Linked Saving Scheme 95. Magnum Equity Linked Saving Scheme 96. II) Birla Sun Life. Birla Sun Life Financial Services offers a range of financial services for Essay advantages urbanization, resident Indians and Non Resident Indians. Brought together by Marketing homework, two large, powerful and reputed business houses, the Amour Aditya Birla Group and Sun Life Financial, the aim is to offer diverse and top quality financial services to customers.

The Mutual Fund and Insurance companies provide wealth management and protection products to customers while the Distribution and Securities companies provide brokerage and trading services for investment in equities, debt securities, fixed deposits, etc. Birla Sun Life Asset Management Company Limited. Birla Sun Life Mutual Fund follows a conservative long-term approach to investment, which is based on identifying companies that have good credit-worthiness and are fundamentally strong. It places a lot of emphasis on quality of management and risk control. This is done through extensive analysis that includes factory visits and field research. It has one of the largest team of research analysts in the industry. III) Reliance Mutual Fund. Reliance Mutual Fund (RMF) has been established as a trust under the Indian Trusts Act, 1882 with Reliance Capital Limited (RCL), as the Settlor/Sponsor and Reliance Capital Trustee Co. Limited (RCTCL),as the trustee . RMF has been registered with the Securities Exchange Board of India (SEBI). The name of Reliance Capital Mutual Fund has been changed to Reliance Mutual Fund effective 11th.

March 2004. Reliance Mutual Fund was formed to launch various schemes under which units are issued to the Public with a view to contribute to the capital market and to provide investors the opportunities to make investments in diversified securities. Reliance Mutual Fund (RMF) is one of India's leading Mutual Funds, with Assets Under Management (AUM) of Rs. Marketing Homework Us! 39019 crore (AUM as on 31st Jan 2007) and an investor base of over 3.1 million. RMF offers investors a well-rounded portfolio of products to meet varying investor requirements and dissertation has presence in 115 cities across the country. OPTIONS AVAILABLE TO AN INVESTOR. ' Reliance Monthly Income Plan. ' Reliance Income Fund. ' Reliance Medium Term Fund. ' Reliance Liquid Fund. ' Reliance Short Term Fund.

' Reliance Gilt Securities Fund. ' Reliance Fixed Term Scheme. ' Reliance Floating Rate Fund. ' Reliance Growth Fund. ' Reliance Vision Fund. SECTOR SPECIFIC SCHEMES. ' Reliance Banking Fund. ' Reliance Diversified Power Sector Fund. ' Reliance Pharma Fund. (IV) ICICI PRUDENTIAL MUTUAL FUNDS. Prudential ICICI Asset Management Company, (55%:45%) a joint venture between Prudential Plc, UK's leading insurance company and Marketing homework help ICICI Bank Ltd, India's premier financial institution.

The joint venture was formed with the key objective of providing the Indian investor mutual fund products to suit a variety of Amour dissertation, investment needs. The AMC has already launched a range of products to suit different risk and maturity profiles. Prudential ICICI Asset Management Company Limited with asset over Rs.37906.24 crore as on march 31, 2008. Marketing Homework Help Us! Both Prudential and dissertation ICICI Bank Ltd have a strategic long-term commitment to the rapidly expanding financial services sector in India. The funds offered under this category are the Prudential ICICI Growth Plan, Prudential ICICI FMCG Fund, Prudential ICICI Technology Fund, Prudential ICICI Tax Plan, Prudential ICICI Index Fund and Prudential ICICI Power. The funds offered under this category are the Prudential ICICI Income Plan, the Prudential ICICI Gilt-Treasury Fund, The Prudential ICICI Gilt-Investment Fund, Prudential ICICI Liquid plan, Prudential ICICI Fixed Maturity Plan, Prudential ICICI Short Term Plan, Prudential ICICI Long Term Plan and Marketing homework help Prudential ICICI Sweep Plan. The funds offered under this category are the Prudential ICICI Balanced Fund and Prudential ICICI Child Care Plan. V) TATA MUTUAL FUNDS.

Tata Asset Management Limited is one of India's fastest growing fund management companies with more than Rs. 12562.65(31st august 2006) crores of Essay on homework advantages and disadvantages urbanization, assets, from help us, about 0.3 million investors. The Tata Group is help writing, one of India's best-known conglomerate in the private sector with a turnover of around US $ 11.2 billion Long known for homework help, its adherence to business ethics, it is India's most respected private business group. With 210,443 employees across 93 companies, it is also India's largest employer in the private sector. The Group has always believed in returning wealth to advantages and disadvantages urbanization the society which it serves. Thus, nearly two-thirds of the equity of homework, Tata Sons, the Group's promoter company, is held by Amour, philanthropic trusts which have created a host of national institutions in natural sciences, medical care, energy and the arts, and help which give substantial annual grants and endowments to deserving individuals and institutions in the areas of Amour, education, healthcare and social upliftment.

Investment Process Every aspect of this process is us, tightly controlled and monitored to 10 page on making good choices optimize returns for the investors. Marketing! The investment process is built around four key principles: Equity Products Balanced Products Debt Products. Tata Pure Equity Fund. Tata Balanced Fund. Tata Liquid Fund. Tata Tax Saving Fund.

Tata Young Citizens' Fund. Tata Short Term Bond Fund. Tata Select Equity Fund. Tata Gilt Securities Fund. Tata Life Sciences Technology Fund. Tata Income Fund. Tata Equity Opportunities Fund. Tata Income Plus Fund. Tata Index Fund. Tata Fixed Horizon Fund. Tata Growth Fund.

Tata Monthly Income Fund. Vi) KOTAK MAHINDRA MUTUAL FUND. Kotak Mahindra is one of write paper, India's leading financial institutions, offering complete financial solutions that encompass every sphere of life. From commercial banking, to stock broking, to Marketing help mutual funds, to life insurance, to investment banking, the group caters to the financial needs of individuals and corporates. Kotak Mahindra Asset Management Company Limited (KMAMC), a wholly owned subsidiary of KMBL, is the asset manager for Kotak Mahindra Mutual Fund (KMMF). The group has a net worth of on homework, around Rs.2,900 crore and employs around 8,800 employees across its various businesses servicing around 2 million customer accounts through a distribution network of branches, franchisees, representative offices and satellite offices across 282 cities and Marketing towns in India and offices in New York, London, Dubai and Mauritius. KMMF offers schemes catering to investors with varying risk- return profiles and was the first fund house in the country to launch a dedicated gilt scheme investing only in government securities.

' Kotak Dynamic Income. ' Kotak Floater Short Term. ' Kotak Floater Long Term. ' Kotak Income Plus. ' Kotak Equity FOF. ' Kotak Global India. Table shows that the Age Profile of the students Respondents. Age No.

Of Respondents Percentage. 36 Above 10 20. This table shows the Age Profile of the Respondents. 48% of respondents are in 31-35 age groups. 20% of the Marketing help respondents are in the age of 36 above. 18% of the respondents are in the age of 26-30.

The remaining 14% of the respondents are in the age of 18-25. From the age of the respondents, it is 10 page essay on making gif, clear that the Marketing help people are investing once they earn a regular income. The 86% of respondents are above 26 years, which means the people invest once they are settled. Graph shows that the Age Profile of the Respondents. Table shows that the occupation profile of the respondents. Occupation No. Of respondents Percentage. Profession 17.5 35. Housewife 07 14. In the occupation profile there are five groups, which are namely business, profession, housewife, services and others. The professional respondents are 35%, services 33%, business 11%, housewife 14% and others are 7%.

This data shows that the respondents from professions and services are aware of mutual funds and they are interest to invest in it. The business people are aware of mutual funds and they are not interest to invest in it. 10 Page On Making Good Gif! Whereas in the case of homework us, other and housewife is interest to invest is lesser. Graph shows that the occupation profile of the respondents. Table shows that the Number of help writing, family dependents of the respondents. SL NO. SIZE No Of respondents Percentage. 3 5 Above 17 34. In the table, 48% of the respondents are family dependents. Marketing Help! And in dissertation, the range of Marketing homework us, 3-4,34%of the respondents are 5 and above of family dependents, and 18% of the 10 page respondents are family dependents in the range of 0-2.

In the table most of the respondents are having their dependents in help, range of 3-4 and Dissertation help 5 above they are more serious in investing their savings for future of their dependents. Graph shows that the Number of Family Dependents of the respondents. Table shows that the income profile of the respondents. Income No. Of respondents Percentage.

Below 5000 00 00. 6000 to 15000 05 10. 16000 to 25000 21 42. 26000 to 35000 15 30. 36000 and above 09 18. In the help us table 42% of investors falls in the income bracket of 16000-25000. 30% of the respondents have income of 26000-35000,where as 18% of the investors are the writing school income of 36000 and above, the Marketing homework us remaining 10% of the investors falls in the income bracket of 6000-15000.

In the table 90% of the respondents earn Rs.16000/ or more every month. The more they earn the more they can invest and vice versa. The People who earning less can invest in small amounts, whereas the people earning more can go for higher investments and essay good take higher risks for help, the higher returns. Graph shows that the Income profile of the respondents. Table shows that the 10 page on making gif Awareness of investment options among respondents. Investment Option No. Of respondents aware Percentage. Insurance 45 90. Real Estate 20 40. Mutual Fund 43 86. In the table it is found that the 90% of the respondents are aware of the insurance, 80% are the Marketing aware of the bonds, 40% of the respondents are aware of real estate, 84% on stocks and 86% of the application service community respondents are aware of mutual funds.

The table gives the idea about of awareness of help us, respondents on investment options among all the respondents. In the table it indicate that the Amour dissertation mutual funds are popular, second are insurance. This is the study conducted for general public and mutual funds investors. The mutual funds are not as old as insurance in India. Graph shows that the Awareness of Investment options among the respondents. Table shows that the homework help us Investment profile of the Essay advantages and disadvantages urbanization respondents. Investment Option No. Of the Marketing help respondents Percentage.

Insurance 25 50. Real Estate 05 10. Mutual Funds 33 66. In the table 66% of the respondents are mutual funds investors and rest of the respondents are not interest to invest in mutual funds. They are interest to invest in various options like as insurance, bonds, real estate and stocks. In the on homework and disadvantages table most of the Marketing homework help respondents are interest to invest in College essay, mutual funds with bonds and stocks coming second. Graph shows that the Investment profile of the respondents. Table shows that the reason for not investing in mutual funds.

SLNO REASON NO of respondents % 1 Don't know about us mutual funds 10 15. 2 They are risky 26 39. 3 Don't have enough money 0 0. 4 Happy with present investments 30 46. In the table 46% of the respondents are satisfied with their investments, 39% of the respondents thinks that the mutual funds are risky, and 15% of the respondents are says that they don't know about the mutual funds. In the table most of the 10 page choices respondents who have not interest to invest in the mutual funds. Some of the Marketing homework help respondents are think that the mutual funds involve risk. Graph shows that the reason for not investing in mutual funds. Table shows that the on making good choices gif annual investment of the respondents. SLNO ANNUAL INVESTMENT NO % 1 Less than 5,000 07 14.

2 5,000-10,000 22 44. 3 10,000-20,000 10 20. 4 Above 20,000 11 22. In the table most of the Marketing homework us respondents are invest/save between 5000 to 10000 is How to write statement powerpoint, 44%. 22% of the respondents' save/invest above 20000, 20% of the respondents 'save/invest between 10000 to 20000 and help 14% of invest less than 5000.

In the table many respondents income lie below 100000 p.a. they are possible to save/invest only for about five to ten thousand p.a. Graph shows that the annual investment of the respondents. Table shows that the popular mutual funds products among the respondents. Mutual Fund Products No.of respondents Percentage. Prudential ICICI 29 88. Kotak Mahindra 15 45. HDFC Mutual Fund 19 57. Birla Sun life 17 51. SBI Mutual Fund 09 27.

LIC Mutual Fund 08 24. Can bank Mutual Fund 08 24. Franklin Templeton M.F 21 63. In the table most of popular mutual funds among of the respondents are, prudential ICICI with 88%, franklin Templeton mutual funds with 63%, HDFC mutual funds 57%, Birla sun Life 51%, Kotak Mahindra mutual funds 45%, and rest of them are with average of Dissertation, around 24% and 27%. In the table it's clear that the ICICI and Franklin Templeton are popular among investors. They are because of the aggressive of the advertisements they employ. Graph shows that the popular mutual funds products among the respondents. Table shows that the homework ranking of factors for investment. Factors Simple average Ranks.

Assured Return 7 02. Risk Cover 4 05. Government Guarantee 5 04. High Return 7 01. Voting right 2 06. In the table, it is designed to study of most important factors for interest to invest in on homework, the various investment options. In the Marketing homework help above table,most of the application essay service community sought after criteria for interest of invest. The investors are not worried about the risk involved.

They are high-risk areas with high returns. The people are ready to take more risks for more returns. Graph shows that the ranking of factors for homework help, investment. Table shows that the investment opinion of good gif, respondents if the Marketing homework returns between 15% to essay on making good choices gif 25% and Marketing us above. Opinion No. Of the Amour respondents Percentage. In the table, it is Marketing homework help, constructed to know the opinion of the Amour respondent if the returns are between15% to 25%. These are the respondents not in interest to invest in mutual funds. In the table, this also it is clear that investors care primarily about Marketing homework us one things only return. Graph shows that the investment opinion of respondent if the returns between 15% to 25% and on homework advantages and disadvantages urbanization above.

Table shows that the Investing option among the respondents between risk and homework help us return. Returns No. Of the respondents Percentage. 15% to 20% return with moderate risk 04 33. 20% to 30% with high risk 06 50. 30% to 40% with very high risk 02 17.

In the table that shows the expectations of investor on the returns, the data shows that 33% are interest to invest in 15% to Amour dissertation 20% returns with moderate the risk. Marketing Homework Help Us! In the case of 50% says 20% to 30% with high risk and finally 17% respondents want to 30% to 40% with high risk. In the table of a high risk is okay for the respondents, as 50% is suggested. School Students! More than three fourth of the respondents are not concerned about risk if they are get returns for the risk taken. Graph shows that the Marketing homework us investing option among the respondents between risk and Amour dissertation return. Table shows that the Awareness of mutual funds advertisements among the respondents. Awareness No. Of the respondents Percentage. In the table, data analysis says that 78% are aware of mutual funds is advertisements and 22% says that they are not aware. In the Marketing help table, the awareness about the product is Dissertation help writing, very important for Marketing homework, financial service marketing, in particular, to succeed in How to a thesis statement research powerpoint, modern competitive world.

Graph shows that the Awareness of mutual funds advertisements among the respondents. Table shows that the most common mutual funds company advertisement. Mutual Fund Company No. Of the respondents Percentage. ICICI Prudential 28 72. Kotak Mahindra 09 23. HDFC Mutual Fund 07 18. Birla Sun life 19 49. SBI Mutual Fund 18 46. LIC Mutual Fund 06 15.

Can bank Mutual Fund 04 10. Franklin Templeton M.F 26 67. In the table, 72% of the respondent has voted prudential ICICI advertisement as the most popular closely followed by Templeton. And Birla and SBI, with can bank getting the least percentage. In the table, it is designed to study the most common advertisement of Mutual Fund companies of the Marketing homework help respondents. College Essay Writing Community! Prudential ICICI and Franklin Templeton are the popular companies as far as advertisement goes. Graph shows that the most common mutual funds company advertisement.

Table shows that the influence of Marketing homework us, brand among respondent while investing in mutual funds. Influence No. Essay And Disadvantages! Of respondents Percentage. In the table, it is designed to study of the influence of brand name while investing. The study it is Marketing us, clear that 88% of College application writing service, respondents says that the branding is very important to build investors confidence, and 12% of respondents says that the brand name is not important. In the above table brand name comes along with experience, quality, and trustworthiness and most importantly by help us, the advertisements. A company acquiring all the above features will have a good brand name. In Mutual funds, investors look for the brand before investing as 88%. Graph shows that the influence of brand name among respondents while investing in mutual funds.

Table shows that the opinion of respondents on returns on returns in mutual funds compared to shares/derivatives. Opinion No. Of the respondents Percentage. In the table, it's shows that 62% of the respondents says that mutual funds returns are better than share or derivatives. In other hand 38% of respondents says that the mutual funds returns are not good compared to share or derivatives. In the table, it is in for a research, all the homework three are having good returns, as well as unpredictable returns.

But Mutual funds seem to have an impression in the respondents mind as they think its unpredictability is less compared to on making choices the other two. Graph shows that the opinion of respondents on return of Marketing homework help, mutual funds compared to shares/derivatives. Table shows that the investment firm's transparency in recent times. Transparency No. Essay Choices Gif! Of the respondents Percentage. In the table, it is as far as transparency is concerned the survey says that the help us 72% of the essay respondent says that firms are transparency presently and 28% says that firms are not transparent as compared as to earlier times. In the table, people now a day went everything to be revealed.

It is hidden agenda makes them conspicuous. Graph shows that the investment firms' transparency in recent times. Table shows that the performance of funds according to Marketing help us respondents. Funds No. Of the respondents Percentage. Index and a thesis for a paper Industry 12 24. In the table, this data analysis says that which fund is performing better at the present.

It is the response that the Marketing homework debt and write paper gilt funds are performing better, where as index and industry and equity schemes are less popular. It is homework us, interesting to note that equity schemes, which were once popular with the investors, have gone down as debt and gilt funds have picked up. Therefore the investors' perception changes from time to time and 10 page gif a successful company needs to Marketing homework us understand this. Graph shows that the performance of funds according to writing respondents. ' The main findings' of the study is that, there is no dependency of homework, income level over the investment in the Mutual Funds. Therefore income being high or low is not the major criteria for the Mutual Fund investments.

' The awareness towards Mutual Fund is good, but it is College writing service, not excellent. For the study of the collected sample size was 50. Out of them 33 are mutual funds investors. ' Another findings' is that the brand name of the investment firm is very important to gain. Out of 50-sample size 44 respondents said that brand name is required. Only 6 respondents said that brand name is not required. ' The investors' point of view, the popular mutual fund companies are Prudential ICICI, and homework help us Franklin Templeton mutual funds. ' The Most common advertisements of Mutual Funds Companies from investors' point of view are Prudential ICICI with 71.79% and Franklin Templeton with 66.66%. ' Investors have ranked High Return, Assured Return, Liquidity, Government Guarantee, Risk Cover and Voting Right as the important factors for the investments respectively.

' The transparency is the order of the day. College Essay Writing Service Community! The overall perceptions about this matter is that 72% of the respondents says that these days' firms are more transparent than in old days. ' The Private sectors of Mutual Funds are on a rampage. The market share of the private sector mutual funds is increased. ' From the existing mutual funds investors, it is found that the us debt funds and gilt funds are performing better than last years. ' Investors are worried and confused about the legal formalities of the Mutual Funds. It is complicated compared to other investment avenues like as bank deposits.

' The launching up of new schemes by Mutual Funds companies has increased the number of investors. ' Mutual Funds have become the buzzword currently. The numbers of people are investing in Mutual Funds lately. Shares, Real Estate, and Insurance are presently other hot areas for the investment. ' Mutual Funds Company should be more the transparent while declaring their dividends, Net Asset Value, administration charges and their accounting norms. ' Brand name of the investment firms is very important to a thesis statement gain or attract customers.

Mutual Fund companies should make their advertisements more aggressively, so that the common public should come to know about their product features and Marketing help us their position in the market. ' It is the perception of investors that the Mutual funds will not give any surety on returns. This perception should be removed from write statement for a paper, their mind. Mutual funds Company needs to formulate some of the marketing strategies. ' These analysis shows that Mutual fund returns are better than shares or derivatives.

So the Marketing homework help existing investors are satisfied with their returns, so the mutual funds company should makes efforts to retain the existing investors. ' The launching up of new schemes of the Mutual Funds Company has increased the number of investors. ' Investors are worried and on homework and disadvantages confused about the Marketing help us legal formalities of the Mutual Funds. It is complicated compared to other investment avenues like bank deposits. Therefore legal formalities need to be the writing service minimized and the dealing have to be simplified. ' Mutual Funds needs itself to be differentiated from Marketing homework, other not investment avenues.

Mutual Funds must offer to the public more returns, safety and tax benefits so as to attract investors into investing in Mutual Funds rather than in Shares or Real estates. ' Increased deregulation of the Essay on homework advantages and disadvantages urbanization financial markets in the country coupled with the introduction of derivative products will offer tremendous scope for the industry to design and sell innovative schemes to suit individual customer needs, which helps the homework help Mutual Fund industries. A perceptible change is sweeping across the mutual Fund landscape in an India. Factors such as changing investors' needs and their appetite for College application essay, risk, emergence of homework us, Internet as a powerful platform, and on making good choices gif above all the growing commoditization of mutual funds products are acting as major catalysts putting pressure on the industry player to formulate strategies to stay the Marketing help course. Building and sustaining a powerful brand is also becoming an College application essay service community issue of paramount importance. With the investor today having a range of products to Marketing help us choose from, effective communication is required to reach a wider audience.

The success of write a thesis paper, marketer in future would depend upon his ability to use 360-degree compounding effect of media through a presence in Marketing homework help, all media interfaces with all the investors. Increased deregulation of the Essay writing for you school students financial markets in the country coupled with the introduction of derivative products offers tremendous scope for the industry to design and sell innovative schemes to suit individual customers need. It is being increasingly felt, with the commoditization of products looking imminent, service to investors and performance would be the major differentiators in the years to come. ' Evaluating Mutual Fund Performance -------- S.P Kothari. ' Mastering in Mutual Funds ---------- K. S. Murthy. ' Investment Analysis and ---------- Prasanna Chandra. 2) Age: 1) 18 to 25 2) 26 to help 30. 3) Occupation: 1) Business 2) Profession.

3) House wife 4) Service. 4) No. Of family dependents: 5) Income: 1) Below 5000 2) 6000 to on homework advantages 15000. 6) What type of investment options are you aware of?

1) Insurance 2) Bonds 3) Real Estate 4) Stock. 7) In which of this type have you invested? 1) Insurance 2) Bonds. 3) Real Estate 4) Stocks. 8) Why have you not invested in Mutual Funds?

Don't know about Mutual Funds Risky. Don't have enough money Happy with present investments. 9) What % of your income do you invest annually? Less than 5000 5000 ' 10000. 10000 ' 15000 Above 15000. 10) What are the factors' you will consider while investing in Ranking method?

3) Government guarantee. 11) Can you name any Mutual Fund products? 12) If Investment type gives return between 15 to 25% and more respect to market risk, what would you do? 1) Consider 2) Ignore. 13) If consider investing, how? 1) 15 % to 20 % return with moderate risk. 2) 20 % to 30 % with high risk. 3) 30 % to 40 % with very high risk. 14) Have you come across any Mutual Fund Advertisements'? 15) If yes Name the Marketing homework us company. 16) Do you consider that Brand name is required while investing in any Mutual Funds?

17) Do you think Mutual Fund return is How to for a research, better than Shares/Derivatives? 18) After UTI scam (US-64) Mutual Fund, do you think that present day investment firms are more transparent than earlier? 19) Which Funds (Allocation) are performing better this year? 3) Balanced Funds. 5) Index and Industry Funds. If this essay isn't quite what you're looking for, why not order your own custom Finance essay, dissertation or piece of coursework that answers your exact question? There are UK writers just like me on hand, waiting to help you. Each of us is qualified to a high level in Marketing help us, our area of expertise, and we can write you a fully researched, fully referenced complete original answer to your essay question. Just complete our simple order form and Dissertation help you could have your customised Finance work in your email box, in as little as 3 hours. This Finance essay was submitted to us by a student in Marketing homework us, order to school help you with your studies. This page has approximately words.

If you use part of Marketing help, this page in your own work, you need to Dissertation provide a citation, as follows: Essay UK, Historical Review Of Mutual Funds . Homework Help! Available from: http://www.essay.uk.com/free-essays/finance/mutual-funds.php [04-10-17]. If you are the original author of this content and no longer wish to College application writing service have it published on Marketing help us our website then please click on the link below to request removal: Essay UK offers professional custom essay writing, dissertation writing and coursework writing service. Our work is high quality, plagiarism-free and delivered on time.

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