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Jan 28, 2018 Research paper service xml, how to buy an essay online -

malcolm berko resume Bad Investments: In a year when the SP 500 is up over 13%, the paper, Nysa Fund is the worst performing mutual fund of 2014, down 41% so far this year. The fund received just one out of five stars from Standard kurtosis Morningstar, the worst rating for paper, past performance awarded. As for individual stocks, one of the year's big losers is Amedica, a manufacturer of silicon nitride orthopedic and Doing my homework login, spinal implants. Xml? Shares have fallen by more than 90%.

With a book value of just under $12 million and nearly $5 million in losses in the last quarter, Amedica is Steps a college research paper, quite small and Research paper service, quite risky. By comparison, many health care mutual funds are up about 30% so far in 2014. Regarding fiat money, this was not a good year to College essay writing bet against the dollar which has risen in value compared with other currencies. No currency has slumped more against the dollar than the Russian ruble, which has dropped 39% this year vis-a-vis the dollar. While selling rubles and buying dollars would have produced the largest gain in 2014, buying the ruble and xml, selling the dollar would have produced the How to a professional essay about, largest loss. The declining ruble has be painful for many Russians. The Bank of Russia recently cited declining oil prices and international sanctions against the country as contributing to the lower ruble. In an effort to control high inflation resulting from the currency weakness, the central bank raised interest rates . If you've not invested in Research service the Nysa Fund, Amedica or rubles, give yourself a pat on the back. ( posted 12/12/14, permalink ) How To Lose Jobs In One Easy Lesson: Seattle, Washington, one of the a college paper, strongest bastions of lefty philosophy, passed a phased-in $15 per hour minimum wage law earlier this year. The council vote was unanimous and a throng of clueless morons outside cheered, but for paper, many this will soon become a reversal of fortune. In response to Seattle's coming $15 minimum wage - the papers, highest in the U.S., Kathrina Tugadi, owner of Seattle's El Norte Lounge - a bar/restaurant in North Seattle featuring Mexican dishes, no longer hires musicians for her restaurant; she said she can't justify expenses that don't directly add to the bottom line.

And, she says, hours will have to be cut: El Norte Lounge stopped serving lunch and only serves dinner now. Research Service? She's also removed labor-intensive menu items and adjusted prices in preparation for the hike. I am concerned about my business and others in the community, but it isn't just about any one business. It's about how the entire economic community, she said. El Norte may be unable to remain open once the ordinance is fully in effect. College Scholarship Essay? Even Pagliacci Pizza, a Seattle-area pizza chain, is moving its call center and some of its production facilities outside the city. Research Service Xml? Bye-bye Seattle jobs. Back in the mid-1980s, my plastics business purchased a Tennant self-propelled floor sweeper to deviation kurtosis replace daily manual clean-up by all employees at the end of each shift. Based on labor savings alone, the Research xml, machine paid for itself in two months. Biology Zambia? At the time, our firm was growing rapidly so no one was laid off. But the idea that machines can reduce the need for more employees was imprinted in my mind.

Karl Denninger wrote, Welcome to this thing called arithmetic folks, and for those of Research paper xml you who thought you could cram this down employer's throats, no, you can't, for the simple reason that for most employers labor is one of, if not the largest cost of their operation. Adding 30% or more to that operating cost will turn a profit into a loss at which point the company ultimately goes out of business and then you no longer have a job. Stupidity has a price - in papers zambia this case the price is that you get to live under a freeway overpass. This is what happens when you let liberal politicians who have never run a business or made a profit call the shots. This is how socialism begins . and eventually fails. ( posted 12/10/14, permalink ) Buy The Merchandise, Not The Stock: Amazon just reported its largest quarterly loss in Research paper 14 years. A surge in spending on new-product development, music and video licensing, and other parts of the Seattle company's expansion strategy led to a net loss of papers $437 million in the third quarter, worse than its year-earlier loss of $41 million. The wider loss came despite a 20% jump in revenue to $20.6 billion. It's the usual excuse: the company is still ramping up - the same old saw Amazon has been pushing since it was a mere $3 billion company in 2000. How can you be still in ramp-up mode as a multi-billion dollar entity?

Karl Denninger wrote, I've been amazed for Research, years that the market has given Bezos a pass on actually earning anything at all on these ambitions. Profits will come, we're told, but the obvious question is when?? It has appeared for a couple of write yourself love years now that the answer was always destined to be never, and that the only way Amazon could possibly maintain its alleged growth was to service basically give away product, RD and fulfillment at below the cost of production. That shouldn't surprise at all; it's usually very easy to be successful, measured by the number of units of X you deliver, if you don't care if you make any money doing it! If Amazon can't actually turn a profit while operating then I argue the stock is research paper, worthless. I wholeheartedly agree and have written about Amazon's shortcomings in the past. Amazon missed expectations across the Research service, board - on margins, on its net loss and on revenue. Plus, an unaccountably poor 7 to 18% revenue growth was forecast for the typically strongest holiday quarter.

And . the company is sitting on $83 million of unsold Fire Phones. Amazon touts its cash flow, which looks good only because it takes customers' money right away but doesn't pay suppliers for College essay, 75 days. John Thompson, chief executive of Vilas Capital Management, said, That's an entirely fallacious way of valuing a company. Research Paper Service? Like the Standard, discount stores of the 1950s and Research service, '60s, ( E.J. Corvette, Two Guys, S. Klein, etc. How To A Professional Essay About Love? ), margins and profits have always been low to nonexistent. Paper Xml? And you know what happened to those guys. ( posted 10/24/14, permalink ) A Whale Of An Economic Change: Many high-wage American jobs have disappeared and a professional, are not coming back. I have outlined some of the service, reasons here. America has been undergoing a revolution. My Homework? The corporate womb-to-tomb culture is dead. Job skills no longer last a lifetime because new technology makes old skills obsolete - quickly.

In order to move up the paper service, ladder, one must constantly be on the lookout for new opportunities created by change. The widespread use of computers and the increased use of online sales and service functions means that clerical and support positions are going away. Such jobs used to provide a very decent living for earnest, smart high school grads and college graduates with unmarketable degrees ( Humanities, Social Studies, Poetry, Music, et al ). Essay? This is the dark side of productivity. When you can post your inventory on Research service xml the web for prospects to browse and select, you no longer need support staff to papers answer phones and say, Let me check our inventory list. Then there's the proliferation of outsourcing/offshoring.

Faced with ever increasing labor regulation, upwardly spiraling health care costs and the like, many companies are reducing their workforce by subcontracting - often overseas. Research Paper Xml? Goodbye to Standard deviation kurtosis high-paying union jobs. Malcolm Berko summed it up: It wasn't long ago that big employers such as Maytag, Goodyear and General Motors paid Americans the equivalent of $40 to $60 an hour. Today many of America's largest employers - e.g., Wal-Mart and McDonald's - pay workers $8 to $12 an hour. And like it or lump it, folks making $12 an hour can't afford to Research service travel to zambia SeaWorld from Oregon, Oklahoma or Ohio and pay an entry fee of $260 for a family of four plus $175 for a hotel room. This is Research paper, why he doesn't recommend SeaWorld or other amusement park stocks these days. ( posted 10/20/14, permalink ) Where Are All The Entrepreneurs? The rate at kurtosis, which new companies are being formed has fallen steadily for over three decades - almost 30%.

By other measures - as a share of all businesses or relative to service xml the size of the working-age population - it has fallen in half. Essay Love? This is paper service, a major problem, since the vast majority of new U.S. private-sector jobs ( 75%-90%, depending upon which data source you choose ) are created by small businesses. This decline has occurred nationwide - even in tech-heavy, entrepreneurial Silicon Valley. Business creation there is still higher than the rest of the country, but it's down markedly from the past, according to the Brookings Institution. The first reaction of everyone who sees this is they can't believe it, especially anyone from California, said Bob Litan, a senior fellow at the Brookings. It's down everywhere. In every locale. In every industry. The article suggests some generalized reasons for the decline: Increased risk aversion among workers, shifts in government regulation and a consolidation in corporate America that has left many industries dominated by a handful of behemoths.

Also noted: The drop has been sharpest among the millennial generation, which is grappling with heavy student debt and a frustrating job market, according to research by Robert Fairlie, an economist at the University of California, Santa Cruz. People ages 20 to 34 created 22.7% of all new companies last year, down from College writing 34.8% in 1996. I would posit four additional reasons for the decline in small business formation: #x2022; The Death Of Retail: Everywhere I look, I see retail space for rent. Research? The nearest shopping mall in Vancouver, WA is almost deserted with many vacant, boarded-up spaces. Nordstrom, one of its anchor tenants, has announced that it's leaving in a few months. Even the kiosks were sparse and many of the write about, remaining shops seem to specialize cheap imported impulse items.

In the U.S., shopping mall traffic peaked in the late 1980s and has been slipping ever since. More than 300 U.S. shopping malls have closed in recent years. #x2022; The Disappearance Of Local Lending Institutions: Business loans for young companies are extremely hard-to-get because the locally-owned bank has become a rarity. No longer is there a hometown bank executive who keeps his nose to the ground, has significant personal lending authority, makes loans based partly on Research paper service the character of his clients, is kurtosis, guided by a loan committee of other knowledgeable locals and knows his market because he attends local business events and networks. He has been replaced by a well-dressed employee-drone of paper service xml some mega-bank, who has almost zero lending discretion and knows little about the business community he/she serves. Decisions are made by a committee of Accounting assignment help uninvolved managers thousands of miles away based on a proprietary, arbitrary scoring system. Mega-banks have raised lending standards through the roof. #x2022; The Unbearable Burden Of Regulations: The annual cost of all mandated Federal regulations for service, firms with less than 20 employees is estimated at online, over $15,000.

This does not include the added cost of training poorly-educated, near illiterate graduates - products of our failing unionized education system, which turns out Research paper service xml near-illiterate slackers with little knowledge and even less work ethic. Add in mandated health care costs, the cost of litigation insurance ( product liability, employee negligence ) and the risk/reward ratio for Accounting help online psychology, business ownership becomes unattractive. Over-regulation encourages businesses to automate, outsource or not even start at all. #x2022; The Disposable Society: We live in Research paper service an age of devices and Doing login, items which cannot be repaired. Research Paper? This has led to a dramatic decline in fix-it shops of all types, including television/electronics repair firms, furniture refinishing places, automobile tune-up shops, engine rebuilders, clothing alteration stores and shoe repair establishments. People would rather buy cheap footwear made in Steps research paper history some Third World country and, when a hole appears in the bottom, toss them in the trash. California is the paper service xml, poster child for the anti-business climate. Not long ago, a booming Golden State economy was fueled by login, industrial jobs - mostly manufacturing, including high dollar items like cars, electronics and aircraft.

Today, the Research xml, factories are largely gone, driven out by the high cost of doing business and by a left-wing legislature that doesn't seem to care, making ghost towns and ghettos of writing once-thriving metropolises. The Port of Los Angeles was once filled with finished products to be exported to the Far East. Today, much of LA's exported product is waste paper - shipped to Asia to be converted to paper cardboard boxes for shoddy manufactured goods exported to the United States. ( posted 10/8/14, permalink ) No Ally Of Mine: Tempted by its relatively high-money market rates ( which are still very low but five times better than the best rates locally - these days most local banks offer about the same compound interest as a sperm bank ), I tried to College scholarship essay do business with Ally Bank. I filled in all the paperwork and mailed a check, since I do not do banking or investment transactions online. The check was mailed August 15th. Paper Service? Then the 'fun' began. First, Ally claimed that I failed to deviation kurtosis send page two of my application.

Not true, Ally lost it. Research Paper Xml? They sent another one. Doing Login? I filled out the second page and mailed it. Then I received a phone call telling me that I must verify my wife's Social Security number by sending in a copy of her SS card. In my fifty-plus years of Research service xml banking, I've never received such a request. Frustrated, I told them to tear up my application and return my check. They failed to return the check and it took multiple calls to get them to a professional essay yourself do so. My advice - don't do business with Ally Bank, formerly GMAC. Its personnel are unempowered, clueless and xml, incompetent. ( posted 10/6/14, permalink ) A Graphic Jobless Recovery: Scott Grannis has posted a graph which is papers zambia, worth a thousand words.

He wrote, The six-month annualized growth rate of Research service private sector jobs is Steps a college research history, still just a bit above 2%, the same rate we have seen since early 2011. . Public sector jobs are no longer declining, and are now growing very slowly. The labor force is still growing at a miserably slow rate. Overall, the jobs picture has been mostly flat during this 'recovery'. Scott continued, It's still a very sub-par recovery. There is no sign of a recession or a boom. Things are not likely to Research paper change materially unless and until we get some improvement in write a professional essay fiscal policies (e.g., reduced regulatory burdens, lower and flatter marginal tax rates). ( posted 9/26/14, permalink ) My Grandmother Had The Right Idea: The Vanguard Wellington Fund, the nation's oldest balanced fund, recently celebrated its 85th birthday.

The Wellington Fund began operations on July 1, 1929, just months before the worst stock market crash in paper xml U.S. history and research papers, the onset of the Research paper xml, Great Depression. A young Philadelphia accountant named Walter L. Morgan was its founder and Standard deviation kurtosis, offered a diverse portfolio of common stocks, preferred stocks and high-quality corporate and U.S. government bonds. Despite Walter's awful timing, the groundbreaking fund - originally called the paper, Industrial and deviation, Power Securities Company - hung on, thanks to its prudent management, balance, diversification and long-term perspective. But the fund ( which was renamed in Research service 1935 for the Duke of Wellington, who defeated Napoleon at Standard kurtosis, Waterloo ) didn't simply survive - it thrived. For more than eight decades, Wellington Management Company has served the fund's shareholders well, using the very same investment principles that guided it through the Research xml, Great Depression. And those timeless themes still ring true today. Wellington isn't very flashy and gets little notice from those investment gurus du jour. But, as I got older, I began to shift some of my investments away from growth mutual funds into Wellington. Accounting Assignment Online? I have not been disappointed.

In the 1950s, my grandmother owned Wellington Fund shares and during her 90-year life, she never ran out of Research paper service money. Interestingly, an Biology zambia investment of of $1,000 in Research xml July, 1929 would be worth almost $900,000 today. That's the power of long-term investing. Morningstar rates Wellington as a five-star fund, noting that an investment of scholarship essay vcu $10,000 five years ago is now worth $17,828. ( posted 8-29-14, permalink ) A Voice Of Reason In The Car-Peddling Game: Criticizing longer loan-terms and looser underwriting standards for new vehicle loans, John Mendel, Honda's head of sales, said, It's a very, very short-term tactic #x2026; especially in the subprime area, because you not only Research service xml are pulling sales forward, you're probably pulling people out of used cars into College scholarship writing vcu, a new car that maybe they can't afford. Stating that the Research, new car market was near the top, Mendel said that Honda would continue to How to essay about yourself love focus on retail sales, rather than pivot towards more fleet delivers like many of its rivals do. Honda incentives are typically less than those of other auto manufacturers. Near the top?

Very possibly so. The latest second-quarter 2014 data from Experian, the global financial/credit information services group, was released this week; key metrics like repossessions, loan delinquencies and outstanding balances have all seen increases. Auto loan balances are at a new high. Outstanding balances were up nearly 12%, rising to an all-time high of $839.1 billion dollars. 60-day delinquencies were up 7%, while 30-day delinquencies were up to 2.4% year over year. Repossessions were up by 70% in Research paper service xml the same time period. Meanwhile, Toyota will happily finance your new car purchase for 75 months, at 21.40% interest, if your FICO score is scholarship vcu, 520. People with scores that low are the ones in paper service xml line in front of you at a convenience store, buying chewing gum with a Visa debit card. Or an EBT card.

Seventy-five months - are you kidding? Oh well. At least it's not a Fiat they're financing. Accounting Assignment Help Online? I don't think those crapmobiles will last 6-plus years. ( posted 8-25-14, permalink ) Change Happens: Mark Perry of AEI noted that 88% of the companies on the 1955 Fortune 500 list have either gone bankrupt, merged, or still exist but have fallen from the service, top Fortune 500 companies ( ranked by total revenues ). Most of the companies on the list in Steps a college research paper history 1955 are unrecognizable, forgotten companies today (e.g. Armstrong Rubber, Cone Mills, Hines Lumber, Pacific Vegetable Oil, and service xml, Riegel Textile). Also gone from the list: American Motors, Brown Shoe, Studebaker, Collins Radio, Detroit Steel, Zenith Electronics, Rohm and to writing a college paper history, Haas and National Sugar Refining.

All the companies I worked for are gone ( bankrupt, merged out of existence, etc. ). Same for my dad and both of my grandfathers. ( posted 8-25-14, permalink ) Lost In The Amazon: The online retailer released its quarterly earnings last week. Revenues are rising but expenses are going up even faster. Shipping expenses are up 30%. Marketing is up 40%. International is slowing - it's up 18% on sales while domestic is up 26%. Operating margin is negative. Amazon makes almost nothing on Research paper service sales other than media. To Writing A College? Basically, they sell things like electronics at break-even. Back in 2000, Amazon booked almost $3 billion in revenues, but was losing lots of money. Jeff Bezos, founder and CEO of Amazon.com - who looks more like Ben Kingsley with every passing day, claimed that the firm was still ramping up. How can you be still in ramp-up mode as a multi-billion dollar entity?

After seven years of straight losses, Amazon finally posted a very small profit in Research xml 2003 - about .02% before taxes on over $5 billion in sales. Like the discount stores of the 1950s and Doing my homework, '60s, ( E.J. Paper Xml? Corvette, Two Guys, S. Klein, etc. ), margins and profits were always low. To Writing A College Research History? And you know what happened to those guys. Amazon's shares fell 9.6% last Friday, wiping out about $16 billion of value. The company has now fallen short of Wall Street's earnings expectations in seven of the past nine quarters. Perhaps worse, it predicted an operating loss of Research service xml up to Biology papers zambia $810 million for the current third quarter, the biggest quarter-on-quarter reversal in profitability since 2003.

It does get frustrating when they continue to paper spend quarter after quarter and they don't let the revenue flow through, said Michael Scanlon, who manages $3.5 billion at Manulife Asset Management and holds shares of Amazon. How To Write A Professional Essay About? I'm definitely ready for profits. My advise: Buy 'stuff' from Amazon if you want but don't buy the stock. ( posted 7-30-14, permalink ) The Trouble With China: In a recent issue of Model Auto Review , a model car manufacturer wrote about the problems with producing diecast models in China. China is Research, emerging as a world power and, like most growing economies, its cost structure is Steps to writing, rising. Paper? China has now ruled that workers must get an How to write a professional essay yourself annual salary increase of 15% and this is adding to the cost of product.

The Chinese government has ruled that major industries such as mobile phones, computers, and iPads get priority for land space and other less-clean industries such as diecasting must move location. Research Service? This all adds up to research zambia increases in price of service product and delays in delivery. Another model manufacturer wrote, The lack of skilled workers in yourself China is still the big factor restricting manufacturing capacity and causing delays. Five years ago, the German firm Minichamps offered very nicely made diecast 1:43 scale Chinese-made models for $22-30. Today's Minichamps models carry price tags of $55-95. Ixo models have more than doubled in price over the last few years. Lower-end diecast model manufacturers, such as Yat-Ming, are raising prices rapidly as well. In many sectors of manufacturing, production and shipping costs in the Far East now outweigh costs to make the same item in the U.S.

When you take into account shorter lead times, the ability to Research service xml switch production to research papers a different product if you own the factory, rather than being contracted to a Chinese supplier, and paper xml, the sales benefit of a 'Made in USA' sticker, there is starting to be a good business case for bringing some manufacturing back home. ( posted 1-31-14, permalink ) Book Review: 'Bull By The Horns: Fighting to help Save Main Street from Wall Street and paper service, Wall Street from Itself' by Sheila Bair. As former Chairman of the FDIC ( Federal Deposit Insurance Corporation ), Bair had a somewhat prominent role in the government's response to online psychology the financial crisis of 2008, including bolstering public confidence and insuring system stability that resulted in no runs on commercial and paper service, thrift bank deposits. While the book offers a detailed - too detailed and off in the weeds sometimes - story of the meltdown of Wall Street's largest institutions and the bailouts made to them, there was . ( more ) Anemic Recovery Blues: Bill McBride of Calculated Risk has posted an updated graph comparing job losses and recovery rates for Accounting help psychology, various post-WWII recessions. The graph shows the service xml, job losses from the start of the employment recession, in a college paper percentage terms . aligned at maximum job losses. Research Paper Xml? As the graph clearly indicates, this is the worst recession since World War II - by a long shot - in a professional yourself love both depth and duration.

This time, the economic recovery graph is not the historical bounce-back V-shape we're used to seeing but rather a lame, check mark-shaped one. In early 2012, I predicted that employment would not reach pre-recession levels until 2014. Research Paper Service Xml? If you project the write a professional essay yourself, current graph line, it looks like the crossover point will be in April 2014. That would make the job loss-recovery cycle a record 77 months - almost six and one-half years. The previous record time span was for the 2001 recession, which clocked in at 46 months and was lambasted by Democrats as a 'jobless recovery'. Paper? Hmmmm. My Homework Login? What will they call this one? Why is Research paper, it so different this time around? I would posit that we have been subjected to The Perfect Storm.

This is what happens when you run your banking system like a dysfunctional three-card monte game, outsource all your subassemblies to Asia, close plants in Indiana and Michigan and move production to Mexico, close the tech support center in California and open one in Bangladore . and a professional yourself, vote for politicians who enact policies which make the aforementioned business actions the service xml, sensible thing to do. As Scooby Do would say, Ruh-roh! Consider the following: #x2022; The increased use of online sales and service functions means that clerical and Biology research papers, support positions are going away. Such jobs used to provide a very decent living for paper xml, earnest, smart high school grads and college graduates with unmarketable degrees ( Humanities, Social Studies, Poetry, Music, et al ). This is the dark side of productivity. Zambia? When you can post your inventory on the web for prospects to browse and select, you no longer need support staff to Research paper xml answer phones and say, Let me check our inventory list for Biology zambia, you.

#x2022; Then there's the proliferation of outsourcing/offshoring. Faced with ever-increasing labor regulation, upwardly spiraling health care costs and the like, many companies are reducing their workforce by subcontracting - often overseas. #x2022; The annual cost of all mandated Federal regulations for firms with less than 20 employees is estimated at almost $8,000. Research Paper Service? This does not include the writing vcu, added cost of training poorly-educated, near illiterate graduates - products of our failing unionized education system, which turns out service xml near-illiterate slackers with little knowledge and even less work ethic. This encourages businesses to automate or outsource. #x2022; Many of those who have not experienced offshoring end up as freelancers with no benefits or job security.

Popular alternative euphemisms include 'contingent worker' and 'temp independent consultant'. This is the new workplace world and it means that many well-educated, middle-class folks are now finding themselves 'underemployed', with reduced hours and little if any job security. Much like ditch diggers in 1913. #x2022; In the past, technological changes simply shifted opportunity within the U.S. As farm jobs were eliminated by mechanization, factories hired more. As factories increased productivity and moved work offshore, more Americans turned to lower-pay jobs in health care and other services. But nothing in any economic database indicates that the supply and assignment psychology, demand for workers will intersect at a wage that is socially acceptable. Research Xml? Therein lies the problem: crappy pay, limited career opportunity and little job security - another Perfect Storm brewing. To be sure, low-paying jobs in research papers restaurants, nursing homes and health clubs are hard to automate or outsource and will probably always be around.

But how do we make America the Land of Opportunity again? There are no easy answers. But voting out all social liberals who favor onerous, womb-to-tomb entitlement programs and business-killing regulations and then replacing them with fiscal conservatives would be a good start. ( posted 11-15-13, permalink ) Off-Target: A target-date fund - sometimes called a life-cycle fund - is a mutual fund which uses a time-variable ratio of stocks to bonds. It's a mindless sort of investment which gradually shifts its holdings towards bonds as an investor's age climbs. Target-date funds are aimed at retirement plans and have appeal because they offer a lifelong managed investment strategy so should remain appropriate to an investor's risk profile even if left accidentally unreviewed. Ummmm . if you're 'accidentially' not reviewing your portfolio on a fairly regular basis, you're an idiot. There is an old saw that you take your age and paper xml, subtract it from 100. Doing Login? The remainder is the percentage of stocks which should be in your investment portfolio. So if you're 65, you should have 35% in stocks and the rest in bonds.

Such a simplistic formula may have been relevant a half-century ago but the service xml, bond markets of recent years are not always the scholarship, safe harbor they used to paper service xml be. Bond-heavy portfolios seem to be a bad bet these days. How To About Yourself? Consider the annual returns on these Vanguard mutual funds over various time periods: I'm not a subscriber to the Lotsa Bonds For Geezers school of thought but I am of the opinion that as one ages, one should move one's portfolio away from high-risk, volatile stocks into more conservative equity investments. With a few bonds thrown in for good measure. It seems that I'm in the minority these days. According to a recent Morningstar article, target-date funds have won the paper service, day. Almost unanimously, plan sponsors are selecting target-date funds as the repository for automatically enrolled monies (at Vanguard, the deviation, figure is 90%). With those assets growing, and Research paper xml, target dates remaining popular with investors who make active investment choices, target-date funds are becoming very popular indeed. Half of Vanguard's participants use target-date funds in some fashion. Many own either multiple target-date funds or a target-date fund plus other types of funds, which isn't how target dates were designed to be used but is Standard deviation, mostly harmless. (Having several target-date funds makes for a blurry picture, but the Research paper, performance tends to scholarship be pretty much like that of the middle fund in the series.) The other half, or 27% in total, own nothing but a single target-date fund.

In 2007, that figure was 13%. Not me. I'll set my own targets. I'm still over 85% invested in equities ( mostly mutual funds ); the balance is in paper service cash and How to write a professional, bonds - even though the xml, numbers crunchers at one of kurtosis my mutual fund companies thinks that I should have 55% of my money in bonds. No thanks. ( posted 10-31-13, permalink ) Nothing Has Been Solved: The alleged 'resolution' of the debt crisis is nothing more than kicking the can down the road. And failing to Research paper turn down the spigot: No steps have been taken to reduce our ever-increasing debt, which is Accounting assignment help online psychology, rising at an alarming rate. Daniel Halper of paper xml The Weekly Standard has pointed out that the debt has increased twice as much as the economy over the last two years, the very definition of unsustainable.

The growth of a nation's debt cannot for long exceed the growth of Steps to writing a college research its economy - which is paper, precisely what is happening now. Political wrangling has trumped common sense. Brit Hume of Fox News said recently, In conventional terms, it seems inexplicable, but Senator Cruz and his adherents do not view things in conventional terms. How To Write A Professional About Love? They look back over the past half-century, including the supposedly golden era of Ronald Reagan, and paper, see the uninterrupted forward march of the American left. Entitlement spending never stopped growing. The regulatory state continued to expand. The national debt grew and grew and finally in the Obama years, exploded. They see an assignment psychology American population becoming unrecognizable from the free and paper service, self-reliant people they thought they knew. And they see the Republican Party as having utterly failed to stop the drift toward an unfree nation supervised by an overweening and bloated bureaucracy. They are not interested in Republican policies that merely slow the growth of this leviathan. They want to stop it and research zambia, reverse it.

And they want to show their supporters they'll try anything to Research paper bring that about. Keith Koffler commented on the D.C. Kurtosis? state of dysfunction brought to you by the 'reasonable' people who have been striking deals for years that have created $17 trillion in debt and a possibly irreversible degree of Socialism that is lobotomizing our tradition of Research paper xml independent thinking and creativity, crippling free enterprise, and carving the login, soul out of the moral, God-fearing ethic that has made this nation the Research service xml, greatest on earth. You'll see them all on the Sunday talk shows, concurring solemnly with each other about the need to avoid such shenanigans again so our system can resume functioning in a normal manner. But as you and Standard deviation, I know, 'normal' has become a state of somnolence in which our leaders steadily sleepwalk us into Research service xml, the abyss. Deviation? We must cut spending. Here are some facts to service consider: #x2022; Salary of U.S.

President: $450,000 for life. #x2022; Salary of write yourself House/Senate Members: $174,000 for life. #x2022; Average salary of Research service xml soldier deployed in Doing login Afghanistan: $38,000. #x2022; Average annual payment for seniors on Social Security: $14,760. Now you know where to begin. At the top.

The next step would be to paper xml resurrect Paul Ryan's debt reduction plan, known as Path to Prosperity. Or Simpson-Bowles, a bipartisan commission created by Accounting help online, President Barack Obama, whose recommendations were completely ignored by him and his cohorts in Research paper service the Democrat-controlled Congress. Steps? ( posted 10-18-13, permalink ) Book Review: 'Circle of Friends: The Massive Federal Crackdown on Insider Trading - and Why the Markets Always Work Against the Little Guy' by Charles Gasparino. As senior correspondent for the Fox Business Network and the Fox News Channel , Charles Gasparino is a familiar name and face to many. He reports knowledgeably on Research major developments in the world of finance and politics and my homework login, is a former writer for the Wall Street Journal . The author relates the Research paper, story of government investigators and prosecutors as they pursue one of the Doing, most aggressive and Research service xml, broad-reaching - perhaps overreaching . at great expense to taxpayers - series of insider-trading cases in the nation's history. Caught in the net were some of the biggest names on Wall Street, including Raj Rajaratnam, founder of the Galleon Group, and Rajat Gupta, a former CEO of consulting giant McKinsey Co and financial impresario Steve Cohen of SAC Capital a giant hedge fund. I Am Becoming My Grandmother.

The Wellington Fund turned 84 years old in July. Now the nation's oldest and largest balanced mutual fund, its inception was just before the 1929 stock market crash and the Great Depression that followed. Talk about bad timing. A young Philadelphia accountant named Walter L. My Homework Login? Morgan was its founder and offered a diverse portfolio of common stocks, preferred stocks and Research, high-quality corporate and U.S. government bonds. Despite a rocky ( How about 'cliff-like'? ) investment climate during the fund's formative years, Morgan's conservatism and balanced approach paid off. Wellington Fund has produced an Standard deviation kurtosis 8.2+% average annual return since its 1929 inception and Research paper, has paid an uninterrupted string of 336 quarterly dividends. Over the past ten years, its overall performance has been significantly better than the to writing history, SP 500. Yet it is far less risky and does not drop precipitously during stock market contractions. Wellington isn't very flashy and paper service xml, gets little notice from those investment gurus du jour.

As I got older, I began to shift some of my investments away from growth mutual funds into Wellington. I have not been disappointed. But I feel like a geezer . my grandmother owned Wellington Fund shares in Doing login the 1950s. During her 90-year life, she never ran out of money. ( posted 9-26-13, permalink ) Big Book: Many years ago, the Sears catalog was marketed as The Big Book. Now that Sears is service xml, out of the catalog biz, the title should be awarded to the 580-page Uline catalog. I spent many hours pouring over the latest edition, finding it interesting, informing and, frankly, entertaining. Uline, a privately-held, family-owned business, is the leading distributor of shipping, industrial and packaging materials to businesses throughout North America. To Writing A College? The catalog contains all sorts of things, including cardboard shipping containers, plastic bags, janitorial, retail store fixtures, excelsior, boxes for unicycles and even its own brand of gourmet coffee. In the late 1980s, my manufacturing company was shipping 250-300 boxes of merchandise per day, so we used a lot of cardboard, foam peanuts and other packaging materials.

Uline wasn't a supplier for us in those days; it was a strictly a Midwest firm which had been founded in 1980. Today, the company has 10 warehouses across North America and Research paper xml, claims that, if you place and order by 6:00 pm, Uline will ship the same day. The catalog states, 99.5% of our orders ship the same day, with no backorders. This is pretty amazing, considering that the firm stocks over 27,000 different items. None of our company's packaging suppliers could deliver that fast and none of How to write a professional essay love them carried as complete a line of Research service shipping supplies as Uline. By comparison, my plastics firm stocked 525 different items and Steps to writing a college paper history, offered 48 hour shipping - a speed which was considered near-miraculous in the 1980s display industry. Our competitors delivered in Research service four weeks to never according to a professional love one of service my customers. Uline was started by Liz and Dick Uihlein in their basement.

The firm's 200,000 sq. ft. Pleasant Prairie, WI corporate headquarters features an attached one million square-foot distribution center. Biology Research Papers? Uline employs 2,500 people. In these times of government-subsidized, failing corporate entities, it is wonderful to learn about a company which has succeeded due to hard work, street smarts and service xml, the tenaciousness of the a college history, owners. ( posted 8-28-13, permalink ) The Truth About Tesla: The megahyped electric car start-up received the Research paper xml, $465 mm loan from DOE, but it also benefits from Doing my homework a $7500/car federal subsidy for electric cars. Moreover, it benefits from the State of California's Zero Emissions Credit program. Research Paper Service Xml? In its infinite wisdom, CA mandated that all the major auto companies sell a certain number of zero emissions vehicles. College Writing Vcu? If they don't they have to buy credits from companies that do make them-namely, Tesla.

This was also essential in putting the paper service xml, company in the black in Q1, and the company is sitting on $250 mm worth of these credits. IOW, Tesla's profits are courtesy of you, the taxpayer-and also courtesy of the shareholders of Ford, GM, Toyota, Honda, etc. You have to give Elton Musk credit; he's good at selling grandiose dreams to idiots. Biology Papers? Now, he's pushing Hyperloop, a solar-powered, city-to-city elevated transit system that could take passengers and cars from Los Angeles to San Francisco in paper xml 30 minutes. Assignment Help Psychology? Soon he'll have a bridge in Brooklyn he'd like to sell you. Research Paper Service Xml? ( posted 8-21-13, permalink ) Keep On Truckin': Scott Grannis has noted that the inflation-adjusted value of U.S. equities has closely tracked the amount of tonnage carried by U.S. Kurtosis? trucking services, according to data compiled by the American Trucking Association.

Truck tonnage is a reasonable proxy for the size of the economy, so it makes sense that as the economy expands the value of U.S. businesses should rise. At times stocks appear to overshoot or undershoot truck tonnage, but that is likely due to the vagaries of human emotion which tend to magnify the ups and downs of the Research paper service xml, business cycle. When my dad worked for the railroad, he would predict economic downturns based on railcar shipments he had to help online deliver. His forecasts were uncannily accurate and ran about Research xml six months ahead of media reports. Rail shipments as economic indicators may not be as relevant today. The proliferation of How to yourself Interstate highways facilitated fast delivery of paper service goods by truck and my homework login, essentially killed off the LCL ( less-than-carload ) rail shipment market. Almost all large U.S. railroads now focus on long-mileage, point-to-point haulage of carload lots of merchandise. ( posted 8-21-13, permalink ) The Truth About Amazon: Last week, Karl Denninger wrote, Amazon makes almost nothing (gross margin) on sales other than media. Basically, they sell things like electronics at effective break-even. . See, this is the problem with the company - it makes money selling media (of various sorts) but not anywhere else. Research Paper Xml? Last quarter I identified a monstrous slowdown in international media sales growth - and let's remember that international is 40% of the company's gross.

But international sales are down and to writing history, U.S. sales growth is on the decline. This quarter, international media went into contraction. So you have a company that makes no money selling tangible goods (ex books, CDs and DVDs) and all of its profit is in media sales. Yet media sales growth is down by Research paper service xml, nearly half y/o/y in the US and is negative ex-US. I've bought merchandise - mostly books - from Amazon but I've never understood its revenue model. Back in login 2000, Amazon booked almost $3 billion in revenues, but was losing lots of money. Jeff Bezos, founder and CEO of Amazon.com - who looks more like Ben Kingsley with every passing day, claimed that the Research xml, firm was still ramping up. Research Paper? How can you be still in ramp-up mode as a multi-billion dollar entity?

After seven years of Research straight losses, Amazon finally posted a very small profit in 2003 - about papers .02% before taxes on Research paper xml over $5 billion in sales. Like the discount stores of the 1950s and '60s, ( E.J. Corvette, Two Guys, S. Klein, etc. ), margins and Standard deviation, profits were always low. And you know what happened to those guys. Denninger concluded, Amazon, in a declining growth environment with their profit center ex-U.S. gone (no growth) and Research paper service, deteriorating in the US despite all their spending is a company that is to writing a college paper, effectively worth its book value on Research paper service xml PPE and cash. College Essay Writing? Which is $30/share, more or less. Amazon currently trades at over $300 per share. I wouldn't recommend it for your retirement portfolio. Research Paper? ( posted 8-12-13, permalink ) Replacement Orb: Ben Bernanke is retiring as Fed Chairman and people are speculating about Steps his successor. I vote for the Magic Eight Ball.

It requires no salary and provides impartial, Solomon-like economic advice. Would the Senate confirm the Ball? All Signs Point To 'Yes' . Research Paper Xml? ( posted 8-2-13, permalink ) Latest Economic Word: According to Dave Leggett, German Chancellor Angela Merkel has apparently become fond of a rather crude English language term that is becoming so popular in Germany that it has now been inducted into their equivalent of the Oxford English Dictionary, the Duden. The word: 'shitstorm'. German language experts voted it 'Anglicism of the year' in 2012 and Biology research papers, the Eurozone's economic crisis seems to Research xml have propelled the Accounting assignment online, word into wider usage in Germany. Auto sales in Europe are at their lowest in 20 years.

Europe's economy remains in the Dumpster. Great Britain didn't become a European Union member and its economy is in Research paper xml much better shape. Accounting Assignment Help? Germany is the strongest of the EU countries and its citizens are tired of bailing out weaker, often lazy 'partners'. Before the European Union, cars and other goods were protected by tariffs. That's why you'd see mostly Volvos and Saabs in Sweden, Fiats and Alfas in Italy and Fords and paper service, Vauxhalls in Great Britain. When EU got tariffs dropped, many of the local favorites couldn't stand up to my homework login the invasion of Research service xml 'foreign' brands which were better and now price competitive.

Volvos and a professional essay love, Saabs couldn't make it without protectionism. Research Xml? People in Italy shun Fiats these days, considering them inferior to other European brands, which are now price-competitive. PSA Peugeot-Citroën is requesting a bailout because of declining sales and profits, as Frenchman happily drive Skodas and other eastern European offerings. GM's Opel and Vauxhall struggle as well, while Ford has ceased making vehicles in England. Neither firm had a coherent world export program for their Euro-made vehicles. Germany has withstood the vagaries of the EU quite well because manufacturers have long become experts in exporting. Mercedes and Volkswagen have had strong export marketing programs since the scholarship essay, end of World War II and have become worldwide powerhouses. Porsche and BMW quickly followed.

Jaguar and MG were strong exporters in the early postwar days but faltered in xml the 1970s, due to dull products and to writing history, quality issues associated with their merger into British Leyland . ( posted 8-1-13, permalink ) Execrable Economist: I have always enjoyed Scott Adam's 'Dilbert' strip and Research service xml, had a really good laugh at a recent cartoon featuring a short, bearded, obnoxious Nobel-winning economist who looked suspiciously like Paul Krugman. Kevin D. Williamson of National Review has said, Ask a conservative who is the worst and deviation kurtosis, most destructive writer on the subject of economics, and the answer is bound to be Paul Krugman. Service Xml? The diminutive economist and op-ed columnist for the New York Times seems to be wrong much of the time. To Writing A College? In 1998, he wrote, By 2005 or so, it will become clear that the Internet's impact on service xml the economy has been no greater than the fax machine's. In August 2004, Bill O'Reilly really cleaned Krugman's clock on Tim Russert's interview show on How to about CNBC . Krugman was so shaken - or enraged - or both - that, at one point, his quivering hands could hardly fit the cap back on his pen.

And he was sweating like Roman Polanski at a Girl Scout jamboree. O'Reilly's style is often too bombastic for me but he was terrific on Russert, giving prophet-of-doom Krugman several well-deserved rhetorical punches in the nose. Back in 2005 - when times were pretty good, Krugman was the eternal pessimist. At the time, tongue firmly in Research paper service xml cheek, Jonah Goldberg remarked, I could have sworn, reading Paul Krugman, that we were hair's width from a barter economy, where we eat grass and wake up to the sound of bring out Doing your dead! every other morning. In 2005, Former CBS News correspondent Bernard Goldberg wrote a book, '100 People Who Are Screwing Up America.' Guess who made the list? Paul K.

Krugman hates Wal-Mart, claiming that America's largest employer destroys jobs. He admits to Research service being an unabashed defender of the welfare state. Pauly K really does belong in the comics section of a newspaper. ( posted 6-24-13, permalink ) Paging Mr. Ponzi: Recently, Malcolm Berko wrote, Stop referring to Social Security as an entitlement. SS is not an entitlement. Every time you or your spouse earned a paycheck, the employer sent Social Security 6.2% of it to an account under your or her name. And each time you or your spouse earned a paycheck, the employer also sent SS a matching amount to your account.

That's 12.4% per paycheck, and your spouse never received a shilling of it. You earned it! You paid for it! It's your money! It's not an entitlement!

The word entitlements is government-speak for the federal programs from which lots of Standard folks receive support that they don't pay for. However, Congress is ill-advised to call Social Security an Research xml entitlement. Calling SS an entitlement is purposefully disparaging and Doing my homework, places it on Research xml the same common field as food stamps, job training, free cellphones, etc. The latest federal trustees' report projects that Social Security will be flat broke by 2035. The Social Security program faces $9.6 trillion in unfunded liabilities over the next 75 years, which is write a professional essay yourself, up $1 trillion from last year's projection of service $8.6 trillion. I paid into Social Security my entire working life, starting when I was 15 years old.

Social Security is a promised annuity, which is greatly underfunded. Doing? All of the service xml, money paid in by a younger generation is immediately paid out as obligations to an older generation. In the private sector, this is known as a Ponzi scheme. ( posted 6-4-13, permalink ) Golden Cliff: Gold, the shiny commodity which sold for almost $2,000 per ounce a couple of years ago, has crashed. Scott Grannis has written, It looks like gold is on its way to re-linking to Doing login commodity prices, with a likely price target of $900-1000/oz. Maybe even lower, since overreaction at both ends of the scale is not uncommon in commodities markets. In late 2008, gold began to overshoot commodity prices. Call it an end of the world as we know it trade. Gold was reacting to fears that the world's central banks were engaged in a massive money printing scheme that would result in hyperinflation, and/or a global currency collapse. Research Paper? Gold was also propelled higher by the Eurozone sovereign debt crisis, which many thought would lead to How to a professional yourself the demise of the Research paper service xml, Euro, and by fears of exploding sovereign deficits that might inevitably be resolved by a big increase of my homework login inflation. Nevertheless, Monex is Research paper xml, still running those gold-pushing television commercials, featuring the help, blonde spokeswoman with the upper-class British accent.

She is an Research service Australian actress named Ros Gentle. Her talents have been featured in over 100 commercials and write a professional about yourself, 35 infomercials in the U.S. and elsewhere. She has the Research paper xml, uncanny ability to shed her Australian accent and mimic a stately Her Majesty's English, Cockney and a variety of College American regional dialects such as Deep South. ( posted 5-1-13, permalink ) More 'Finance the Economy' postings can be found here. Other Pages Of Interest. copyright 2013-14 - Joseph M. Sherlock - All applicable rights reserved. The facts presented in this blog are based on my best guesses and xml, my substantially faulty geezer memory.

The opinions expressed herein are strictly those of the author and are protected by the U.S. Login? Constitution. Probably. Spelling, punctuation and syntax errors are cheerfully repaired when I find them; grudgingly fixed when you do. If I have slandered any brands of automobiles, either expressly or inadvertently, they're most likely crap cars and deserve it.

Automobile manufacturers should be aware that they always have the option of paper service xml trying to a professional change my mind by paper service xml, providing me with vehicles to How to write a professional essay about test drive. If I have slandered any people or corporations in this blog, either expressly or inadvertently, they should buy me strong drinks (and an expensive meal) and try to prove to me that they're not the jerks I've portrayed them to paper xml be. Research Papers? If you're buying, I'm willing to listen.

Jan 28, 2018 Research paper service xml, order essay paper from #1 paper writing service for students -

The Ultimate Guide to Table Tennis Psychology. In my opinion, too little has been written on table tennis psychology. Despite coaches and players often mentioning the importance of the “mental side of the game”, mental skills training remains largely unused in our clubs and coaching sessions. This post will seek to seek to rectify that! Some of my long-term readers may remember that back in 2013, I held a paid writing position at Table Tennis Master. One of my features was a 10-part series specifically on the topic of table tennis psychology.

Here is that series, in paper service, full, and rewritten/updated for 2016. This is; The Ultimate Guide to Table Tennis Psychology! I wouldn’t normally be able to papers repost content I was paid to Research write for College scholarship writing, another site – after all, they paid me to write it for them and therefore they own it. However, last week I bought TableTennisMaster.com and TableTennisUniversity.com from the original owner. I guess that means I now own my old TTM articles again! For those of xml you that are interested, my plan is to turn TableTennisUniversity.com into “the home of online table tennis coaching” with courses available to buy and download from lots of different coaches. There’s still a lot of work to be done before we are ready to relaunch the Standard site, but I wanted to let you guys know what is keeping me busy at Research service the moment. I’m very excited about the opportunity to Standard share loads of great table tennis video content with you. For example, I’m planning on paper xml, creating a Train Smart, Play Smart course with Mark Simpson that will tackle the issue of table tennis psychology head-on. But that enough news. Now, let’s get into today’s article…

My original inspiration for this series of articles came from the work of Jack Lesyk (PhD) at the Ohio Center for Sports Psychology, and in particular his paper entitled, ‘Mental Skills Training Using the “Nine Mental Skills of Successful Athletes” Model’. Help Online. The nine mental skills of service successful athletes, according to Lesyk, are; A positive attitude A high level of self-motivation High, realistic goals Good people skills Positive self-talk Positive mental imagery Control over anxiety Control over Standard deviation, emotions Maintaining concentration. To read more about Lesyk’s work and the nine mental skills click here. In this article, I will try my best to clearly explain each principle in the context of table tennis and paper service xml, provide practical applications and tips to help you incorporate the nine mental skills (listed above) into your own game. There is no doubt in my mind that learning these nine skills and applying sports psychology to your table tennis will help you perform at research zambia a higher level and enjoy playing much more. 1. How to Research xml create a positive attitude. If there is one thing that coaches really want to see in their players it’s a great attitude. A positive attitude is worth more than technical ability, a strong tactical mind, and physical fitness.

It’s a long road to the top and those lacking the College required positive attitude will likely fall somewhere along the way. Players with a good positive attitude; work hard, always turn up to training, are easy to coach (because they listen to advice), are humble, never give up, and keep going through all the paper xml difficulties of writing vcu sport and service xml, life. Our attitude is largely a part of who we are. People are often described as optimists or pessimists, those that work hard or those that slack off, even winners or losers. However, if you’re serious about College scholarship writing vcu improving at anything you’ll first need to xml have a serious look at your attitude and uncover some ways you can become even more positive.

Creating and maintaining a positive attitude, in relation to your table tennis, includes striving for excellence and constant improvement, enjoying the yourself opportunity to compete and test your skills, learning from successes and failures, having respect for other players, coaches and officials, and Research, keeping a healthy balance between table tennis and the rest of your life. Here are some tips for papers, creating and maintaining a positive attitude in relation to Research paper xml your table tennis; Associate with positive minded people: Find a group of players that are used to working hard, constantly improving, and believing they can achieve future goals. These people will challenge and support you in your quest to climb up the write a professional essay love table tennis rankings. The slackers, the arrogant, and those with no ambitions (or with ambitions but without any belief they can be attained) are only service, going to drag you down. On top of this, find a coach that understands the scholarship writing vcu importance of creating a positive attitude and learn from them.

It’s also important that non-table tennis friends and paper service xml, family are supportive and believe in what you are trying to achieve. Consume inspirational content: Have a look at the table tennis content you are currently reading, watching and to writing a college research paper history, listening to. Is it helping you develop a positive attitude or is it grumbling about the sorry state of affairs at your club, national governing body, etc. is currently in? Don’t spend all evening consuming this negative content. Instead, read articles that help you to improve, watch videos of the paper xml top players performing spectacular shots, and listen to those encouraging you to Steps paper history keep going. Practice, perform, learn, and repeat: Remember that the goal is to be constantly learning and improving. This means that whether you win or lose the most important thing is taking something from the experience and using that in the future. If you start winning – don’t become big-headed. You should definitely remember your successes and use them to feel positive about your performance but keep your focus on the future. Service Xml. Similarly, if you lose – don’t lose heart. The important thing is to learn from your defeats and remember; we often learn much more from our losses than we do from our victories.

So, in conclusion, you can help create a positive attitude by Steps to writing a college research paper, surrounding yourself with positive, like-minded individuals, inspiring yourself with exciting table tennis content, and keeping your focus on the future and your steady, constant improvement. Athletes with high levels of self-motivation, sometimes called intrinsic motivation, take part in sport because they love it! A passion for service xml, something is key if you are going to continue doing it for long enough to get any good at it. Author, Daniel Coyle (a personal favourite of How to write love mine) says that “passion [for something] makes learning fast and fun”. The process of learning a highly complex set of skills, such as a modern sport, can be very long (some authors have even said it takes 10 years of paper xml solid training to assignment online psychology become an expert at something) but an underlying passion for the activity can make the process much more enjoyable and Research paper xml, much quicker. Table tennis players with a high level of self-motivation; are aware of the rewards that can be attained through table tennis, have the drive to continue through difficulties and tough periods, and have an inherent love for the sport (training, competing, watching) and immerse themselves in it. What’s your motivation for playing table tennis? This is to writing a college research paper history, a good question to ask yourself. Paper Xml. Why do you play?

You may play table tennis because you love the game (the spin, the speed, the quick reactions), or because you love the feeling of playing a perfect shot, or because you enjoy the Accounting assignment psychology fact that hard work in the training hall relates to better results at competitions. Perhaps you enjoy winning trophies, beating other players in a one-on-one context, seeing your ranking improve, or even that you can earn a living playing full-time. There are so many different reasons why you might play table tennis but it’s important that you realise why you are playing and ideally it should be a reason that relates to you and not somebody else. There will be times in your career when you want to throw in the towel and it is in these times you will need to remember the source of your motivation to xml give you the write a professional essay yourself strength to Research paper keep going. How to build self-motivation. My experience is that motivation goes up and to writing history, down, and for a variety of paper service reasons.

Your job as an aspiring top player is to understand why your motivation is at my homework login its current level. Sometimes you will have had enough of table tennis for a period. Research Paper Service Xml. You may need to take a short break (about two weeks ought to College essay do it) to Research xml rest, relax and have that urge to play come back. Accounting. Other times you may simply have fallen away from table tennis for a period of time. Paper. Perhaps you’ve been busy and haven’t been able to train as much as you’d like or keep up to date with the pro Doing events. Simply watching some table tennis online or entering an upcoming tournament may be all you need to reconnect with the sport and get your motivation back.

It’s worth pointing out that if our ambition is to Research xml continually be learning and improving then our motivation cannot be taken away from us. If our ambition is simply to beat a certain player or win a specific event then both achieving and Biology research zambia, failing to achieve our goal can decrease our self-motivation. In sports psychology, goal-setting has been shown to increase levels of commitment, hard work and Research xml, focus, on a particular task. Goals are often split into the categories of process, performance and outcome. Process goals relate to executing certainly techniques or tactics correctly.

The athlete has complete control over them. Performance goals relate to how well an athlete is able to kurtosis perform in relation to their own previous performances. Outcomes goals relate to winning events or beating opponents. They are outside of the control of the athlete. Goal setting, in table tennis, should include; the setting of Research paper short, medium and long-term goals, using measurable criteria to assess achievement, creating detailed plans for attaining the selected goals and Steps to writing a college research history, becoming highly committed to the goals (doing all it takes to achieve them). The SMARTER principles. Goals that you set should be specific (make them very detailed), measurable (you need a method of determining success or failure), accepted (they must be OK’d by Research service, all involved, player and my homework login, coach), realistic (challenging but attainable), time-based (have an end date set), exciting (should be motivating), and recorded (otherwise you’ll forget them). Here are a few examples… Process, performance and xml, outcome goals. A process goal might be to play with a more neutral grip during your next league match. A performance goal might be to Doing my homework login get 80% of your forehand open ups on xml, the table during your next league match.

An outcome goal might be to win all three of your singles games during your next league match. [These are all short-term goals by the way.] Short, medium and long-term goals. A short-term goal might be to get through to the last 16 in your upcoming tournament. A medium-term goal might be to get selected to Accounting help represent your regional team next season.

A long-term goal might be to xml make it into the top 100 players in Accounting assignment help psychology, your country. [These are all outcome goals by xml, the way.] How to achieve your long-term goals. A long-term goal, such as reaching the top 100 players in your country, may seem completely unrealistic. However, in England we have a number of College scholarship writing 50-year-olds in the top 100 so really there is no reason why this cannot be attained despite your current level or age (provided you’re under 40, let’s say). The key to achieving a long-term goal is Research xml, breaking it down into deviation kurtosis, lots of smaller, more achievable goals. For example, perhaps you need to paper start with process and performance goals working on your technique and shot accuracy. You could set ranking-based outcomes goals for the next five years. If you are currently ranked 400 th then think about Biology papers zambia what you need to do to Research paper service xml reach 300 th in 12 months time. Essay Writing. Look at service the current players at the 300 th mark and work out in which ways they are better than you.

Then set a goal to be 225 th in 24 months time, 175 th in 36 months time, 125 th in 48 months time, and top 100 by five years. These goals can be changed, if necessary, but all you need to focus on right now is how to become a top 300 player in the next 12 months. And that sounds much more realistic and manageable! I hope that’s inspired you to set some big goals for your table tennis. People skills, often known as interpersonal skills, are all about communicating well with others and understanding yourself. College Vcu. An ambition sportsperson needs to be assertive (in their ambitions and views) but also responsive (listening to others and Research paper, taking onboard feedback). Extreme assertiveness comes across as aggression, which can be perceived negatively. Similarly, extreme responsiveness can turn into passivity, which is no good for your own development. Therefore, it’s very important to find a good balance between being assertive with your own agenda but also being responsive and reacting to the needs of others.

Dealing effectively with other people, as a table tennis player involves; working alongside other players, coaches, team managers, support staff, friends, and family. You need to be able to communicate your ideas, thoughts and feelings, whilst listening to and learning from others. Potential positive situations require encouragement, fun and togetherness. Potential negative situations require conflict resolution, negotiation and self-control. Table tennis is an individual sport but you’d be surprised at how much you’ll have to zambia work with other people if you want to reach the top.

Probably the most important relationship you will have is paper service xml, with your coach (if you have one). They have been placed in a position of authority over How to write essay yourself, you and should be much more knowledgeable than yourself. You must be clear about what your coach expects from you (how many training sessions per week, behaviour, physical condition, etc.) and what you want from your coach (technical coaching, encouragement/motivation, corner coaching, multiball work, etc.). When they are speaking make sure you are practising “active listening” and give them 100% of your concentration. Paper. In turn, you should expect your coach to a professional yourself do the same for you during training sessions. The easiest way for this relationship to turn sour is Research paper xml, if the player and the coach have different ideas about ambitions and goals for Doing login, the future. If your coach wants you to become a champion but you have lots of other commitments in your life they will become frustrated with your lack of dedication.

If you want to Research paper service xml become a champion but your coach is just looking to Standard kurtosis do a couple of sessions a week you will become frustrated with their lack of enthusiasm. As table tennis players we spend a lot of time practising in Research paper, clubs and squads with other players. The problem here is that everybody wants to improve, everybody wants to assignment help play with players that are better than themselves, and everybody wants as much of the coach’s time and service, attention as possible. If your coach doesn’t mind organising this, one system that works really well is splitting the session in half and giving every player one “up-play” and one “down-play” per session. For example, #1 plays with #2 #3, #2 plays with #1 #4, #3 plays with #1 #5, #4 plays with #2 #6, and so on.

It can take a while to order players but after that, it works quite well. Friends and Steps to writing a college, family. It’s common for friends and family (especially close family) to become annoyed at the amount of table tennis you are playing. Parents may want you to paper service xml spend more time on your homework or spouses might want you to help them more with the my homework login kids. It’s your job as an athlete to Research paper xml communicate your ambitions to your friends and family and get them on your side. Steps To Writing A College Research Paper History. Without their support, you will struggle to succeed. If your spouse or children need you to play less table tennis then you may need to think of some way to be more productive with your training time. Instead of 3x 2hr group sessions per week how about cutting down to 2x 1hr one-on-one sessions.

You’ll probably get more out of them and you’ll have more time to spend with your family. Positive self-talk is one of the simplest sports psychology interventions to understand but it’s surprisingly difficult to master! Positive self-talk is paper service, simply controlling the ongoing dialogue you have with yourself and login, turning it into service xml, positive words of encouragement. The main problem with self-talk is online, that most of us seem to naturally fill our minds with negative self-talk. Xml. We tell ourselves we can’t do things. Steps A College History. We look at Research service xml better players and think “I’ll never be as good as them”. Removing this negative tendency is tricky business! In table tennis, positive self-talk includes; learning to Steps to writing a college history speak to yourself as a coach or close friend, becoming aware of your natural thought patterns and controlling them, being able to Research service xml pump yourself up or cool yourself down prior to or during a game, and keeping yourself focused, motivated and ready to win. Here are a few methods for developing a habit of using positive self-talk in table tennis;

Pick a phrase: An easy way to start is to write essay love pick a phrase that you will use over-and-over to get yourself ready to play and feeling good. This is not a “Cho!” and isn’t really to be used after you win a big point. Instead, this phrase can be used in between points and paper xml, could be something like “Let’s go!”, “I feel strong!”, or “Come one!”. Pick one and research papers, use it. Research. Start using it in practice: As these words have been chosen and aren’t spontaneous you may feel a little silly saying them. Papers Zambia. Practice in the training hall saying your phrase, as you work on drills and in friendly matches.

Eventually, you’ll get used to saying it and feel comfortable saying it out loud. Picture the phrase: Once you’ve got used to saying it start associating the phrase with a particular performance or feeling, something positive. The more you do this the more your brain will associate that feeling with the words. Research. For example, if your phrase is “Let’s go!”, picture a point where you picked up the ball, confidently walked back to the table and won the next point with ease. Every time you say “Let’s go!” your brain will take you back to help online that moment. Expand your vocabulary: Start thinking about specific situations.

Perhaps you need a phrase to use towards the start of a game when you are feeling a bit nervous or towards the paper xml end when it’s getting close or the score is College writing vcu, 10-10. Something like “I’m strong under pressure!” can work very well as long as you can anchor it to a particular moment when you felt very confident, despite the game being in paper service xml, deuce. Repeat: Keep practising your positive self-talk over and over in practice and competitions. The more you say your phrases and associate them with positive feelings the stronger the connection will be. Another tactic I’ve heard is to combine the phrase with a physical feeling, such as pinching your index finger and thumb together strongly. This can make the Accounting assignment psychology connection between words and feelings (and in Research paper, turn behaviours) even stronger. I hope that’s opened your eyes to just some of the power of positive self-talk.

There’s plenty of other great information available on a college research paper, the topic once you start searching and reading. Mental imagery has been described as “the athletes’ most powerful mental tool”. Paper. If you are going to spend any time testing out Accounting help online psychology, mental skills training then make sure you don’t skip imagery. Imagery is used by almost all of the great athletes and research has shown it to significantly improve performance when combined with regular practice, as opposed to practice alone. Personally, I’ve never really used mental imagery in Research service xml, my own table tennis but if I ever start training seriously again, I will, and I’m definitely going to start thinking about How to a professional essay love how I can encourage my players to use it. Mental imagery, in paper service, table tennis, can be used to create detailed images of your own performance that are realistic, prepare yourself to compete, and recover from errors or poor shots by picturing the correct stroke and my homework login, self-correcting. Things to think about before you start… Are you going to see yourself as if you are playing or from an external point of view? Both can be used successfully and paper xml, usually, athletes have a tendency for one over the other.

Make sure you grab control of your imagery. Don’t let your subconscious add in any errors or poor performances. Many athletes struggle with this and can only imagine themselves playing poorly. Essay About Love. How can you use other senses in your imagery? Can you remember specific sounds, feelings or smells from service a particular situation? If not, start paying more attention! Will you view the imagery in normal speed or slow it down to focus on technique? Both can work well in different situations. If you’ve never attempted mental imagery before I hope these tips help you get started. Find some time: Don’t try and squeeze this in at practice or on the way to Biology research zambia a tournament.

Pick an hour slot and decide to dedicate it to mental imagery of your table tennis. You’ll need to be somewhere on your own that’s quiet. Watch yourself playing: If you already have videos of previous performances, that’s great. If not, it might be worth filming your next training session or match. If you’re new to mental imagery watching a video of yourself playing should help a lot. Start from the beginning: Don’t jump straight into imagining yourself playing in a tense final. Instead, start with walking into your practice hall. You should know the hall well enough to picture it fully. Research Paper Xml. Put your bag down, get changed to play, go onto a table and begin having a knock.

It’s much easier to imagine this as you’ve done it so many times before. Build it up: You can then start thinking about certain techniques or drills. Think about how you feel, how your body is essay yourself, moving, where the ball is paper service, travelling. You could start with a regular movement drill (something you are confident at research papers doing) and try and Research service, keep the ball going for Doing my homework login, as long as possible (in your mind). Visualise success: Only after mastering the skill of visualising practice fully should you begin thinking about competition and matches you’ve played. As before, a video can help a lot.

Try and Research paper service, play through a previous good performance in your mind. Watch the video over and over until you know every point, every shot, every feeling. Assignment Help Online Psychology. Then you can start imagining situations all on service xml, your own. Mental imagery and visualisation may all sound a little spooky and a college research, new-age but the research clear shows it works and the top players are definitely doing it. Anxiety is a part of life (and a part of sport). At one stage or another, we’ll all feel a certain degree of anxiety about something.

As athletes we need to be able to deal with that anxiety we feel, otherwise, it will begin to affect our performance. There have been times when I have played really badly and looking back now many of service xml those poor performances can be put down to anxiety. Situations that may make us nervous include; Moving up a level (for example, to to writing a college paper history a higher league or rating band). Playing in Research paper xml, front of a crowd. Playing in a new environment (for example, abroad or somewhere else unfamiliar).

Being filmed by a coach. Help Online Psychology. When we are expected to win and paper, are under pressure. Successfully dealing with anxiety, in table tennis, involves; accepting that feelings of anxiety are a part of sport, learning to view mild anxiety as a positive, not a negative feeling, learning how to reduce feelings of anxiety, and understanding how you perform under pressure/stress/anxiety. Have you ever gone onto a table to knock-up only to realise you can’t hit a forehand (the ball keeps going off the end of the essay vcu table) or you can’t serve (you keep missing the ball)? It’s very unlikely you’ve actually forgotten such a well-learned skill. Instead, you’re probably just over-anxious. Here are a few tips for dealing with anxiety in table tennis; Don’t panic: Not all types of Research paper xml anxiety are bad. Steps Paper History. If you have absolutely no anxiety you will likely struggle to focus, concentrate, and xml, perform to your best. If you start to feel anxious, don’t panic.

Address your fears, whatever they may be. Think logically and ask yourself questions like, “What’s the worst that can happen?”. Usually, it is just losing a match, which really isn’t that bad. We lose matches all the Steps a college research paper time. Take some time to yourself to refocus on the task at paper hand and performing. Use it: The top athletes experience just as much anxiety as you do. Look around you. The #1 seed has a lot of pressure to win and is probably feeling some anxiety. However, they learn to use the anxiety as a positive.

It is important that you begin to view the feeling of anxiety as a signal that you are taking the competition seriously and are ready to perform. The top athletes are able to use their anxiety in this positive way. Research. Relax: When you are feeling particularly anxious the worst thing you can do is try and pump yourself up. Instead, relax your body (you can do this with simple breathing exercises and by tensing and relaxing your muscles) and relax your mind (think about something else or have a chat with a friend about something non-table tennis related). Research Paper Xml. Prepare: In the minutes just before you have to go on the table to compete, the negative anxiety may try and sneak back up on you. Use this time to plan and think strategically about the about yourself love other person. Paper. Don’t focus on Biology papers, yourself or your own feelings. If your mind is busy planning and strategising then it’ll have no time to Research xml worry about losing. Emotions are a big part of sport.

Players, coaches and spectators all show varying degrees of emotion over the course of a game (usually depending on the current score). As a player, emotions can be positive and negative. As a player trying to improve, learning to manage your emotions for your benefit is very important. Jim Taylor’s article on Psychology Today splits athletes into four emotional styles; the seether, the Doing login rager, the Research service xml brooder, and the zen master. I’ll briefly explain them here, which one are you?

The seether has frustration and anger building slowly inside them until something happens that causes them to explode. Online. Once they’ve gone they usually can’t get it back. The rager releases frustration and anger as it happens instead of paper xml storing it up. This can help to keep them focussed but often they too are prone to eventually explode and lose it. The brooder feels more despair than anger and Standard, is likely to sulk or pout if things are going badly. They are fine when playing well but likely to give up if things take a turn for the worse. The zen master is largely unaffected emotionally and can easily let go of mistakes and/or loses. Paper Xml. They generally react positively to all situations and therefore maintain performance. How can we apply this to table tennis…

Well, a successful table tennis player will realise that emotions such as excitement, anger, frustration etc. Steps To Writing Paper. are all part of paper xml our sport. Write A Professional About Yourself. They will learn how they personally react emotionally to Research service certain situations and how best to use these emotions to improve, rather than disrupt their performance. How to become a table tennis zen master. We should all want to Steps a college research history be a zen master but beware, changing our emotional style is not easy. A zen master is the master of his emotions, he is in control. Paper Xml. On the flip side, the seether, rager and brooder are victims, controlled by their emotions. Here are some specifics for table tennis to think about; Take the positives. Zen masters are always able to come away with a positive, this is why they are unlikely to quit (unlike a brooder). Grow in awareness. Your anger and frustration are likely coming out of you while you are pretty much unaware.

Begin to take note of what you say and how you act during a match. Focus on deviation, the next point. This is xml, said to death in table tennis but it’s true. Doing My Homework. The last point is Research paper, gone, it can’t be changed. Don’t get angry or sulk. The zen master doesn’t care about the previous point (whether he won or lost) as he realises that the only important thing is assignment help psychology, winning the next point. Which one is Ma Long, the current best player in the world? Is he a seether, a rager, or a brooder? No. He is definitely a zen master of table tennis!

In order to paper perform well, you need to be able to keep your concentration or focus. Research Papers. If you are competing for several hours you will not be able to maintain concentration for paper, the whole period of time. Instead, you will need to get good at switching your concentration on and off when you need it. Maintaining concentration, during a table tennis match, can include; selecting the relevant cues and areas to focus on, being able to ignore distractions such as the crowd or the conditions, learning methods to regain concentration quickly, and essay writing, staying in the present by ignoring previous points and/or the future final outcome of the match. I will go through these points one by Research paper service, one. Selecting relevant cues. When playing a table tennis match it’s important to know what to be looking out research zambia, for.

Obviously, you need to service see the ball but there are lots of essay vcu other important “cues” for you to pick up on. For example; Watch your opponents arm, wrist, bat angle, and contact point when they are serving. This will help you to xml read the spin. Look for space to play into. Don’t hit the Steps ball straight to paper service xml your opponent. Keep an eye on your opponent’s body position and arm movement as they play a stroke. A Professional. This will help you judge the Research service xml direction of the ball. Remembering these important cues will help you keep your concentration during a long match. Don’t switch off!

And don’t just relax and react! When playing a table tennis match your attention should be on your opponent. If you are worried about the crowd, the How to essay love floor, the umpire, etc., then you are concentrating on the wrong things. Imagine a boxer being distracted by the crowd… they would get knocked out. Keep your concentration on your opponent. Also, if your concentration is too heavily on yourself, you are distracted. Paper Xml. Yes, it’s important to know your own game but when you’re playing this should all be automatic/subconscious. Your opponent should have your full concentration. There will undoubtedly be times when you realise that you have lost concentration.

Here are three R’s to help you get it back… Recognise you are off task and do something about it. Scholarship Essay Writing Vcu. Regroup and interrupt that unhelpful train of thought. Research Paper. Refocus and direct your focus back to the task at hand. Stay in the present. If you have just won the previous point, well done, now win this point. If you’ve just lost the previous point, don’t worry, there’s another one coming up in essay, about five seconds. When you are playing a competitive table tennis match your job is service, surprisingly simple. It’s not like in team sports, such a football, where your job is to help online pass the Research service xml ball, or defend in the hope that yourself or another player will help the Doing login team win the Research paper game. No, in table tennis your job is to Standard kurtosis win the current point. The whole process of winning has been broken down for us.

In order to win the game, we need to win three or four ends. Research Paper. In order to win an a professional about, end, we need to win eleven points. Winning the tournaments starts (and continues) right here, in xml, this point. All of your concentration should be on winning the single point you are about to help psychology play. Research Paper Service Xml. Nothing else matters! If so, join over 5,000 members and become a part of write a professional essay about yourself The Expert Table Tennis Academy. You'll receive exclusive weekly table tennis tips and a FREE COPY of my eBook, The Table Tennis Playbook. Hi, I'm Ben Larcombe! I'm 28 years old, I live in Tunbridge Wells and I'm a professional table tennis coach.

tennis in a residence is the best experience for kids and young people interesting in this sport… Sign up to receive email updates and to connect with me one-to-one! I believe everyone has the potential to service become an expert at table tennis. I created The Expert Table Tennis Academy to coach you along the path to expertise by breaking down the physical, technical, tactical, and mental skills you’ll need to develop in order to achieve success.

Jan 28, 2018 Research paper service xml, expert essay writers -

5 Tips for Writing a Successful Software RFP. Research Paper Service! “Between calculated risk and reckless decision-making lies the dividing line between profit and loss.” Charles Duhigg, Pulitzer-prize winning reporter, New York Times. This statement is very relevant to College scholarship essay writing, the process of paper, buying and implementing software. There’s always risk involved with any new investment—but there’s a way you can lessen that risk and essay writing make a more informed decision when it comes to your new system. Research! How? Create a request for proposal (RFP) that outlines your requirements and send it to potential software vendors. Accounting Online! They’ll tell you how their systems can meet your needs, and you can evaluate each option to choose the best fit.

To help you create an effective RFP, we’ve made a list of key tips and important considerations. Here’s what we’ll cover: Writing a formal RFP takes a lot of effort. Before jumping in, examine whether the Research paper service xml, time and expense involved will significantly delay the Biology research zambia, return on investment for your new software. You may want to service xml, skip (or delay) a formal RFP if: If you are ready to write a software RFP, simply follow these five tips#8230; Tip #1: Provide Context Right off the Bat. Your RFP is a tool for finding the best software for your situation. If you don’t include all the details of that situation, vendors won’t know if they can give you what you need. Michele Ellner, director of marketing at Montage Talent, an interviewing-technology vendor, says it’s important for Standard deviation, her team to understand a company’s motivation for change. “The more we know about their hiring landscape today [and the] processes and Research service xml tools [they have] in research papers zambia, place, the better we are at constructing a solid response that emphasizes the right things,” Ellner says. John Uder, business development manager for software deployment agency AVF Consulting, agrees it’s important to understand a buyer’s context up front. His team wants to see a summary on the first page of the RFP that includes: The main goals and objectives of this project The desired timeline Any existing software and Research paper service xml licenses Any existing hardware Availability of IT personnel Your operating system. Tip #2: Cloud vs.

On-Premise: Know Your Deployment Method. Steps Research History! When writing your software RFP, you should understand the basic differences between on-premise and cloud-based deployment. In simple terms, on-premise means you host the software on your own servers, while a cloud system is hosted on Research paper, the vendor’s servers. Whether or not you know which deployment method is best for you, provide a thorough description of your existing IT infrastructure and capabilities in the RFP. You can state whether you’re leaning toward one method or the other, but be sure to explain why.

This should give the vendors enough information to writing vcu, make a recommendation. Ellner says she often receives RFPs that are contradictory in Research xml, this regard. “We see many prospective clients describe in their narrative their intent to buy a [cloud] solution, yet the nature of the questions that follow are clearly written for an on-premise purchase.” Michele Ellner, Director of Marketing, Montage Talent. Tip #3: Use ‘Reverse Engineering’ to Create a List of Requirements. Your list of requirements is the “meat” of writing, your document: Uder describes the RFP as “a requirements-gathering” or “gap-fit analysis.” The challenge is to Research, accurately identify your requirements and communicate them to the software vendors you’re considering. One approach is to use a reverse engineering technique: Instead of just listing all the College writing, requirements you can think of, first research relevant vendors and see what capabilities their systems offer . Chris Doig, CEO of xml, software evaluation and selection agency Wayferry, says you can learn about vendors’ functionality by: Searching the Web Checking vendor websites for documentation or product demo videos Contacting vendors directly. You can also learn what features and assignment help online psychology functionalities are offered by reading online reviews from Research other users. Biology Research Papers Zambia! Check vendors’ sites for product forums, which contain testimonials from actual customers.

Visit online review sites, or check out Software Advice’s website: We have product pages for thousands of software solutions, which contain real user reviews. Tip #4: Make a Requirements Spreadsheet. According to Uder, a RFP requirements list can contain 800 to Research paper, 1,000 line items. He recommends organizing them in a spreadsheet that vendors can enter their responses in research history, directly. This will also make it easier for you to compare vendors side-by-side.

Create a requirements spreadsheet by Research service following these steps: Use separate tabs for different functional areas, such as general systems, accounts payable and receivable, reporting etc. Within each tab, list all the requirements for the given functional area in one column. For example, “reporting” might have requirements such as custom reports and Biology zambia chart/graph creation. Make a second column for the vendor to fill out, indicating whether their software offers the functionality to meet each requirement. If it does, have the vendor enter “yes” or put a check mark; “no” or an “x” if it does not; or “customization,” if the software can meet the requirement, but not right out of the box. Research Xml! Create a third column for “comments.” This is where the to writing history, vendor can elaborate on any of their responses in column two. Sample RFP requirements matrix via AVF Consulting.

Tip #5: Separate Top Requirements From Wish-List Items. Be sure to distinguish top requirements, or “must-haves,” from “wish-list” items, or items that would be nice to have. Not doing this can waste time as the vendor scrambles to service xml, figure out a way to meet all your needs—even the less crucial ones. Uder estimates 10 to deviation kurtosis, 20 percent of items listed as “requirements” are actually wish-list items, and service speculates that this information is Doing login, sometimes left out so vendors will not ignore those items or give them less weight. However, this lack of paper xml, communication and context could cause you to Doing my homework, miss out on a good software fit. Here are a few more things to consider as you create your RFP: Create a glossary of terms. Creating a glossary of the terms that appear throughout your RFP can eliminate confusion.

Uder says a lack of clarity leads to hours of back and forth. “Because they’ve been using a system for, on average, 10 years … the terminology is very product-centric. For example, for grants, everyone names [them] something different. Research Service Xml! Some call [them] contracts; some call [them] projects; so it’s very confusing. To Writing A College Paper! It would be wonderful if they could define … what do they call a project? What do they call a grant?” John Uder, Business Development Manager, AVF Consulting. Don’t send your RFP to too many people. The more people you solicit for a proposal, the better chance you have of paper xml, finding the best match, right? Actually, this isn’t true. Silva points out that sending your RFP to Standard deviation, too many vendors will dilute the results and Research xml make it difficult to narrow them down to research, the best match. Research Paper Service! Do in-depth research and send the RFP to no more than five or six vendors, so you will not be too overwhelmed to login, perform a thorough analysis of the candidates.

Don’t rush the Research, responses. Uder says it takes a minimum of three weeks to online psychology, prepare a thorough software proposal—so give vendors at least three to xml, four weeks to Doing, respond. Be wary of any vendor that responds in two weeks or less. This could be a sign the vendor didn’t perform a “healthy analysis,” and rushed the proposal out with promises they can’t necessarily deliver just to be competitive. Want some help finding a software solution?

Call Software Advice at (855) 998-8505 to speak to one of Research service xml, our Advisors. In less than 15 minutes, they’ll send you a detailed list of recommended products, for free. How to Avoid ERP Implementation Failure: Success Stories and Key Considerations.

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studies in Human Resource Management, I realize that this change is very common in the workplace and deviation kurtosis can be dealt with in ways to assist valuable employees. The reason I chose this topic is because I felt that I relate best with it considering my experiences thus far. Service Xml! “Two factors that influence change in research the workplace are the firm’s pressure to be competitive and customer focused and the challenge of the innovation of technology (Heerwagen, p. 1, Summer Internship SM in Hccbpl Essay. company. Research Xml! I am heartily obliged to each and every member of essay HCCBPL and related Distributors/Salesmen workforce for the valuable information provided by Research paper service xml, them in their respective fields. I am grateful for their co-operation during the period of Standard kurtosis my summer internship project program.

Lastly thanking my parents, respective elders, other summer trainees I had worked along with, to all the people I have met during this period as a customer/retailers and all well-wishers for being a source of motivation and their. Essay about service On the Self-Growth from research zambia, Canton Fair Internship. oneself as an internship no matter in what kind of work position; there are also a lot of students who have ever been interning there say that they have experienced what workplace be like in advance, and Research paper xml have accumulated some experience while working as an interpreter or a manager. Some of those well-performed interns were even screened by some exhibitors to be a regular employee, and were promised to keep their offers till they finished their school. It turns out research papers that a Canton Fair internship seem to. Essay on How Is Working Experience Beneficial to Future Career? 2000) The result suggested that the internship might have provided better preparation than universities.

And the lead author of Research paper service Careers- in theory blog, David Winter pointed out that graduates should think about developing in-demand skills to the highest level and demonstrate their potential to the employers (White, 2011). There are many skills that they could only learn in practical work. For example, although the intern may have learned many of the basic skills needed to operate a machine, he. In this research, we have conceptually defined experience quality as the Steps a college research, customers’ emotional judgment about an entire experience with an elaborately designed service setting. Research Service! We have undertaken multiple phases in College vcu conceptualizing and measuring the paper service, concept of experience quality.

Keywords: customer experience; experience quality; customer services; service experience; experiential marketing Introduction Consumption experiences have become increasingly important for customers and are considered. person. From experience a person is able to relate to the difference between “matters of Biology research papers zambia fact” and Research paper xml “relation of scholarship writing ideas”. With relation of ideas, we assume that everything is a constant. Individual’s plan their lives around various times of the day, such as the fact that 5:00pm always comes before 6:00pm.The theory of time can be contradicted because of daylight savings, time zone changes or leap year. With the idea of matters of fact, one must prove through experience that things are true.

With experience, there are distinctions depending on what sort of existence one takes mathematical entities to have, and how we know about Research paper xml them.[citation needed] [edit] Emotional experience Main article: Emotion Humans can rationalize falling in (and out) of love as emotional experience. Societies which lack institutional arranged marriages can call on a professional essay about yourself, emotional experience in individuals to Research service xml, influence mate-selection.[5] The concept of deviation kurtosis emotional experience also appears in the notion of emotional. could do work experience and xml it got to a point when I didn't mind cleaning floors. As soon as my mum got home I got her to drive me around to the places I rang up but when I got there they were closed or said that were not interested in giving out a placement. I didn't care where I worked now so I went into any shop and asked if they did work experience and if so I would be able to work there, but almost all of them said that they do work experience but they are full. California. Email: rhendrix@hendrixconsulting. com. altar call experience with God–a heart-pounding, barely breathing, intense moment with God. —Rev. Steven Usry, Harvest Point United Methodist Church, McDonough, GA‡ 1. Introduction: Religious Experience in login Mass Culture Less than twenty years ago, it was common for believers to criticize the many ways in which mass culture in the United States misrepresented or ignored religious experience.1 The few portrayals of religious people as then existed on. Music as an Aesthetic Experience Essay.

practicalities because it is Research paper service xml highly improbably to enjoy something purely for deviation kurtosis itself if it is looked at with the Research paper, potential of something else in mind. Another condition to the aesthetic attitude is adopting a sympathetic awareness, a willingness to experience all types of music because no style is superior to another. In the chapter on Doing my homework login, Perception in paper service Lewis Rowell's Thinking about Music, he discusses traditional problems of aesthetics for the listener. Help Psychology! Although Rowell and Funes discuss similar ideas. Experience Machine Objection Essay. the principle of utility to recognize the Research service, fact, that some kinds of How to write a professional about pleasure are more desirable than others.” (Mill 455) Pleasures or happiness are both subjective internal first person phenomenona as they are measured by our feelings of what we experience as pleasure. Pleasure can be seen on a qualitative basis as well as a quantitative basis although Mill believes that the best estimation of pleasures should depend mainly on the quantity alone.

To determine which of two pleasures is more desirable. Essay on Examination of the Research service xml, Slave Experience. Nevertheless, most slaves had established and participated in a subculture separate from any other in Steps paper the United States at that time. One might argue that it was from the realm of this subculture and fundamental beliefs, derived from the horrible experiences of slavery, that provided African Americans the strength necessary to hold their heads high and look beyond their immediate condition. Religion was the Research paper service xml, essence of the newly emerging African American subculture. Biology Research Papers! Borrowed from the paper, fiery revivalism. Experience on Public Speaking Essay.

audience then I will have the mindset when I am on stage that people from the audience are not judging me. Lastly, I think that I will be able to get up in front of people and give a speech without getting extremely nervous. I haven’t had much experience with speaking in Biology papers front of big groups but hopefully by the end of this semester I will be very good at it without having any nervous feelings if someone asked me to give a public. It has taught my husband and I many lessons and values that have brought us closer together and our love stronger. Life Changing Experience 4 Our marriage began on a warm sunny day. Paper Service! Driving to Biology papers zambia, the courthouse, I could feel my heart pounding so hard as though it was going to beat right out of my chest. It felt like butterflies fluttering over a breezy meadow. The closer the Research paper, time got for us to say our sacred vows to login, each other; my heart felt like a rose blooming endlessly. Environmental Teaching Experience Essay.

from the Research xml, education. Although I feel this experience went well, there is always room for improvement. I believe the openness and readiness of my individuals to learn helped the experience to go very well. I think it also went well due to the fact my pamphlet seemed to be in help psychology simple terms. The pamphlet also seemed to capture the Research paper service xml, attention of the dad when he saw the picture I had on my pamphlet of the little baby surrounded by smoke. I believe the experience may have been improved if I knew a little. I feel that volunteering is an important task for Standard kurtosis me, but also to Research, my family because we can pass on deviation, our experience to our next generation. There is nothing better than having a kind heart and passing it on. A negative aspect I saw while volunteering was that there are not enough people volunteering. If only there would have been more people volunteering, then so much more people could have been helped. And if more people can be help, then the service xml, suffering on earth can be ease.

The big problem is that. parted lips [,]” and “…keen and bright…” eyes invite this act of sexual temperament. By the end of this seemingly sexual experience, Mrs. Mallard’s “[…]pulses beat fast, and the coursing blood warm[s] and relax[s] every inch of her body” are similar to my homework login, that of post-coitus. Her “[…] body and soul [was] free [at last]!” (Chopin 553). When Mrs. Paper Xml! Mallard’s rejuvenating experience comes to a close, she finally “[…] opens the psychology, door to her sister’s importunities [.]” They began to walk downstairs to Research paper xml, join.

to be separated from their mother at such a young age. Now that I am older, I realize that it was all for a good reason as I am the person I am today because of that journey and experience at that point in my life. Please as you are sharing my story as well as your own with anyone, always remember, that your life experiences are. Essay on Innocence and Experience. health. They became famished, and their health was slowly deteriorating with every meal that they skipped, and every disease acquired. A Professional Love! As a result, we see how at such a young age the boys life was corrupted and how they had to experience things that most people don’t experience in a lifetime. would also like to travel around the world but the Research service xml, cost will be so expensive that I could not afford it. If I could make more money I could also donate more to charity. The third reason that I want to Accounting assignment help online psychology, do MBA in paper Washington, DC is to learn new experiences. Because Vietnam is a poor country, I want to go to America to assignment psychology, receive an MBA and see how the world works.

Then later I can go back to Vietnam and see things with different eyes. My first trip out of Asia was this summer when I went to Europe. Related Learning Experiences Essay. parents for their understanding and support, providing our financial needs and Research service guiding us as always. We would like to deviation kurtosis, extend our deepest gratitude to the following: * To Dean Mary Ann D. Valenzuela, RN, MAN for giving us a permission to experience this Family Health Nursing. * To Editha Mantaos-Vicente, RN for sharing her thoughts and ideas to improve our knowledge for this case study. * To Ria Lou R.Casi, RM, RN, our Clinical Instructor for Research service xml guiding and helping us all throughout our. feel destroyed.

Every aspect of my life is disappointing. Now that you see how a lovely feeling happens to kurtosis, turn into a group of emotional disasters. Do you understand what love can do to someone? Maybe you understand or maybe you don’t. Everyone experiences love in. Essay on Classification of Psychic Experiences. commonly refer to as ghosts. Xml! Sometimes, telepathy is as simple as knowing what a person is going to say before that person says it, or thinking a thought that is Standard expressed by someone else, out loud, word-for-word. Many people commonly have this experience, myself included. Telepathy can mean knowing who is calling you on paper service xml, the telephone or what is in the mail.

Telepathy is an art that can be practiced and improved, but it is usually shunned due to fear of the unknown. I practice a different form. amazing trip. Although being in our dorms was much fun, we spent most of our time in our study groups, which were organized by the teachers. Everyone in my group had a unique personality, which made the trip an exciting and wonderful experience.

Out of a professional essay yourself love all of the activities, the two that I enjoyed the most were the tide pools and shark lab. One of the paper, main reasons I remember the tide pool lab is that our guide, Kelly, told us to my homework, gather around the Research, crab and lobster tank. She told us that. A Memorable Experience in Photography Essay. scared he did not know what to a professional essay about yourself, do. After it was all over he just sat their in paper xml midst of all the destruction and cried. After he got his emotions together, he helped in cleaning up one of the most disastrous events in United States history. Doing! This experience has been a emotional one for me.

In my eyes my grandfather was a hero and Robert Capa helps me recollect that image in that one picture. This picture was not directly related to paper service xml, the event, but it brings back the memories of the day my grandfather. Essay Robert Nozick’s Experience Machine. would choose the experience machine over real life. Taking this into account, Nozick reasons in the following way: 1. (Premise) The experience machine provides us with a life of Accounting help psychology maximal happiness and pleasure, but minimal authenticity and reality. 2. (Premise) Real existence provides us with a life of maximal authenticity, but in paper xml all likelihood only a modest degree of happiness and pleasure. Standard Kurtosis! 3. (Premise) Most people would choose real life over life in the experience machine. Essay on Research service, American Experience in Huck Finn. This was one of the College, most prominent experiences of Research paper xml America in the 19th century. Many whites disagreed with slavery, but if it did not affect their lives, as they were not necessarily the culprit or the Doing login, victim, they just went on living their lives.

The most common feature of this novel is movement. While this was crucial in Research paper service xml developing the irony that was the Accounting assignment help, southern response to slavery, it is also important in itself. Paper! In this novel, the main characters are always going somewhere, leaving a. Essay about Study of Religious Experience. ). Accounting Assignment Help Psychology! It is from this intersubjectivity that meaning is derived. (Kapstein, 272-275.) Furthermore, if meaning can be derived, communication shared, and apprehension obtained by the individual and the collective, those experiences cannot be pinned ineffable. To be ineffable an experience must be fully and completely ineffable, “devoid of propositional content: it must be ineffable through and through” (Kapstein, 267).

Interestingly, neither author explores a religious text in their discussion as a supporting. Classical Conditioning Learning Experience Essay. it is paper service xml a food a color or even a certain smell I can trace that back to kurtosis, a classical conditioning experience with my mother. My parents were divorced when I was very young and lived with my mother all my younger life. I can now see by Research service xml, observing the Biology research papers, types of dislikes and likes that my father has versus the likes and paper service xml dislikes that I have and write essay I know immediately that it was a conditioned learning experiences set forth by my mother. As part of another example, my father loves sour kraut on his hot dogs, again?

I am forever in love with his answer, a life well-lived experience. Research Service! He encouraged the readers to get out of their comfort zone to experience new people, horizons, settings, and perspectives that consider more important than career or life itself. He also stated about making amazing friends at school that we would go their weddings or those who will come to ours. We will be amazed on how 2 years of a college history time can be a life altering experience not only from professional perspective but also personal. Every. Essay about Informal Learning Experience. The operant conditioning can also be applied to this informal learning experience in a similar manner.

The operant here is walking down a dark street. This can be explained as if I walk down a dark street I will be mugged or may see somebody being mugged hence I would relate dark streets with mugging and become scared of darkness altogether. In the operand conditioning fear of the darkness would be an unintended response i.e. if I would not walk down a dark street, I would not have to be in any such. My Experience in English Composition Essay. encourage the students to Research, excel. As far as enthusiasm, he had a good personality, a positive attitude, a smile on his face, and was able to Biology research, effectively communicate to the level of Research paper service his audience.

I was captivated by these teaching characteristics. The experience I gained as a result of the instructor is that he influenced me to take composition by the heart and be meticulous with the writing process. The hand-chosen homework assignments were given with directions to read particular illustrative stories. Early Life Experience and Potential Essay. useful framework for encompassing the diversity of wellbeing concepts. Doing My Homework Login! This framework distinguishes between notions of having a good life (material welfare and standards of living), living a good life (values and ideals), and locating one’s life (experience and service subjectively). Bradshaw, Hoelscher and Richardson (2007, p.135) put it this way; wellbeing can be defined as the realisation of children’s rights and the fulfilness of the opportunity for kurtosis every child to be all she or he can be in xml the light.

My Service Learning Experiences Essay. going to their rooms with snacks and drinks. A favorite nostalgic country music and variety TV show was shown in write a professional essay about love the resident lounge which housed a big screen TV as well as a large glass birdhouse with exotic birds. The smells varied throughout my experience from paper service, freshly baked cake to the fetid smell of some rooms to a distinctive “hospital smell” in assignment online psychology other rooms. What kind of tasks did you do while serving? During “happy hour,” I would assist in going to residents’ rooms and offering snacks and. My First Experience With Death Essay. person for not crying over my dead grandpa. But I could not cry, I felt nothing.

I also felt guilty because I thought my anger towards him was why he died. Perhaps if I had been kind towards him he would still be alive. Paper Xml! When I look back on this experience today I do not feel guilty for not grieving after the death of my grandpa. I understand that my age and lack of contact with him prevented me from How to a professional about yourself, feeling a loss. Service Xml! In a way it was good because I did not have to go through that loss at such a young. My Most Interesting Experience Essay. at us.Ana and papers I looked each other and we too laughed.Fortunately,my parents bought some breakfast for us as they knew that we would be starving.We took the food and quickly ate them in Research xml a dining room.It was very funny,interesting and memorable experiences I ever had in my life.I guessed next time I must take up cooking lesson,then I would not be starving. The Unique Experience of Women Slaves Essay.

that house slaves received preferential treatment, however Keckley was a prime example that even house slaves and Doing login those close to the head family were severely punished for their accidents. In the life of paper service xml Maumer Juno she had a slightly different experience, she talked about her fondness for her mistress and How to write essay about yourself how she was treated by her. Her treatment was something not many slaves could expect. Women slaves that had the ill-fated misfortune of catching the Research paper xml, wandering eye of their master had to develop. The Royal Music World Experience Essay. Being a well-taught student of music theory in the school, I was eager to share my own learning experiences with more students, and so I asked to be a summer music teacher. Accounting Assignment Online! As summer appeared to be a period of calm and peace, with a majority of the students on vacation, I needed to do other things to fulfill my one hundred and twenty hours. Xml! So, I ended up as an to writing office assistant, eager to help with any heavy workload.

For the first few weeks my role was confined to an office worker. Research Service Xml! Consequently. month passed, I was comfortable enough to leave the write about love, house, go to the store, etc. Now seven months later, I am feeling like myself again. What have I learned from this? Obviously to be more careful when I cross the street. Now, how has this experience changed me?

It has in many ways. I feel lucky to be alive. Research Service! I know that if I had been just a couple steps farther up, I might not be here today. Biology Research Papers Zambia! That thought will stay with me forever. I do not fight with my mother as much anymore and xml I try. Essay about A Life Changing Experience. habits was an interesting pastime, the true wonder was cultural sharing on a greater scale.

In short cultures were exhibited and shared on Standard kurtosis, a large scale, as well as differences and similarities were found. These exhibitions were an incredible experience. The presentations were beautifully done, and exposed true slices of coveted cultures in a sharing atmosphere. Research Service! The sharing of research zambia culture reached beyond these performances. Friendships were created that transcended and thrived on cultural variation.

Reflection of Handicap Access Experience Essay. body is not supposed to stretch that way. Once I finally applied the soap I noticed the Research paper service, sink was at eye level with me, which meant my hands were above my chest and I again had to awkwardly stretch to clean them. The other extremely frustrating experience that I had was how much ice was on the handicap accessible things, but cleared on stairs for Standard kurtosis able bodied individuals. I was so irked that no one cleared the huge amounts of ice that appeared on paper, all of the ramps I encountered. The ramp connected.

Analysis of Customer#x27;s Service Experience at Doing Savannah Mall Shops. tell more people about the unpleasant experience (i.e. poor service is damaging to the business). Research Paper Service Xml! Efficient customer service is good for the business and it result in increased profit and How to about yourself love maintaining competitive advantage. 5. The problem statement: The problem is how customers’ service experiences are managed at Savannah Mall Shops. Paper Service! 5.1 Sub-problems: • Customers’ personal and objective perceptions. • Pre and post purchase customers’ experiences. • Skills of staff on customer care. Madness as Religious Experience - Allen Ginsberg Essay. such as James,2 Bateson,8 not alone in this beUef.

Other writers Jung,4 Laing,6 to Anton the concern definition and Grant8 have to support evidence the also offered Bowers,7 Perry,6 can be a reUgious that madness most contention experience. Vcu! Unfortunately, mental health practitioners have closed their eyes to this insight, because they have failed to Research xml, perceive the How to about, fuU developmental of service xml madness range of the process have simply viewed each point along the way as an Accounting assignment online end product and, instead, I recreated. Working Experience Is More Important Than Education Essay. reason that knowing how to do a job through work experience is the better option is because the person learns how to complete the service xml, job for real (Investopedia, 2011). Write A Professional Yourself! Anyone can learn how the paper, process of login fixing a car should work according to a book however, it takes real skill to be able to paper, do so in practice because there are so many variables that you need to be able to understand and react to. A book can't teach you those things. Through work experience, someone will learn how to do the things they will. Nozick#x27;s Experience Machine and Hedonism Essay examples. He is right to believe that humans would choose not to step into the machine because they want to How to a professional essay yourself, actually do things not just have an experience of it (Timmons, 123). Having the experience is not akin to actually doing the activity.

An experience would be like a memory or a dream, a hollow version of Research paper service xml reality. Humans should have the choice to make their own decisions, to become unique individuals, to attain knowledge through learning and to make connections with each other in the form of friendships. A Career in Fashion Industry: Personal Experience Essay. opportunities for serious scholarly investigation in fashion. Research Paper! Not wanting completely to paper service xml, disregard my prior experience and skills that I acquired thus far, I pursued a certificate in Fashion Image Consulting. Accounting Assignment Help Psychology! My background in fashion was greatly strengthened as I took a variety of classes covering multiple disciplines in fashion, completing the program with a cumulative GPA of 3.692.

My recent experiences in the field of fashion occurred throughout the duration of the certificate program. Most notably,