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Prevention and detection of Dissertation questions, possible fraud and other risks, such as potential going out of business, excessive credit etc. PRESENT EMPLOYMENT AND PROFESSIONAL EXPERIENCE. Pertinent understanding of banks NBFCs fraud control system for all retail assets products and services, cards and other channels fraud fraud investigations Investigate fraud cases of retail loan advances, carry out the investigations of internal external frauds, theft and losses of company assets and Edit for money scholarship prepare investigation report, identify root cause leading to Dissertation questions instances of impropriety use the result of investigations, matter to identify risk related issues and australia recommend policy to mitigate the risk Analyzing fraud trends, establishing monitoring key fraud indicators, performing a fraud risk assessment, identifying operational deficiencies and human factors that enable/influence activity and conducting fraud training Formulate quarterly audit / process review plan design review scope, risk parameters and implement risk based internal audits to ensure regulatory (RBI) compliance ethics Oversee the conduct of questions, risk based process reviews/audits to determine and detect vulnerabilities in Writing systems and/ or policies/ procedures that may potentially lead to fraudulent activity and/or abuse Finalizing review / audit report post discussing with stake holders and taking compliance report maintain action taken report (ATR) and Dissertation analyzed negative trends, highlights non compliant issues suggested policy enhancements Random effective digital sampling of new retail loan proposals and check authenticity of documents attached as KYC, Financial statements others to filter financial crime credit risk management ensure no fraud creeps into writing essays own system Initiating mystery shopping for Bank/NBFC employees / external agencies about the procedures of dealing with various policies process and report to central compliance team and concern management head Develop and present meaningful MIS to Dissertation facilitate decisions, with quick turnarounds related to fraud risk trend and circulate fraud related MIS/red flags to all stakeholders for proper corrective actions within regulatory framework Conduct regular surprise audits of external vendors (vendor process management) and also train develop external risk agencies in fraud detection, appropriate referrals, fraud prevention investigation New initiatives are taken to Homework help hotline biology develop fraud rules in Dissertation deduce mechanism followed in the loans origination systems to veterans day prevent frauds more effectively and formulated new policies of AML KYC and implemented across the region Conduct training workshop for external internal stakeholders within organization as well as with law enforcement authority to questions create fraud risk awareness related to KYC, AML. 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Responsible for ensuring Internal Control at Writing day the Branch by proper checks and balances with routine banking transactions and ensuring customer satisfaction and first level of scrutiny and authenticating of KYC and Dissertation questions signing AOF for Essay ensuring KYC Compliance of every opened account Deposits Support central Anti Money laundering Monitoring Unit with prompt response after completing required due diligence at branch level of the Dissertation suspected accounts within proper time frame Ensure Audit rating to Edit be satisfactory and closure of Dissertation questions, audit report within proper time lines Reconciliation of Writing veterans day, any differences with Banks and Clearing related suspense accounts and ensuring entries are not outstanding for questions more than three days Special emphasis given to verify all Cash Related Registers and Branch other registers on monthly basis and report to BM / Manager for remedial action. Australia. 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How to describe this skill on your resume: Resourceful team player who excels at building trusting relationships with customers and colleagues. Final Thoughts on Employment Skills and Values. Employability skills and Buy assignment australia personal values are the critical tools and traits you need to succeed in the workplace? and Dissertation they are all elements that you can learn, cultivate, develop, and maintain over your lifetime. Once you have identified the sought-after skills and values and assessed the degree to which you possess them, begin to market them by building them into your resume, cover letter, and interview answers) for job-search success. See also our Transferable Job Skills for Jobseekers.Click here to begin building your own resume! More Information about Employability Skills: Skills Employers Seek, reporting on annual results from the National Association of Writing veterans day Colleges and Employers (NACE) survey of employers to Dissertation determine the top 10 personal qualities/skills employers seek. From the Career Development Center at Binghamton University. Skills Employers Seek, from Loughborough University. Skills Employers Seek, from Psych Web Top 10 Soft Skills in Demand, from LiveCareer Resume Skills Section, from LiveCareer.

Building Tools That Build Better Work Lives. Since 2005, LiveCareer’s team of career coaches, certified resume writers, and savvy technologists have been developing career tools that have helped over 10 million users build stronger resumes, write more persuasive cover letters, and develop better interview skills. Use our free samples, templates, and writing guides and our easy-to-use resume builder software to help land the job you want. Dr. Randall S. Hansen.

Dr. Randall S. Hansen is founder of Engineering Quintessential Careers, one of the oldest and most comprehensive career development sites on the Web, as well CEO of Dissertation EmpoweringSites.com. He is also founder of MyCollegeSuccessStory.com and veterans day EnhanceMyVocabulary.com. He is publisher of Quintessential Careers Press, including the Quintessential Careers electronic newsletter, QuintZine. Dissertation Questions? Dr. Hansen is also a published author, with several books, chapters in books, and hundreds of articles. He’s often quoted in the media and conducts empowering workshops around the country.

Finally, Dr. Custom Services Your Own? Hansen is also an educator, having taught at the college level for more than 15 years. Visit his personal Website or reach him by email at randall@quintcareers.com. Check out Dr. Hansen on GooglePlus. Katharine Hansen, Ph.D., creative director and associate publisher of Dissertation Quintessential Careers, is an educator, author, and nutrition month blogger who provides content for Dissertation questions, Quintessential Careers, edits QuintZine, an Homework help hotline electronic newsletter for jobseekers, and blogs about Dissertation questions, storytelling in the job search at A Storied Career. Katharine, who earned her PhD in organizational behavior from Union Institute University, Cincinnati, OH, is Buy assignment australia author of Dynamic Cover Letters for Dissertation questions, New Graduates and textbook A Foot in questions the Door: Networking Your Way into the Hidden Job Market (both published by Ten Speed Press), as well as Top Notch Executive Resumes (Career Press); and with Randall S. Hansen, Ph.D., Dynamic Cover Letters, Write Your Way to a Higher GPA (Ten Speed), and The Complete Idiot’s Guide to Study Skills (Alpha). Visit her personal Website or reach her by e-mail at kathy@quintcareers.com. Check out Dr.

Hansen on GooglePlus. I AM A CAREER CHANGER This page is your key source for all things career-change related. You#8217;ll find some great free career-change tools and resources. Changing careers can be traumatic, especially if you have been in your current career for a long time, but you do not have to go through the process alone or [] Quintessential Careers: Career and Job-Hunting Blog. Quintessential Careers: Career and Buy assignment australia Job-Hunting Blog Career and job-search news, trends, and scoops for job-seekers, compiled by the staff of Quintessential Careers.The Quintessential Careers Blog has moved!! These pages remain as an archive of our previous blog posts. Please check out the new and improved Quintessential Careers Blog for Job-Seekers and questions Careerists. Essay Writing? Interview Advice Job [] The Quintessential Directory of Company Career Centers.

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Free Information Technology essays. Technology is becoming increasingly very important to the success of all business firms, and to Dissertation questions, the economic growth therefore there is Writing, a need to analyze the rate at which developing countries are trying to catch up with the developed economies. The process of globalization is driven by questions, technology development and australia, the ability of corporations to uplift the questions use of technology effectively and writing nutrition, rapidly. The technological gap between developed countries and emerging nations has narrowed but still remains huge. The first step to narrowing the gap further is for emerging nations to absorb technology successfully. The rapid economic growth achieved by the newly industrialized economies has generated a vast amount of research on the mechanism behind the economic take off. According to F. Montes-Negret (2008), progress in developing countries reflects the absorption of pre-existing technologies not at the frontier inventions. In general terms, catch up refers to the ability of a country to Dissertation questions, reduce the chemistry gap in productivity and income with respect to the leading international countries (Fagerberg Godinho 2005). Perez (1988) views catching up as a question of questions, relative speed in a race along a fixed track, according to him, technology is understood to be a unidirectional process.

Furthermore, he observes that every country is a beginner in terms of the newly emerging techno-economic paradigm, which implies the possibility of being a latecomer. Research has shown that in the catching-up process, the late-comer does not simply follow the path of a technological development of the advanced countries. Instead, they would rather skip some stages or even create their own individual ways which are different from the developed countries. By doing this, it may result in the developing countries becoming latecomers in technology advancing. For the country to have growth in economy and industrial development, it needs to have an Essay month, absorptive capacity and ability to tap in the world's technology pool.

Cohen and Levinthal (2000) explain absorptive capacity as the ability to assess the value of external knowledge and technology and to make necessary investments and changes to absorb and apply these changes in questions a productive manner. The development of new-to-the world knowledge can be considered to be innovative which can be a costly learning activity that a country can employ in order to catch up with others through technology absorption. Innovation and technology absorption are two distinct processes, that is, innovation promotes absorptive capacity because the generation of human capital and new ideas, and the associated knowledge spillover effects, help build absorptive capacity. This paper will discuss how properly designed economic policies can significantly influence the degree to which a country absorbs new technology, that is, it will discuss the help biology pre requisites for technology catch ups. Further more the Dissertation questions paper will discuss the channels that developing countries can use to catch up with other developed countries through technology absorption such as trade flows, foreign direct investment (FDI), RD and patents. 2. Literature on catching up through technology absorption. Most of the literature on catch-up through technology is shown by Engineering chemistry, countries that in the past decades have managed catch up with the Dissertation questions developed countries, others that have succeeded ahead and several that have fallen behind in technology and failed to be par with the developed world (Abramovitz 1986).

More research has identified a series of factors that have affected the sources of catch-up. Catch-up countries should try to adopt the Schumpeterian view of the process of innovation, according to which economic agents are likely to innovate as a reaction to month, unexpected changes within the economic environment (Schumpeter, 1947). The presence of learning and capabilities in Dissertation the domestic markets is regarded as one of the factors that can lead to australia, good catch up systems. Marleba (2006) has lamented that early traditional literature has indicated how it was possible to close the gap though technology transfers and the imitation of easily available technology. The literature further shows how technology in growth is the missing link between the developed and the less developed countries. Dissertation! There is a possibility of a 'catch-up' scenario in the event that less developed countries are able to australia, access and employ developed technology. Questions! In other words, less developed countries would grow at a higher rate until at such time that the differences between developed and less developed countries are negligible. This can be shown by the experience of East Asian countries (World Bank 1993). Catching up is usually assumed to be dependent on the level of Homework help, human capital and knowledge.

Capital is a necessary tool for the economic success in the world today, because countries need the Dissertation capacity to mobilize knowledge and use it to chemistry, the fullest. A study by the World Bank (2009) indicates that countries in the Sub Sahara of Africa (SSA) must harness both more capital and more knowledge. Dissertation Questions! These African countries need to invest heavily in Custom writing essays own physical infrastructure and productive capacity for the enhancement of the absorptive capacities. However, maximizing productivity and achieving competitiveness will depend upon success in augmenting human capital and Dissertation questions, raising its quality. This has been shown by South Africa as it was ranked the Buy assignment 41st and 25th respectively in terms of technological innovation and benefiting from good scientific research institutions competitiveness report. These rankings make South Africa to questions, be the highest ranked in SSA.

South Africa's innovative potential could be at risk with a university enrollment rate of only 15 percent, which places the country 94th overall. From this case we can learn that the use of technology requires skilled labor force. As earlier pointed out, investment in human capital remain a critical issue for South Africa and other developing countries (Global Competitiveness Report, 2009). Nations such as Australia, Chile, Malaysia, and Spain have responded by developing cross-sectoral policy frameworks to hotline biology, promote science, technology, and innovation. Within Sub-Saharan Africa, Mozambique, Rwanda, and South Africa are leading the way with similar cross-cutting strategies. Dissertation! Other SSA countries that have produced national science and technology policies since 2000 include Botswana, Ethiopia, Ghana, Lesotho, Malawi, Senegal, Tanzania, Uganda, Zambia, and Zimbabwe (Mouton 2008). 3. Services Your! Pre Requisites for technology catch up. Technology absorption is often regarded as a pre requisite for breaking up a high cost economy and Dissertation, creating an economic competitive market internationally.

The initial gap for countries which are trying to catch up with technology should not be too wide for them to be able to absorb knowledge from technological leaders. Moreover, late comers must have, or create, sufficient absorption capabilities. In this context, sufficient absorption capabilities are described as having qualified researchers who are able to understand external knowledge spillovers and recognize their value in operation. Developing countries need a strong human capital base that will be able to understand the nutrition month new innovative systems that have been put in place by the advanced countries, hence they need well developed scientific, engineering and technical skills. Questions! Cohen and Levinthal (1990:129) suggest that accumulated knowledge increases both the ability to textbook, put new ideas into Dissertation practice. If the stock of knowledge is increased, in general, additional learning will be facilitated.

The growth of knowledge adds value to the country's ability to adapt to new ideas thus becoming fast in catching up with technology. Technological progress depends on more than being exposed to day, foreign technologies. How fast it spreads within a country is important and depends on the domestic technological absorptive capacity, the quality of technological literacy of the population and Dissertation questions, the quality of the business climate. Although major centers and leading firms may be relatively advanced, the rural population and the majority of firms do not exploit the best technologies, often because the necessary infrastructure and human competencies are not available. Buy Assignment! This may lead to some lags in technology catch up for developing countries. Nelson and Rosenberg (2003) explain the importance of the link between science and technology as this is one of the questions important tools for technology catch up. The technological progress requires the mobilisation, co-ordination and integration of many different types of knowledge, and veterans, thus involves different types of knowledge producing organizations like firms, research institutes, and universities. Questions! Research organizations should be able to communicate to each other about technology innovations that are occurring within their countries. This will enhance knowledge diffusion.

With respect to for money, the co-ordination and integration of knowledge across the research sector, communication or even interaction is needed. This can be accomplished by questions, co-operation, strategic alliances, clusters, and networks, all of which install channels along which knowledge can be communicated. If communication exists within countries, the developing countries may be able to learn this as a good tool for success in technology absorption. Knowledge is becoming the solution to all endeavors conducted within a shifting network of informal professional interactions, it is no longer the Engineering chemistry disciplinary monopoly of a few institutions of higher learning (Gibbons 2000). The technological progress in developing countries is mainly a process of adopting and adapting to pre-existing technologies, hence developing countries perform relatively little when it comes to research. For the Dissertation developing countries, technological progress mainly occurs through the adoption and adaptation of already existing technologies. The rapid increase in technological achievement owes much to increased linkages between developing and developed countries. Globalization in the form of imports of advanced products, and the transfer of business process technology through foreign investment has increased the veterans exposure of developing countries to more advanced technologies (Rogers 2003) Technology absorption needs a stable and conducive policy framework hence policy makers should ensure that openness is maintained. Dissertation! They need to Buy assignment australia, concentrate on strengthening domestic competencies, promoting the dissemination of technology and reinforcing the local business environment in order to Dissertation questions, avoid the constrain on technological progress in developing countries.

The relationship between the government and the dynamics of technological change is of high importance in Buy assignment technology absorption, in particular to the institutions and implementation of the policies. As technology absorption is regarded as being innovative and competitive, a high level of competency and responsive governance is expected from the civil service in order for the countries to maintain discipline needed to perform long term programmes such as industrialization (Edquist, C Hommon, L. Dissertation Questions! 2008) 4. Sources Indicators of Technological Catch- Up. a. International trade and foreign direct investment. International trade policies have had a variety of impacts on technological development. Essays For Money! It appears that technological development has been faster in countries which have linked with the Dissertation questions international trade to industrial advancement. Lall (2006) showed that South Korea had a strong policy which made them to be able to maintain regulatory controls over direct foreign investment and foreign technology licensing. On the other hand, India protected local industries, by providing limited export incentives and Writing an assignment day, restricted the importation of foreign technology, by doing so, India was trying to promote local innovative skills but this led to a slow pace of technological transformation.

Foreign Direct Investment (FDI) is the Dissertation questions most and easiest way to access foreign technology as it is a good tool for promoting technology transfers among countries. Rapid access to new technology and subsequent upgrading, with local effort can help late comers to be efficient absorbers of technology. A paper by Clark and Juma (2002) indicates that Singapore has maintained an open policy for technology and capital imports which are oriented by a dynamic export market dominated by foreign markets. Reduction to FDI barriers can facilitate technology absorption hence there is a need for developing countries to change their policy environment, especially in relation to economic liberalisation measures. In order for late comers to attract FDI, they have to be export oriented in production networks, that is, they should have stable, transparent and welcoming policies, and Homework help, also they have to have good macroeconomics management such as introducing market incentives that will continue to play as an questions, important role in promoting technological innovation. In some instances, instruments such as subsidies for australia technological innovation are unpopular hence it is obvious that other forms of state intervention will need to be devised to promote technological innovation in the poorer developing countries.

Such intervention measures will need to be more closely linked to questions, trade liberalization measures (Jansen and Tarr 2007). b. Patents and R D. A study made by Writing an assignment veterans day, the World Bank uses patent database in the US in Dissertation order to establish the presence of specific channels of absorption in decision making. A paper presented by Negret (2008) uses the data on patent citations from the European Patent Office (EPO) and the US Patent and Trademark Office (USPTO) as proxies for the knowledge absorption process. Edit For Money! The study shows that patents play an important role as a channel of technological diffusion and there are also good for Dissertation questions the flow of technology knowledge among firms. Branstetter (2008) came up with the textbook results that showed the Dissertation questions importance of Science and innovation policy, he further said the ECA countries should be encouraged to promote international collaboration and should support a greater role for the private sector in Custom writing essays own knowledge generation. Governments should encourage foreign RD investment and international RD collaboration. Measures to support RD are ineffective when the human capital and investment climate are insufficient and Dissertation, less competitive, and Writing veterans, the developing countries should adopt these studies and learn from the countries such as Germany, The Unite States of America, Japan, South Korea and some major European economies which has shown a good collaboration with inventors through patterns of co-invention (World Bank 2008). There is a high possibility for Dissertation developing countries to catch up through technology absorption. Developing countries can manage to this by being able to adapt and adopt new knowledge, and utilizing the use of information technology which will make their economies become fast learners.

On the other hand, late comers will be left with a challenge to combine a strong science base with national institutions that promotes individual and organizational learning. For example, most developing countries do not have proper institutional arrangements that can assist them in monitoring technological changes. Furthermore, they need to benchmark with other developed countries and acquire some skills they have adopted such as to create incentives for efficient creativity, dissemination and use of knowledge. If the developing countries are able to Edit essays, adapt to this pressures, the rate of transformation in technology will be accelerated by improvements in their education systems and Dissertation questions, thus becoming competitive in the global market. The future growth of the developing countries depends on technology upgrading and Edit, match up with investment to productivity improvements. The use of advanced technologies to deliver new products and services may also accelerate technological catch up within the Dissertation developing countries. Human capital formation and technical competence is unlikely to writing your own, make sustained advances in technological development if the developing countries does not have a skilled workforce which is able to fully exploit the emerging technologies and Dissertation questions, deliver modern services. Another important lesson that developing countries can learn is that technology absorption needs a stable and Buy assignment, conduce policy environment and questions, strong policy support from the governments. High level of essays for money scholarship, productivity within the Dissertation questions public sector is a major requirement so that policy implementation can take place.

Corruption need to be controlled effectively in order to enhance the openness of the country. This will attract foreign direct investment as it is linked to Essay writing in english, technology accessibility. Abramovitz, M. 1986. Catching up, Forging Ahead and Falling Behind. Journal of Economics History. Andersen B., Metcalfe J.S. Tether B.S. 2002 Distributed Innovation Systems and Dissertation questions, Instituted Economic Processes, (Working Paper ESSY). Bell, M. Pavitt, K. 1993. Technological accumulation and industrial growth Industrial and chemistry textbook, corporate change.

Cohen, W.M. Questions! Levinthal, D.A. 1989. Innovation and Learning: The Two Faces of RD. The Economic Journal, 99: 569-596. Cohen, W.M. Help Hotline Biology! Levinthal, D.A. Questions! 1990. Homework Hotline Biology! Absorptive Capacity: A New Perspective on Learning and Innovation. Administrative Science Quarterly, 35:128-152.

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Tarr, D. 2007. Impact of Local Content Restrictions and Barriers against Foreign Direct Investment in Services: The Case of Kazakhstan Accession to the WTO. Eastern European Economics Impact of Local. Juma, C Clark. 2002 Technological Catch-Up: Opportunities and Challenges for Developing Countries. London: Print Publishers. Juma, C Clark. 2002 Technological Catch-Up: Opportunities and Challenges for Developing Countries. Buy Assignment Australia! London: Print Publishers.

Kim L. 1997. Imitation to Innovation: the questions Dynamics of Edit essays for money scholarship, Korea's Technological Learning, Boston : Harvard Business School Press. Kim L. 1997. Imitation to Innovation: the questions Dynamics of Korea's Technological Learning, Boston : Harvard Business School Press. Kim L. Nelson R. 2000. Technology, Learning and Innovation . London: Cambridge University Press. Lall, S. 2001. Competitiveness Technology and Skills. Cheltenham: Elgar publishers. Lall, S. 2001 Competitiveness Technology and Essay nutrition, Skills Cheltenham: Elgar publishers. Lee, K. 2005.

Making a Technological Catch-up: Barriers and Opportunities. Journal of Technology Management. Malerba, F. 2006. Catch up in different sectoral systems: some introductory remarks, Globelics India: Innovation systems for competitiveness and shared prosperity in developing countries, A paper presented in Trivandrum, Kerala, Mazzoleni R. Nelson R. 2006. The Roles of Research at Universities and Public Labs in Economic Catch-up. LEM Working Paper Series. Negret, F.M. The World Bank working paper no.15.

2008. Questions! Globalization and Technology Absorption in Europe and central Asia. Washington D.C: The World Bank. Nelson, R. Phelps, E. 1966. Investment in humans, technology diffusion and nutrition month, economic growth American Economic Review 56(1/2): 69-75.

Nelson, R.R. Questions! Winter, S.G. 1982. An Evolutionary Theory for Economic Change. Cambridge MA: Harvard University Press. Nelson, R.R. Rosenberg, N. Edit! 1993.

Technical Innovation and National Systems, in questions Nelson, R.R. Edit Essays Scholarship! (ed.), National Innovation Systems: A Comparative Study. Dissertation Questions! Oxford: Oxford University Press. 3-21. Oba, H Panda,H. 2005. Industrial developmeny and chemistry textbook, Technology absorption in the Indian Steel Industr. Allied Publisher: New Delhi. Rogers, M.2003. Knowledge, Technological catch-Up and Economic Growth.

UK: Edward Edglar Publishing. Ratlso,J. Puzzles of Convergence and Catching Up;Regional Income growth in Norway, Department of economics , Norwegian university of Science and Dissertation, Technology. Schumpeter. (1947). The Creative Responses in help Economic History. The Journal of Dissertation, Economic History. Vol.7, No.2: 149-159. The World Bank. 2009. Accelerating catch-up: Tertiary Education for Growth in Sub Saharan Africa. Washington D.C: The World Bank.

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